AAVAS Financiers (BOM:541988) EPS (Basic): ₹82.72 (TTM As of Mar. 2026)

What is AAVAS Financiers EPS (Basic)?

AAVAS Financiers BOM:541988 +0.38% 83 EPS (Basic) is ₹82.72 as of Mar. 2026. GuruFocus rates BOM:541988 with a GF Score™ of 83/100 and a GF Value™ of ₹2,163.21 (Possible Value Trap). The stock has 5 warning signs investors should review.

AAVAS Financiers's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₹22.94. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹82.72.

AAVAS Financiers's EPS (Diluted) for the three months ended in Mar. 2026 was ₹22.78. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹82.10.

AAVAS Financiers's EPS without NRI for the three months ended in Mar. 2026 was ₹14.78. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 56.98.

During the past 12 months, AAVAS Financiers's average EPS without NRIGrowth Rate was 9.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 13.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 13.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 30.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, AAVAS Financiers's highest 3-Year average EPS without NRI Growth Rate was 100.60% per year. The lowest was 13.00% per year. And the median was 27.70% per year.

AAVAS Financiers (BOM:541988) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

AAVAS Financiers EPS (Basic) Related Terms

AAVAS Financiers EPS (Basic) Historical Data

* Premium members only.

The historical data trend for AAVAS Financiers's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AAVAS Financiers EPS (Basic) Chart

AAVAS Financiers Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

EPS (Basic)

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45.10

54.38

62.03

72.54

82.72

AAVAS Financiers Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															19.42	17.59	20.71	21.48	22.94

83GF Score

AAVAS Financiers Ltd BOM:541988

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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AAVAS Financiers EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

AAVAS Financiers's Basic EPS for the fiscal year that ended in Mar. 2026 is calculated as

Basic EPS (A: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(6548.813	-	0)	/	79.168
	=	82.72

AAVAS Financiers's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(1816.68	-	0)	/	79.193
	=	22.94

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹82.72

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of ₹82.72 mean?

AAVAS Financiers (BOM:541988) has a EPS (Basic) of ₹82.72 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on AAVAS Financiers and its competitors.

Is AAVAS Financiers' EPS (Basic) too high?

AAVAS Financiers' current EPS (Basic) is ₹82.72. Overall, AAVAS Financiers has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does AAVAS Financiers' EPS (Basic) compare to RKT and FNMA?

AAVAS Financiers' EPS (Basic) of ₹82.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on AAVAS Financiers and its competitors. AAVAS Financiers's current EPS (Basic) is ₹82.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is AAVAS Financiers stock overvalued right now?

Based on GuruFocus' analysis, AAVAS Financiers (BOM:541988) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2,163.21, compared to a current price of ₹1,488.55 — trading 31.2% below its estimated fair value. The current EPS (Basic) is ₹82.72. AAVAS Financiers' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For AAVAS Financiers (BOM:541988), the current EPS (Basic) is ₹82.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AAVAS Financiers (BOM:541988) Overvalued in 2026?

Based on GuruFocus' analysis, AAVAS Financiers stock appears to be undervalued. The current stock price of ₹1,488.55 is trading 31.2% below its estimated GF Value™ of ₹2,163.21. GuruFocus considers AAVAS Financiers to be Possible Value Trap.

Key valuation signals for BOM:541988:

EPS (Basic): ₹82.72
GF Value™: ₹2,163.21 vs. price of ₹1,488.55 (31.2% below fair value)
GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the BOM:541988 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AAVAS Financiers Business Description

Industry Financial Services Banks

Comparable Companies BOM:511196 BOM:543259 BOM:543335 BOM:544044 BOM:535322 BOM:523862 BOM:535789 BOM:511676 NSE:AADHARHFC BOM:534680 RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB LSE:PAG WD

Other Exchanges AAVAS:India

Address Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302020

Website https://www.aavas.in

AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.

83GF Score

Get the complete analysis for BOM:541988

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,488.55

Price

₹2,163.21

GF Value

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