GSB FinanceBOM:511543 +19.98%66 Interest Coverage is 24.80 as of Mar. 2026, which is 114% above its 10-year median of 11.59. GuruFocus rates BOM:511543 with a GF Score™ of 66/100 and a GF Value™ of ₹34.06 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 431 Capital Markets companies, GSB Finance ranks worse than 90.95% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. GSB Finance's
Operating Income
for the
three
months ended in Mar. 2026 was ₹0.50 Mil. GSB Finance's Interest Expense for the
three
months ended in Mar. 2026 was ₹-0.02 Mil.
GSB Finance's interest coverage for the quarter that ended in Mar. 2026 was 24.80.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for GSB Finance's Interest Coverage or its related term are showing as below:
BOM:511543'
s Interest Coverage Range Over the Past 10 Years
Min: 1.2 Med: 11.59 Max: 27.3
Current: 1.2
BOM:511543's Interest Coverage is ranked worse than 90.95% of 431
companies
in the Capital Markets industry
Industry Median: 20.17
vs BOM:511543: 1.20
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
GSB Finance Interest Coverage Related Terms
GSB Finance Interest Coverage Historical Data
* Premium members only.
The historical data trend for GSB Finance's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:511543 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, GSB Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GSB Finance Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, GSB Finance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where GSB Finance's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GSB Finance (BOM:511543) has a Interest Coverage of 24.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GSB Finance and its competitors. This is 114% above median its historical median of 11.59. Over the past decade, GSB Finance's Interest Coverage has ranged from 1.20 to 27.30. According to the industry distribution chart, GSB Finance ranks #392 out of 431 companies in the Capital Markets industry, placing it in the top 91%.
Is GSB Finance's Interest Coverage too high?
GSB Finance's current Interest Coverage of 24.80 is 114% above median its 10-year median of 11.59. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 27.30. The Capital Markets industry median Interest Coverage is 20.17. GSB Finance's value of 24.80 is 23% above this industry median. Based on the distribution chart, GSB Finance ranks #392 out of 431 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, GSB Finance has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GSB Finance's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, GSB Finance ranks #392 out of 431 companies for Interest Coverage. This places GSB Finance in the lower half of its industry. The industry median Interest Coverage is 20.17. GSB Finance's value of 24.80 is 23% above this benchmark. Historically, GSB Finance's own Interest Coverage has ranged from 1.20 to 27.30 over the past decade. While the company's 10-year median is 11.59 vs. the industry median of 20.17, GSB Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GSB Finance's current Interest Coverage of 24.80 is 23% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GSB Finance and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GSB Finance's current Interest Coverage is 24.80, which is 114% above median its own 10-year median of 11.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GSB Finance stock overvalued right now?
Based on GuruFocus' analysis, GSB Finance (BOM:511543) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹34.06, compared to a current price of ₹39.57 — trading 16.2% above its estimated fair value. The current Interest Coverage is 24.80, which is 114% above median its 10-year median of 11.59 and 23% above the Capital Markets industry median of 20.17. GSB Finance's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GSB Finance (BOM:511543), the current Interest Coverage is 24.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GSB Finance (BOM:511543) Overvalued in 2026?
Based on GuruFocus' analysis, GSB Finance stock appears to be overvalued.
The current stock price of ₹39.57 is trading 16.2% above its estimated GF Value™ of ₹34.06.
GuruFocus considers GSB Finance to be Modestly Overvalued.
Key valuation signals for BOM:511543:
Interest Coverage: 24.80 (114% above median its 10-year median of 11.59)
GF Value™: ₹34.06 vs. price of ₹39.57 (16.2% above fair value)
Industry Position: 23% above the Capital Markets median (#392 of 431)
No single metric tells the full story. See the BOM:511543 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GSB Finance Ltd operates its business in a segment namely Trading and Investment in Shares and Securities. The company receives maximum revenue in the form of the sale of shares.
66GF Score
Get the complete analysis for BOM:511543
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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