BANL (CBL International) Current Ratio: 1.35 (As of Dec. 2025) — Near Median


BANL CBL International Ltd BANL
70 GF Score
Price $0.37
GF Value $1.02
Valuation Significantly Undervalued
! 3 Warning Signs
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What is CBL International Current Ratio?

CBL International BANL +8.16% 70 Current Ratio is 1.35 as of Dec. 2025, which is 8% below its 10-year median of 1.46. GuruFocus rates BANL with a GF Score™ of 70/100 and a GF Value™ of $1.02 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,014 Oil & Gas companies, CBL International ranks better than 50.2% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. CBL International's current ratio for the quarter that ended in Dec. 2025 was 1.35.

CBL International has a current ratio of 1.35. It generally indicates good short-term financial strength.

The historical rank and industry rank for CBL International's Current Ratio or its related term are showing as below:

BANL' s Current Ratio Range Over the Past 10 Years
Min: 1.24   Med: 1.46   Max: 1.86
Current: 1.35

During the past 6 years, CBL International's highest Current Ratio was 1.86. The lowest was 1.24. And the median was 1.46.

BANL's Current Ratio is ranked better than
50.2% of 1014 companies
in the Oil & Gas industry
Industry Median: 1.345 vs BANL: 1.35

CBL International  (NAS:BANL) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


CBL International Current Ratio Related Terms


CBL International Current Ratio Historical Data

* Premium members only.

The historical data trend for CBL International's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CBL International Current Ratio Chart

CBL International Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial 1.44 1.79 1.86 1.47 1.35

CBL International Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.86 1.51 1.47 1.54 1.35

BANL vs MARPS, TOPS, RBNE: Current Ratio Comparison

For the Oil & Gas Midstream subindustry, CBL International's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CBL International Current Ratio vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, CBL International's Current Ratio distribution charts can be found below:

* The bar in red indicates where CBL International's Current Ratio falls into.


BANL
70GF Score
CBL International Ltd BANL
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CBL International Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

CBL International's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=75.127/55.755
=1.35

CBL International's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=75.127/55.755
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.35 mean?
CBL International (BANL) has a Current Ratio of 1.35 as of Dec. 2025. This is near median its historical median of 1.46. Over the past decade, CBL International's Current Ratio has ranged from 1.24 to 1.86. According to the industry distribution chart, CBL International ranks #505 out of 1014 companies in the Oil & Gas industry, placing it in the top 49.8%.
Is CBL International's Current Ratio too high?
CBL International's current Current Ratio of 1.35 is near median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 1.86. The Oil & Gas industry median Current Ratio is 1.35. CBL International's value of 1.35 is 0.4% above this industry median. Based on the distribution chart, CBL International ranks #505 out of 1014 companies in the Oil & Gas industry, which is above the industry midpoint. Overall, CBL International has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CBL International's Current Ratio compare to MARPS and TOPS?
According to the Oil & Gas industry distribution chart, CBL International ranks #505 out of 1014 companies for Current Ratio. This puts CBL International in the upper half of its industry. The industry median Current Ratio is 1.35. CBL International's value of 1.35 is 0.4% above this benchmark. Historically, CBL International's own Current Ratio has ranged from 1.24 to 1.86 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 1.35, CBL International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Oil & Gas company?
The median Current Ratio among Oil & Gas companies is 1.35, based on 1,014 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CBL International's current Current Ratio of 1.35 is 0.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Oil & Gas industry, the median Current Ratio is 1.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CBL International's current Current Ratio is 1.35, which is near median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CBL International stock overvalued right now?
Based on GuruFocus' analysis, CBL International (BANL) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.02, compared to a current price of $0.37 — trading 63.4% below its estimated fair value. The current Current Ratio is 1.35, which is near median its 10-year median of 1.46 and 0.4% above the Oil & Gas industry median of 1.35. CBL International's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For CBL International (BANL), the current Current Ratio is 1.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CBL International (BANL) Overvalued in 2026?

Based on GuruFocus' analysis, CBL International stock appears to be undervalued. The current stock price of $0.37 is trading 63.4% below its estimated GF Value™ of $1.02. GuruFocus considers CBL International to be Significantly Undervalued.

Key valuation signals for BANL:

  • Current Ratio: 1.35 (near median its 10-year median of 1.46)
  • GF Value™: $1.02 vs. price of $0.37 (63.4% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 0.4% above the Oil & Gas median (#505 of 1014)

No single metric tells the full story. See the BANL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CBL International Business Description

Industry EnergyOil & Gas
Address Level 23-2 Permata Sapura, Kuala Lumpur City Centre, Kuala Lumpur, SGR, MYS, 50088
CBL International Ltd is a marine fuel logistics company that provides a one-stop solution for vessel refueling. In the bunkering industry, it is referred to as a bunkering facilitator. It facilitates vessel refueling between ship operators and local physical distributors/traders by purchasing marine fuel, including fossil fuel and alternative fuel, from its suppliers and arranging for the suppliers to deliver the fuel to the customers. The company's customer base comprises container liners, bulk carriers, and tankers. Geographically, the company generates a majority of its revenue from China, followed by Hong Kong, Malaysia, Singapore, South Korea, and other regions.
70GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.37
Price
$1.02
GF Value