CBL InternationalBANL +3.39%70 Days Payable is 30.91 as of Dec. 2025, which is 46% above its 10-year median of 21.20. GuruFocus rates BANL with a GF Score™ of 70/100 and a GF Value™ of $1.02 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 851 Oil & Gas companies, CBL International ranks worse than 77.32% on this metric.
The historical rank and industry rank for CBL International's Days Payable or its related term are showing as below:
BANL'
s Days Payable Range Over the Past 10 Years
Min: 12.45 Med: 21.2 Max: 32.36
Current: 30.53
During the past 6 years, CBL International's highest Days Payable was 32.36. The lowest was 12.45. And the median was 21.20.
BANL's Days Payable is ranked worse than 77.32% of 851
companies
in the Oil & Gas industry
Industry Median: 57.95
vs BANL: 30.53
CBL International's Days Payable
increased
from Dec. 2024 (25.01) to Dec. 2025 (30.91).
It may suggest that CBL Internationaldelayed paying its suppliers.
CBL International Days Payable Related Terms
CBL International Days Payable Historical Data
* Premium members only.
The historical data trend for CBL International's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BANL vs MARPS, TOPS, RBNE: Days Payable Comparison
For the Oil & Gas Midstream subindustry, CBL International's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CBL International Days Payable vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, CBL International's Days Payable distribution charts can be found below:
* The bar in red indicates where CBL International's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
CBL International's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBL International (BANL) has a Days Payable of 30.91 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CBL International and its competitors. This is 46% above median its historical median of 21.20. Over the past decade, CBL International's Days Payable has ranged from 12.45 to 32.36. According to the industry distribution chart, CBL International ranks #658 out of 851 companies in the Oil & Gas industry, placing it in the top 77.3%.
Is CBL International's Days Payable too high?
CBL International's current Days Payable of 30.91 is 46% above median its 10-year median of 21.20. Over the past 10 years, this metric has ranged from a low of 12.45 to a high of 32.36. The Oil & Gas industry median Days Payable is 57.95. CBL International's value of 30.91 is 46.7% below this industry median. Based on the distribution chart, CBL International ranks #658 out of 851 companies in the Oil & Gas industry, which is in the bottom quartile relative to peers. Overall, CBL International has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CBL International's Days Payable compare to MARPS and TOPS?
According to the Oil & Gas industry distribution chart, CBL International ranks #658 out of 851 companies for Days Payable. This places CBL International in the lower half of its industry. The industry median Days Payable is 57.95. CBL International's value of 30.91 is 46.7% below this benchmark. Historically, CBL International's own Days Payable has ranged from 12.45 to 32.36 over the past decade. While the company's 10-year median is 21.20 vs. the industry median of 57.95, CBL International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Oil & Gas company?
The median Days Payable among Oil & Gas companies is 57.95, based on 851 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CBL International's current Days Payable of 30.91 is 46.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CBL International and its competitors. For the Oil & Gas industry, the median Days Payable is 57.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CBL International's current Days Payable is 30.91, which is 46% above median its own 10-year median of 21.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CBL International stock overvalued right now?
Based on GuruFocus' analysis, CBL International (BANL) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.02, compared to a current price of $0.38 — trading 62.9% below its estimated fair value. The current Days Payable is 30.91, which is 46% above median its 10-year median of 21.20 and 46.7% below the Oil & Gas industry median of 57.95. CBL International's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For CBL International (BANL), the current Days Payable is 30.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CBL International (BANL) Overvalued in 2026?
Based on GuruFocus' analysis, CBL International stock appears to be undervalued.
The current stock price of $0.38 is trading 62.9% below its estimated GF Value™ of $1.02.
GuruFocus considers CBL International to be Significantly Undervalued.
Key valuation signals for BANL:
Days Payable: 30.91 (46% above median its 10-year median of 21.20)
GF Value™: $1.02 vs. price of $0.38 (62.9% below fair value)
Industry Position: 46.7% below the Oil & Gas median (#658 of 851)
No single metric tells the full story. See the BANL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CBL International Ltd is a marine fuel logistics company that provides a one-stop solution for vessel refueling. In the bunkering industry, it is referred to as a bunkering facilitator. It facilitates vessel refueling between ship operators and local physical distributors/traders by purchasing marine fuel, including fossil fuel and alternative fuel, from its suppliers and arranging for the suppliers to deliver the fuel to the customers. The company's customer base comprises container liners, bulk carriers, and tankers. Geographically, the company generates a majority of its revenue from China, followed by Hong Kong, Malaysia, Singapore, South Korea, and other regions.
70GF Score
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