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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Easy Fincorp's current ratio for the quarter that ended in Mar. 2026 was 67.11.
Easy Fincorp has a current ratio of 67.11. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Easy Fincorp's Current Ratio or its related term are showing as below:
BOM:511074'
s Current Ratio Range Over the Past 10 Years
Min: 33.73 Med: 117.45 Max: 203.35
Current: 67.11
During the past 13 years, Easy Fincorp's highest Current Ratio was 203.35. The lowest was 33.73. And the median was 117.45.
BOM:511074's Current Ratio is not ranked
in the Credit Services industry.
Industry Median: 4.05
vs BOM:511074: 67.11
Easy Fincorp (BOM:511074) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Easy Fincorp Current Ratio Related Terms
Easy Fincorp Current Ratio Historical Data
* Premium members only.
The historical data trend for Easy Fincorp's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Easy Fincorp's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Easy Fincorp Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Easy Fincorp's Current Ratio distribution charts can be found below:
* The bar in red indicates where Easy Fincorp's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Easy Fincorp (BOM:511074) has a Current Ratio of 67.11 as of Mar. 2026. This is 43% below median its historical median of 117.45. Over the past decade, Easy Fincorp's Current Ratio has ranged from 33.73 to 203.35.
Is Easy Fincorp's Current Ratio too high?
Easy Fincorp's current Current Ratio of 67.11 is 43% below median its 10-year median of 117.45. Over the past 10 years, this metric has ranged from a low of 33.73 to a high of 203.35. The Credit Services industry median Current Ratio is 4.05. Easy Fincorp's value of 67.11 is 1557% above this industry median. Overall, Easy Fincorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Easy Fincorp's Current Ratio compare to DHCPQ?
Easy Fincorp's Current Ratio of 67.11 can be compared against companies in the Credit Services industry. The industry median Current Ratio is 4.05. Easy Fincorp's value of 67.11 is 1557% above this benchmark. Historically, Easy Fincorp's own Current Ratio has ranged from 33.73 to 203.35 over the past decade. While the company's 10-year median is 117.45 vs. the industry median of 4.05, Easy Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.05, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Easy Fincorp's current Current Ratio of 67.11 is 1557% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Easy Fincorp's current Current Ratio is 67.11, which is 43% below median its own 10-year median of 117.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Easy Fincorp stock overvalued right now?
Easy Fincorp (BOM:511074) has a current Current Ratio of 67.11. The stock's GF Value™ is ₹724.04, compared to a current price of ₹990.00 — trading 36.7% above its estimated fair value. The current Current Ratio is 67.11, which is 43% below median its 10-year median of 117.45 and 1557% above the Credit Services industry median of 4.05. Easy Fincorp's overall GF Score™ is 6/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Easy Fincorp (BOM:511074), the current Current Ratio is 67.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Easy Fincorp (BOM:511074) Overvalued in 2026?
Based on GuruFocus' analysis, Easy Fincorp stock appears to be overvalued.
The current stock price of ₹990.00 is trading 36.7% above its estimated GF Value™ of ₹724.04.
Key valuation signals for BOM:511074:
Current Ratio: 67.11 (43% below median its 10-year median of 117.45)
GF Value™: ₹724.04 vs. price of ₹990.00 (36.7% above fair value)
Industry Position: 1557% above the Credit Services median
No single metric tells the full story. See the BOM:511074 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Easy Fincorp Ltd is a non-banking financial company (NBFC) based in India. The company provides financial intermediation services in India. It is engaged in providing loans and financial services to individuals and small businesses. The company also invests in shares, securities, and other financial instruments. Its operations are regulated by the Reserve Bank of India (RBI).
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