SMBK (SmartFinancial) 5-Year EBITDA Growth Rate

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SMBK SmartFinancial Inc SMBK
68 GF Score
Price $50.51
GF Value $40.44
Valuation Modestly Overvalued
! 5 Warning Signs
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What is SmartFinancial 5-Year EBITDA Growth Rate?

5-Year EBITDA Growth Rate does not apply to banks.

SMBK
68GF Score
SmartFinancial Inc SMBK
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SmartFinancial (SMBK) Overvalued in 2026?

Based on GuruFocus' analysis, SmartFinancial stock appears to be overvalued. The current stock price of $50.51 is trading 24.9% above its estimated GF Value™ of $40.44. GuruFocus considers SmartFinancial to be Modestly Overvalued.

Key valuation signals for SMBK:

  • 5-Year EBITDA Growth Rate:
  • GF Value™: $40.44 vs. price of $50.51 (24.9% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the SMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SmartFinancial Business Description

Address 5401 Kingston Pike, Suite 600, Knoxville, TN, USA, 37919
SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.
68GF Score

Get the complete analysis for SMBK

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.51
Price
$40.44
GF Value