M/I Homes (FRA:4MI) Moat Score: 3/10 (As of Jul. 07, 2026)


FRA:4MI M/I Homes Inc FRA:4MI
79 GF Score
Price €136.00
GF Value €111.27
Valuation Modestly Overvalued
! 8 Warning Signs
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What is M/I Homes Moat Score?

M/I Homes FRA:4MI -0.73% 79 Moat Score is 3 as of Jul. 07, 2026. GuruFocus rates FRA:4MI with a GF Score™ of 79/100 and a GF Value™ of €111.27 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 102 Homebuilding & Construction companies, M/I Homes ranks better than 78.43% on this metric.

M/I Homes has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

M/I Homes has No Moat: M/I Homes operates in the highly competitive homebuilding industry with low barriers to entry. It lacks significant customer switching costs, proprietary technology, or strong brand loyalty, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes M/I Homes might have No Moat - Very weak/transient advantages.

M/I Homes  (FRA:4MI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

M/I Homes Moat Score Related Terms

FRA:4MI vs KBH, CVCO, SKY: Moat Score Comparison

For the Residential Construction subindustry, M/I Homes's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

M/I Homes Moat Score vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, M/I Homes's Moat Score distribution charts can be found below:

* The bar in red indicates where M/I Homes's Moat Score falls into.


FRA:4MI
79GF Score
M/I Homes Inc FRA:4MI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
M/I Homes (FRA:4MI) has a Moat Score of 3 as of Jul. 07, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, M/I Homes ranks #22 out of 102 companies in the Homebuilding & Construction industry, placing it in the top 21.6%.
Is M/I Homes' Moat Score too high?
M/I Homes' current Moat Score is 3. Based on the distribution chart, M/I Homes ranks #22 out of 102 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, M/I Homes has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M/I Homes' Moat Score compare to KBH and CVCO?
According to the Homebuilding & Construction industry distribution chart, M/I Homes ranks #22 out of 102 companies for Moat Score. This places M/I Homes in the top 22% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Homebuilding & Construction company?
A good Moat Score depends on the Homebuilding & Construction industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. M/I Homes's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M/I Homes stock overvalued right now?
Based on GuruFocus' analysis, M/I Homes (FRA:4MI) is currently considered Modestly Overvalued. The stock's GF Value™ is €111.27, compared to a current price of €136.00 — trading 22.2% above its estimated fair value. The current Moat Score is 3. M/I Homes' overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For M/I Homes (FRA:4MI), the current Moat Score is 3 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M/I Homes (FRA:4MI) Overvalued in 2026?

Based on GuruFocus' analysis, M/I Homes stock appears to be overvalued. The current stock price of €136.00 is trading 22.2% above its estimated GF Value™ of €111.27. GuruFocus considers M/I Homes to be Modestly Overvalued.

Key valuation signals for FRA:4MI:

  • Moat Score: 3
  • GF Value™: €111.27 vs. price of €136.00 (22.2% above fair value)
  • GF Score™: 79/100 with 8 warning signs

No single metric tells the full story. See the FRA:4MI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M/I Homes Business Description

Other Exchanges MHO:USA0A8X:UK4MI:Germany
Address 4131 Worth Avenue, Suite 500, Columbus, OH, USA, 43219
M/I Homes Inc is an American construction company that focuses on residential construction. It consists of two distinct operations: homebuilding and financial services. The homebuilding operations are spread into the Midwest, Mid-Atlantic, and Southern regions, and the financial services operations support homebuilding operations by providing mortgage loans and title services to the customers of homebuilding operations. Homebuilding operations comprises a predominant portion of the revenue. The company builds homes and communities that target entry-level, move-up, and luxury homebuyers.
79GF Score

Get the complete analysis for FRA:4MI

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€136.00
Price
€111.27
GF Value