Thai Group Holdings PCL (BKK:TGH) Current Ratio: 5.00 (As of Jun. 2026) — 30% Above Median

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BKK:TGH Thai Group Holdings PCL BKK:TGH
60 GF Score
Price ฿10.70
GF Value ฿12.55
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Thai Group Holdings PCL Current Ratio?

Thai Group Holdings PCL BKK:TGH +1.90% 60 Current Ratio is 5.00 as of Jun. 2026, which is 30% above its 10-year median of 3.85. GuruFocus rates BKK:TGH with a GF Score™ of 60/100 and a GF Value™ of ฿12.55 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 63 Insurance companies, Thai Group Holdings PCL ranks better than 90.48% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Thai Group Holdings PCL's current ratio for the quarter that ended in Jun. 2026 was 5.00.

Thai Group Holdings PCL has a current ratio of 5.00. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Thai Group Holdings PCL's Current Ratio or its related term are showing as below:

BKK:TGH' s Current Ratio Range Over the Past 10 Years
Min: 0.03   Med: 3.85   Max: 52.85
Current: 5

During the past 8 years, Thai Group Holdings PCL's highest Current Ratio was 52.85. The lowest was 0.03. And the median was 3.85.

BKK:TGH's Current Ratio is ranked better than
90.48% of 63 companies
in the Insurance industry
Industry Median: 1.68 vs BKK:TGH: 5.00

Thai Group Holdings PCL  (BKK:TGH) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Thai Group Holdings PCL Current Ratio Related Terms


Thai Group Holdings PCL Current Ratio Historical Data

* Premium members only.

The historical data trend for Thai Group Holdings PCL's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thai Group Holdings PCL Current Ratio Chart

Thai Group Holdings PCL Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial 0.92 1.93 52.85 2.91 2.20

Thai Group Holdings PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 4.17 2.20 4.76 5.00

BKK:TGH vs BRK.A, AIG, HIG: Current Ratio Comparison

For the Insurance - Diversified subindustry, Thai Group Holdings PCL's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thai Group Holdings PCL Current Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Thai Group Holdings PCL's Current Ratio distribution charts can be found below:

* The bar in red indicates where Thai Group Holdings PCL's Current Ratio falls into.


BKK:TGH
60GF Score
Thai Group Holdings PCL BKK:TGH
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Thai Group Holdings PCL Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Thai Group Holdings PCL's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=18155.616/8270.417
=2.20

Thai Group Holdings PCL's Current Ratio for the quarter that ended in Jun. 2026 is calculated as

Current Ratio (Q: Jun. 2026 )=Total Current Assets (Q: Jun. 2026 )/Total Current Liabilities (Q: Jun. 2026 )
=61481.963/12294.925
=5.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 5.00 mean?
Thai Group Holdings PCL (BKK:TGH) has a Current Ratio of 5.00 as of Jun. 2026. This is 30% above median its historical median of 3.85. Over the past decade, Thai Group Holdings PCL's Current Ratio has ranged from 0.03 to 52.85. According to the industry distribution chart, Thai Group Holdings PCL ranks #6 out of 63 companies in the Insurance industry, placing it in the top 9.5%.
Is Thai Group Holdings PCL's Current Ratio too high?
Thai Group Holdings PCL's current Current Ratio of 5.00 is 30% above median its 10-year median of 3.85. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 52.85. The Insurance industry median Current Ratio is 1.68. Thai Group Holdings PCL's value of 5.00 is 197.6% above this industry median. Based on the distribution chart, Thai Group Holdings PCL ranks #6 out of 63 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Thai Group Holdings PCL has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thai Group Holdings PCL's Current Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Thai Group Holdings PCL ranks #6 out of 63 companies for Current Ratio. This places Thai Group Holdings PCL in the top 10% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.68. Thai Group Holdings PCL's value of 5.00 is 197.6% above this benchmark. Historically, Thai Group Holdings PCL's own Current Ratio has ranged from 0.03 to 52.85 over the past decade. While the company's 10-year median is 3.85 vs. the industry median of 1.68, Thai Group Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thai Group Holdings PCL's current Current Ratio of 5.00 is 197.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Group Holdings PCL's current Current Ratio is 5.00, which is 30% above median its own 10-year median of 3.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Group Holdings PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Group Holdings PCL (BKK:TGH) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿12.55, compared to a current price of ฿10.70 — trading 14.7% below its estimated fair value. The current Current Ratio is 5.00, which is 30% above median its 10-year median of 3.85 and 197.6% above the Insurance industry median of 1.68. Thai Group Holdings PCL's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Thai Group Holdings PCL (BKK:TGH), the current Current Ratio is 5.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thai Group Holdings PCL (BKK:TGH) Overvalued in 2026?

Based on GuruFocus' analysis, Thai Group Holdings PCL stock appears to be undervalued. The current stock price of ฿10.70 is trading 14.7% below its estimated GF Value™ of ฿12.55. GuruFocus considers Thai Group Holdings PCL to be Modestly Undervalued.

Key valuation signals for BKK:TGH:

  • Current Ratio: 5.00 (30% above median its 10-year median of 3.85)
  • GF Value™: ฿12.55 vs. price of ฿10.70 (14.7% below fair value)
  • GF Score™: 60/100 with 8 warning signs
  • Industry Position: 197.6% above the Insurance median (#6 of 63)

No single metric tells the full story. See the BKK:TGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thai Group Holdings PCL Business Description

Address Silom Road, 315 Thai Group Building, 12th Floor, Silom, Bangrak, Bangkok, THA, 10500
Thai Group Holdings PCL is a Thailand-based holding company. The principal activities of the group are underwriting life assurance, underwriting non-life insurance, leasing, hire purchase services, lending, and sales of second-hand cars. It operates in four segments: Life Insurance business, Non - Life insurance business, Financial service business, and Other businesses. The vast majority of the revenues are generated from the Life insurance business segment. The company is managed and operates principally in Thailand.
60GF Score

Get the complete analysis for BKK:TGH

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿10.70
Price
฿12.55
GF Value