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Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.
The historical rank and industry rank for SmartFinancial's Construction Loans (USD Mil) or its related term are showing as below:
SmartFinancial Construction Loans (USD Mil) Related Terms
SmartFinancial Construction Loans (USD Mil) Historical Data
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The historical data trend for SmartFinancial's Construction Loans (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SMBK vs SMBC, GSBC, EGBN: Construction Loans (USD Mil) Comparison
For the Banks - Regional subindustry, SmartFinancial's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Construction Loans (USD Mil) of 0.00 mean?
SmartFinancial (SMBK) has a Construction Loans (USD Mil) of 0.00 as of Jun. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on SmartFinancial and its competitors.
Is SmartFinancial's Construction Loans (USD Mil) too high?
SmartFinancial's current Construction Loans (USD Mil) is 0.00. Overall, SmartFinancial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SmartFinancial's Construction Loans (USD Mil) compare to SMBC and GSBC?
SmartFinancial's Construction Loans (USD Mil) of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on SmartFinancial and its competitors. SmartFinancial's current Construction Loans (USD Mil) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SmartFinancial stock overvalued right now?
Based on GuruFocus' analysis, SmartFinancial (SMBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.44, compared to a current price of $51.04 — trading 26.2% above its estimated fair value. The current Construction Loans (USD Mil) is 0.00. SmartFinancial's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For SmartFinancial (SMBK), the current Construction Loans (USD Mil) is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SmartFinancial (SMBK) Overvalued in 2026?
Based on GuruFocus' analysis, SmartFinancial stock appears to be overvalued.
The current stock price of $51.04 is trading 26.2% above its estimated GF Value™ of $40.44.
GuruFocus considers SmartFinancial to be Modestly Overvalued.
Key valuation signals for SMBK:
Construction Loans (USD Mil): 0.00
GF Value™: $40.44 vs. price of $51.04 (26.2% above fair value)
No single metric tells the full story. See the SMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.
68GF Score
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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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