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Srestha FinvestBOM:539217 +3.45%26 Current Ratio is 26.38 as of Mar. 2026, which is 84% below its 10-year median of 167.21. GuruFocus rates BOM:539217 with a GF Score™ of 26/100. The stock has 3 warning signs investors should review. Among 397 Credit Services companies, Srestha Finvest ranks better than 67.25% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Srestha Finvest's current ratio for the quarter that ended in Mar. 2026 was 26.38.
Srestha Finvest has a current ratio of 26.38. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Srestha Finvest's Current Ratio or its related term are showing as below:
BOM:539217'
s Current Ratio Range Over the Past 10 Years
Min: 3.93 Med: 167.21 Max: 1346.17
Current: 26.38
During the past 12 years, Srestha Finvest's highest Current Ratio was 1346.17. The lowest was 3.93. And the median was 167.21.
BOM:539217's Current Ratio is ranked better than 67.25% of 397
companies
in the Credit Services industry
Industry Median: 4.71
vs BOM:539217: 26.38
Srestha Finvest (BOM:539217) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Srestha Finvest Current Ratio Related Terms
Srestha Finvest Current Ratio Historical Data
* Premium members only.
The historical data trend for Srestha Finvest's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539217 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Srestha Finvest's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Srestha Finvest Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Srestha Finvest's Current Ratio distribution charts can be found below:
* The bar in red indicates where Srestha Finvest's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Srestha Finvest (BOM:539217) has a Current Ratio of 26.38 as of Mar. 2026. This is 84% below median its historical median of 167.21. Over the past decade, Srestha Finvest's Current Ratio has ranged from 3.93 to 1,346.17. According to the industry distribution chart, Srestha Finvest ranks #130 out of 397 companies in the Credit Services industry, placing it in the top 32.7%.
Is Srestha Finvest's Current Ratio too high?
Srestha Finvest's current Current Ratio of 26.38 is 84% below median its 10-year median of 167.21. Over the past 10 years, this metric has ranged from a low of 3.93 to a high of 1,346.17. The Credit Services industry median Current Ratio is 4.71. Srestha Finvest's value of 26.38 is 460.1% above this industry median. Based on the distribution chart, Srestha Finvest ranks #130 out of 397 companies in the Credit Services industry, which is above the industry midpoint. Overall, Srestha Finvest has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Srestha Finvest's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Srestha Finvest ranks #130 out of 397 companies for Current Ratio. This puts Srestha Finvest in the upper half of its industry. The industry median Current Ratio is 4.71. Srestha Finvest's value of 26.38 is 460.1% above this benchmark. Historically, Srestha Finvest's own Current Ratio has ranged from 3.93 to 1,346.17 over the past decade. While the company's 10-year median is 167.21 vs. the industry median of 4.71, Srestha Finvest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.71, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Srestha Finvest's current Current Ratio of 26.38 is 460.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Srestha Finvest's current Current Ratio is 26.38, which is 84% below median its own 10-year median of 167.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Srestha Finvest stock overvalued right now?
Srestha Finvest (BOM:539217) has a current Current Ratio of 26.38. The current Current Ratio is 26.38, which is 84% below median its 10-year median of 167.21 and 460.1% above the Credit Services industry median of 4.71. Srestha Finvest's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Srestha Finvest (BOM:539217), the current Current Ratio is 26.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Srestha Finvest Ltd operates as a non-banking financial company. The company engages in the business of lending money against securities, movable and immovable properties, finance, hire purchase, and leasing. It is engaged in two segments, financing and investment activities, and generates the majority of its revenue from the Lending Division.
26GF Score
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