Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
GSB FinanceBOM:511543 -4.94%66 Current Ratio is 160.52 as of Mar. 2026, which is 83% above its 10-year median of 87.94. GuruFocus rates BOM:511543 with a GF Score™ of 66/100 and a GF Value™ of ₹34.15 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 690 Capital Markets companies, GSB Finance ranks better than 93.91% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. GSB Finance's current ratio for the quarter that ended in Mar. 2026 was 160.52.
GSB Finance has a current ratio of 160.52. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for GSB Finance's Current Ratio or its related term are showing as below:
BOM:511543'
s Current Ratio Range Over the Past 10 Years
Min: 4.17 Med: 87.94 Max: 223.47
Current: 160.52
During the past 13 years, GSB Finance's highest Current Ratio was 223.47. The lowest was 4.17. And the median was 87.94.
BOM:511543's Current Ratio is ranked better than 93.91% of 690
companies
in the Capital Markets industry
Industry Median: 2.27
vs BOM:511543: 160.52
GSB Finance (BOM:511543) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
GSB Finance Current Ratio Related Terms
GSB Finance Current Ratio Historical Data
* Premium members only.
The historical data trend for GSB Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511543 vs MS, GS, SCHW: Current Ratio Comparison
For the Capital Markets subindustry, GSB Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GSB Finance Current Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, GSB Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where GSB Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GSB Finance (BOM:511543) has a Current Ratio of 160.52 as of Mar. 2026. This is 83% above median its historical median of 87.94. Over the past decade, GSB Finance's Current Ratio has ranged from 4.17 to 223.47. According to the industry distribution chart, GSB Finance ranks #42 out of 690 companies in the Capital Markets industry, placing it in the top 6.1%.
Is GSB Finance's Current Ratio too high?
GSB Finance's current Current Ratio of 160.52 is 83% above median its 10-year median of 87.94. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 223.47. The Capital Markets industry median Current Ratio is 2.27. GSB Finance's value of 160.52 is 6971.4% above this industry median. Based on the distribution chart, GSB Finance ranks #42 out of 690 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, GSB Finance has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GSB Finance's Current Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, GSB Finance ranks #42 out of 690 companies for Current Ratio. This places GSB Finance in the top 6% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.27. GSB Finance's value of 160.52 is 6971.4% above this benchmark. Historically, GSB Finance's own Current Ratio has ranged from 4.17 to 223.47 over the past decade. While the company's 10-year median is 87.94 vs. the industry median of 2.27, GSB Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Capital Markets company?
The median Current Ratio among Capital Markets companies is 2.27, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GSB Finance's current Current Ratio of 160.52 is 6971.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Current Ratio is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GSB Finance's current Current Ratio is 160.52, which is 83% above median its own 10-year median of 87.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GSB Finance stock overvalued right now?
Based on GuruFocus' analysis, GSB Finance (BOM:511543) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹34.15, compared to a current price of ₹44.04 — trading 29% above its estimated fair value. The current Current Ratio is 160.52, which is 83% above median its 10-year median of 87.94 and 6971.4% above the Capital Markets industry median of 2.27. GSB Finance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For GSB Finance (BOM:511543), the current Current Ratio is 160.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GSB Finance (BOM:511543) Overvalued in 2026?
Based on GuruFocus' analysis, GSB Finance stock appears to be overvalued.
The current stock price of ₹44.04 is trading 29% above its estimated GF Value™ of ₹34.15.
GuruFocus considers GSB Finance to be Modestly Overvalued.
Key valuation signals for BOM:511543:
Current Ratio: 160.52 (83% above median its 10-year median of 87.94)
GF Value™: ₹34.15 vs. price of ₹44.04 (29% above fair value)
Industry Position: 6971.4% above the Capital Markets median (#42 of 690)
No single metric tells the full story. See the BOM:511543 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GSB Finance Ltd operates its business in a segment namely Trading and Investment in Shares and Securities. The company receives maximum revenue in the form of the sale of shares.
66GF Score
Get the complete analysis for BOM:511543
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511543 has been successfully added to your 
