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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. AAVAS Financiers's current ratio for the quarter that ended in Jun. 2026 was 0.00.
AAVAS Financiers has a current ratio of 0.00. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If AAVAS Financiers has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for AAVAS Financiers's Current Ratio or its related term are showing as below:
BOM:541988'
s Current Ratio Range Over the Past 10 Years
Min: 1.6 Med: 88.42 Max: 5780.75
Current: 1603.96
During the past 13 years, AAVAS Financiers's highest Current Ratio was 5780.75. The lowest was 1.60. And the median was 88.42.
BOM:541988's Current Ratio is ranked better than 89.13% of 46
companies
in the Banks industry
Industry Median: 1.705
vs BOM:541988: 1603.96
AAVAS Financiers (BOM:541988) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
AAVAS Financiers Current Ratio Related Terms
AAVAS Financiers Current Ratio Historical Data
* Premium members only.
The historical data trend for AAVAS Financiers's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:541988 vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, AAVAS Financiers's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AAVAS Financiers Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AAVAS Financiers's Current Ratio distribution charts can be found below:
* The bar in red indicates where AAVAS Financiers's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AAVAS Financiers (BOM:541988) has a Current Ratio of 0.00 as of Jun. 2026. Over the past decade, AAVAS Financiers' Current Ratio has ranged from 1.60 to 5,780.75. According to the industry distribution chart, AAVAS Financiers ranks #5 out of 46 companies in the Banks industry, placing it in the top 10.9%.
Is AAVAS Financiers' Current Ratio too high?
AAVAS Financiers' current Current Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 1.60 to a high of 5,780.75. Based on the distribution chart, AAVAS Financiers ranks #5 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AAVAS Financiers has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AAVAS Financiers' Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, AAVAS Financiers ranks #5 out of 46 companies for Current Ratio. This places AAVAS Financiers in the top 11% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.71. Historically, AAVAS Financiers' own Current Ratio has ranged from 1.60 to 5,780.75 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 1.71, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AAVAS Financiers's current Current Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AAVAS Financiers stock overvalued right now?
Based on GuruFocus' analysis, AAVAS Financiers (BOM:541988) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,177.71, compared to a current price of ₹1,389.90 — trading 36.2% below its estimated fair value. The current Current Ratio is 0.00. AAVAS Financiers' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For AAVAS Financiers (BOM:541988), the current Current Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AAVAS Financiers (BOM:541988) Overvalued in 2026?
Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued.
The current stock price of ₹1,389.90 is trading 36.2% below its estimated GF Value™ of ₹2,177.71.
GuruFocus considers AAVAS Financiers to be Possible Value Trap.
Key valuation signals for BOM:541988:
Current Ratio: 0.00
GF Value™: ₹2,177.71 vs. price of ₹1,389.90 (36.2% below fair value)
No single metric tells the full story. See the BOM:541988 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
83GF Score
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