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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Franklin Leasing and Finance's current ratio for the quarter that ended in Mar. 2026 was 446.63.
Franklin Leasing and Finance has a current ratio of 446.63. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Franklin Leasing and Finance's Current Ratio or its related term are showing as below:
BOM:539839'
s Current Ratio Range Over the Past 10 Years
Min: 7.09 Med: 29.48 Max: 727.26
Current: 446.63
During the past 13 years, Franklin Leasing and Finance's highest Current Ratio was 727.26. The lowest was 7.09. And the median was 29.48.
BOM:539839's Current Ratio is not ranked
in the Credit Services industry.
Industry Median: 4.74
vs BOM:539839: 446.63
Franklin Leasing and Finance (BOM:539839) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Franklin Leasing and Finance Current Ratio Related Terms
Franklin Leasing and Finance Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539839 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Franklin Leasing and Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Leasing and Finance Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Franklin Leasing and Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Franklin Leasing and Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Leasing and Finance (BOM:539839) has a Current Ratio of 446.63 as of Mar. 2026. This is 1415% above median its historical median of 29.48. Over the past decade, Franklin Leasing and Finance's Current Ratio has ranged from 7.09 to 727.26.
Is Franklin Leasing and Finance's Current Ratio too high?
Franklin Leasing and Finance's current Current Ratio of 446.63 is 1415% above median its 10-year median of 29.48. Over the past 10 years, this metric has ranged from a low of 7.09 to a high of 727.26. The Credit Services industry median Current Ratio is 4.74. Franklin Leasing and Finance's value of 446.63 is 9322.6% above this industry median. Overall, Franklin Leasing and Finance has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Franklin Leasing and Finance's Current Ratio compare to V and MA?
Franklin Leasing and Finance's Current Ratio of 446.63 can be compared against companies in the Credit Services industry. The industry median Current Ratio is 4.74. Franklin Leasing and Finance's value of 446.63 is 9322.6% above this benchmark. Historically, Franklin Leasing and Finance's own Current Ratio has ranged from 7.09 to 727.26 over the past decade. While the company's 10-year median is 29.48 vs. the industry median of 4.74, Franklin Leasing and Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.74, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Franklin Leasing and Finance's current Current Ratio of 446.63 is 9322.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Leasing and Finance's current Current Ratio is 446.63, which is 1415% above median its own 10-year median of 29.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Leasing and Finance stock overvalued right now?
Franklin Leasing and Finance (BOM:539839) has a current Current Ratio of 446.63. The stock's GF Value™ is ₹12.99, compared to a current price of ₹8.92 — trading 31.3% below its estimated fair value. The current Current Ratio is 446.63, which is 1415% above median its 10-year median of 29.48 and 9322.6% above the Credit Services industry median of 4.74. Franklin Leasing and Finance's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Franklin Leasing and Finance (BOM:539839), the current Current Ratio is 446.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Franklin Leasing and Finance (BOM:539839) Overvalued in 2026?
Based on GuruFocus' analysis, Franklin Leasing and Finance stock appears to be undervalued.
The current stock price of ₹8.92 is trading 31.3% below its estimated GF Value™ of ₹12.99.
Key valuation signals for BOM:539839:
Current Ratio: 446.63 (1415% above median its 10-year median of 29.48)
GF Value™: ₹12.99 vs. price of ₹8.92 (31.3% below fair value)
Industry Position: 9322.6% above the Credit Services median
No single metric tells the full story. See the BOM:539839 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Franklin Leasing and Finance Ltd is a non-banking financial company. It is engaged in advancing loans and investing/trading in securities. It offers inter-corporate deposits, loans against property, personal loans, and unsecured loans. The group operates in segments of investment in securities and extending financial loan services.
72GF Score
Get the complete analysis for BOM:539839
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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