Easy Fincorp (BOM:511074) Cyclically Adjusted Book per Share: ₹384.20 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511074 Easy Fincorp Ltd BOM:511074
6 GF Score
Price ₹990.00
GF Value ₹724.04
! 2 Warning Signs
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What is Easy Fincorp Cyclically Adjusted Book per Share?

Easy Fincorp BOM:511074 6 Cyclically Adjusted Book per Share is ₹384.20 as of Mar. 2026. GuruFocus rates BOM:511074 with a GF Score™ of 6/100 and a GF Value™ of ₹724.04. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Easy Fincorp's adjusted book value per share for the three months ended in Mar. 2026 was ₹893.380. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹384.20 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Easy Fincorp's average Cyclically Adjusted Book Growth Rate was 31.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 40.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 32.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Easy Fincorp was 40.50% per year. The lowest was 23.10% per year. And the median was 38.60% per year.

As of today (2026-08-06), Easy Fincorp's current stock price is ₹990.00. Easy Fincorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₹384.20. Easy Fincorp's Cyclically Adjusted PB Ratio of today is 2.58.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Easy Fincorp was 3.05. The lowest was 2.43. And the median was 2.47.


Easy Fincorp  (BOM:511074) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Easy Fincorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=990.00/384.20
=2.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Easy Fincorp was 3.05. The lowest was 2.43. And the median was 2.47.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Easy Fincorp Cyclically Adjusted Book per Share Related Terms


Easy Fincorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Easy Fincorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Easy Fincorp Cyclically Adjusted Book per Share Chart

Easy Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 110.08 138.50 194.82 293.34 384.20

Easy Fincorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 293.34 0.00 341.85 0.00 384.20

BOM:511074 vs DHCPQ: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Easy Fincorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Easy Fincorp Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Easy Fincorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Easy Fincorp's Cyclically Adjusted PB Ratio falls into.


BOM:511074
6GF Score
Easy Fincorp Ltd BOM:511074
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Easy Fincorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Easy Fincorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=893.38/164.2724*164.2724
=893.380

Current CPI (Mar. 2026) = 164.2724.

Easy Fincorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 80.755 105.961 125.195
201612 0.000 105.196 0.000
201703 86.053 105.196 134.379
201706 0.000 107.109 0.000
201709 79.016 109.021 119.061
201712 0.000 109.404 0.000
201803 84.567 109.786 126.537
201806 0.000 111.317 0.000
201809 90.216 115.142 128.711
201812 0.000 115.142 0.000
201903 90.139 118.202 125.271
201906 0.000 120.880 0.000
201909 87.449 123.175 116.626
201912 0.000 126.235 0.000
202003 67.988 124.705 89.560
202006 0.000 127.000 0.000
202009 67.869 130.118 85.684
202012 0.000 130.889 0.000
202103 110.678 131.771 137.977
202106 0.000 134.084 0.000
202109 109.473 135.847 132.380
202112 0.000 138.161 0.000
202203 164.008 138.822 194.076
202206 0.000 142.347 0.000
202209 163.118 144.661 185.231
202212 0.000 145.763 0.000
202303 501.306 146.865 560.726
202306 0.000 150.280 0.000
202309 528.584 151.492 573.177
202312 0.000 152.924 0.000
202403 689.682 153.035 740.328
202406 0.000 155.789 0.000
202409 1,192.037 157.882 1,240.284
202412 0.000 158.323 0.000
202503 998.033 157.552 1,040.606
202506 0.000 159.755 0.000
202509 923.547 162.289 934.833
202512 0.000 163.281 0.000
202603 893.380 164.272 893.380

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹384.20 mean?
Easy Fincorp (BOM:511074) has a Cyclically Adjusted Book per Share of ₹384.20 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Easy Fincorp and its competitors.
Is Easy Fincorp's Cyclically Adjusted Book per Share too high?
Easy Fincorp's current Cyclically Adjusted Book per Share is ₹384.20. Overall, Easy Fincorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Easy Fincorp's Cyclically Adjusted Book per Share compare to DHCPQ?
Easy Fincorp's Cyclically Adjusted Book per Share of ₹384.20 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Easy Fincorp and its competitors. Easy Fincorp's current Cyclically Adjusted Book per Share is ₹384.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Easy Fincorp stock overvalued right now?
Easy Fincorp (BOM:511074) has a current Cyclically Adjusted Book per Share of ₹384.20. The stock's GF Value™ is ₹724.04, compared to a current price of ₹990.00 — trading 36.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₹384.20. Easy Fincorp's overall GF Score™ is 6/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Easy Fincorp (BOM:511074), the current Cyclically Adjusted Book per Share is ₹384.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Easy Fincorp (BOM:511074) Overvalued in 2026?

Based on GuruFocus' analysis, Easy Fincorp stock appears to be overvalued. The current stock price of ₹990.00 is trading 36.7% above its estimated GF Value™ of ₹724.04.

Key valuation signals for BOM:511074:

  • Cyclically Adjusted Book per Share: ₹384.20
  • GF Value™: ₹724.04 vs. price of ₹990.00 (36.7% above fair value)
  • GF Score™: 6/100 with 2 warning signs

No single metric tells the full story. See the BOM:511074 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Easy Fincorp Business Description

Address 31-Netaji Subhas Road, Duncan House, 4th Floor, Kolkata, WB, IND, 700 001
Easy Fincorp Ltd is a non-banking financial company (NBFC) based in India. The company provides financial intermediation services in India. It is engaged in providing loans and financial services to individuals and small businesses. The company also invests in shares, securities, and other financial instruments. Its operations are regulated by the Reserve Bank of India (RBI).
6GF Score

Get the complete analysis for BOM:511074

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹990.00
Price
₹724.04
GF Value