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Thai Group Holdings PCLBKK:TGH +1.90%60 Quick Ratio is 4.99 as of Jun. 2026, which is 30% above its 10-year median of 3.83. GuruFocus rates BKK:TGH with a GF Score™ of 60/100 and a GF Value™ of ฿12.55 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 63 Insurance companies, Thai Group Holdings PCL ranks better than 90.48% on this metric.
Thai Group Holdings PCL (BKK:TGH) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Thai Group Holdings PCL Quick Ratio Related Terms
Thai Group Holdings PCL Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:TGH vs BRK.A, AIG, HIG: Quick Ratio Comparison
For the Insurance - Diversified subindustry, Thai Group Holdings PCL's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thai Group Holdings PCL Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Thai Group Holdings PCL's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Thai Group Holdings PCL's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Thai Group Holdings PCL's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thai Group Holdings PCL (BKK:TGH) has a Quick Ratio of 4.99 as of Jun. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Thai Group Holdings PCL and its competitors. This is 30% above median its historical median of 3.83. Over the past decade, Thai Group Holdings PCL's Quick Ratio has ranged from 0.03 to 49.88. According to the industry distribution chart, Thai Group Holdings PCL ranks #6 out of 63 companies in the Insurance industry, placing it in the top 9.5%.
Is Thai Group Holdings PCL's Quick Ratio too high?
Thai Group Holdings PCL's current Quick Ratio of 4.99 is 30% above median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 49.88. The Insurance industry median Quick Ratio is 1.63. Thai Group Holdings PCL's value of 4.99 is 206.1% above this industry median. Based on the distribution chart, Thai Group Holdings PCL ranks #6 out of 63 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Thai Group Holdings PCL has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thai Group Holdings PCL's Quick Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Thai Group Holdings PCL ranks #6 out of 63 companies for Quick Ratio. This places Thai Group Holdings PCL in the top 10% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.63. Thai Group Holdings PCL's value of 4.99 is 206.1% above this benchmark. Historically, Thai Group Holdings PCL's own Quick Ratio has ranged from 0.03 to 49.88 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 1.63, Thai Group Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.63, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thai Group Holdings PCL's current Quick Ratio of 4.99 is 206.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Thai Group Holdings PCL and its competitors. For the Insurance industry, the median Quick Ratio is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Group Holdings PCL's current Quick Ratio is 4.99, which is 30% above median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Group Holdings PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Group Holdings PCL (BKK:TGH) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿12.55, compared to a current price of ฿10.70 — trading 14.7% below its estimated fair value. The current Quick Ratio is 4.99, which is 30% above median its 10-year median of 3.83 and 206.1% above the Insurance industry median of 1.63. Thai Group Holdings PCL's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Thai Group Holdings PCL (BKK:TGH), the current Quick Ratio is 4.99 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thai Group Holdings PCL (BKK:TGH) Overvalued in 2026?
Based on GuruFocus' analysis, Thai Group Holdings PCL stock appears to be undervalued.
The current stock price of ฿10.70 is trading 14.7% below its estimated GF Value™ of ฿12.55.
GuruFocus considers Thai Group Holdings PCL to be Modestly Undervalued.
Key valuation signals for BKK:TGH:
Quick Ratio: 4.99 (30% above median its 10-year median of 3.83)
GF Value™: ฿12.55 vs. price of ฿10.70 (14.7% below fair value)
Industry Position: 206.1% above the Insurance median (#6 of 63)
No single metric tells the full story. See the BKK:TGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thai Group Holdings PCL is a Thailand-based holding company. The principal activities of the group are underwriting life assurance, underwriting non-life insurance, leasing, hire purchase services, lending, and sales of second-hand cars. It operates in four segments: Life Insurance business, Non - Life insurance business, Financial service business, and Other businesses. The vast majority of the revenues are generated from the Life insurance business segment. The company is managed and operates principally in Thailand.
60GF Score
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