M/I HomesFRA:4MI -0.70%80 Current Ratio is 16.09 as of Mar. 2026, which is 52% above its 10-year median of 10.59. GuruFocus rates FRA:4MI with a GF Score™ of 80/100 and a GF Value™ of €111.15 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 95 Homebuilding & Construction companies, M/I Homes ranks better than 96.84% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. M/I Homes's current ratio for the quarter that ended in Mar. 2026 was 16.09.
M/I Homes has a current ratio of 16.09. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for M/I Homes's Current Ratio or its related term are showing as below:
FRA:4MI'
s Current Ratio Range Over the Past 10 Years
Min: 6.88 Med: 10.59 Max: 18.89
Current: 16.09
During the past 13 years, M/I Homes's highest Current Ratio was 18.89. The lowest was 6.88. And the median was 10.59.
FRA:4MI's Current Ratio is ranked better than 96.84% of 95
companies
in the Homebuilding & Construction industry
Industry Median: 2.46
vs FRA:4MI: 16.09
M/I Homes (FRA:4MI) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
M/I Homes Current Ratio Related Terms
M/I Homes Current Ratio Historical Data
* Premium members only.
The historical data trend for M/I Homes's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:4MI vs KBH, CVCO, SKY: Current Ratio Comparison
For the Residential Construction subindustry, M/I Homes's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M/I Homes Current Ratio vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, M/I Homes's Current Ratio distribution charts can be found below:
* The bar in red indicates where M/I Homes's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
M/I Homes (FRA:4MI) has a Current Ratio of 16.09 as of Mar. 2026. This is 52% above median its historical median of 10.59. Over the past decade, M/I Homes' Current Ratio has ranged from 6.88 to 18.89. According to the industry distribution chart, M/I Homes ranks #3 out of 95 companies in the Homebuilding & Construction industry, placing it in the top 3.2%.
Is M/I Homes' Current Ratio too high?
M/I Homes' current Current Ratio of 16.09 is 52% above median its 10-year median of 10.59. Over the past 10 years, this metric has ranged from a low of 6.88 to a high of 18.89. The Homebuilding & Construction industry median Current Ratio is 2.46. M/I Homes' value of 16.09 is 554.1% above this industry median. Based on the distribution chart, M/I Homes ranks #3 out of 95 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, M/I Homes has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M/I Homes' Current Ratio compare to KBH and CVCO?
According to the Homebuilding & Construction industry distribution chart, M/I Homes ranks #3 out of 95 companies for Current Ratio. This places M/I Homes in the top 3% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.46. M/I Homes' value of 16.09 is 554.1% above this benchmark. Historically, M/I Homes' own Current Ratio has ranged from 6.88 to 18.89 over the past decade. While the company's 10-year median is 10.59 vs. the industry median of 2.46, M/I Homes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Homebuilding & Construction company?
The median Current Ratio among Homebuilding & Construction companies is 2.46, based on 95 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M/I Homes's current Current Ratio of 16.09 is 554.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Homebuilding & Construction industry, the median Current Ratio is 2.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M/I Homes's current Current Ratio is 16.09, which is 52% above median its own 10-year median of 10.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M/I Homes stock overvalued right now?
Based on GuruFocus' analysis, M/I Homes (FRA:4MI) is currently considered Modestly Overvalued. The stock's GF Value™ is €111.15, compared to a current price of €141.00 — trading 26.9% above its estimated fair value. The current Current Ratio is 16.09, which is 52% above median its 10-year median of 10.59 and 554.1% above the Homebuilding & Construction industry median of 2.46. M/I Homes' overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For M/I Homes (FRA:4MI), the current Current Ratio is 16.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M/I Homes (FRA:4MI) Overvalued in 2026?
Based on GuruFocus' analysis, M/I Homes stock appears to be overvalued.
The current stock price of €141.00 is trading 26.9% above its estimated GF Value™ of €111.15.
GuruFocus considers M/I Homes to be Modestly Overvalued.
Key valuation signals for FRA:4MI:
Current Ratio: 16.09 (52% above median its 10-year median of 10.59)
GF Value™: €111.15 vs. price of €141.00 (26.9% above fair value)
Industry Position: 554.1% above the Homebuilding & Construction median (#3 of 95)
No single metric tells the full story. See the FRA:4MI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M/I Homes Inc is an American construction company that focuses on residential construction. It consists of two distinct operations: homebuilding and financial services. The homebuilding operations are spread into the Midwest, Mid-Atlantic, and Southern regions, and the financial services operations support homebuilding operations by providing mortgage loans and title services to the customers of homebuilding operations. Homebuilding operations comprises a predominant portion of the revenue. The company builds homes and communities that target entry-level, move-up, and luxury homebuyers.
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