Payments Group Holding GmbH KGaA (FRA:PGH) Current Ratio: 1.95 (As of Dec. 2025) — 48% Above Median


FRA:PGH Payments Group Holding GmbH & Co KGaA FRA:PGH
36 GF Score
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What is Payments Group Holding GmbH KGaA Current Ratio?

Payments Group Holding GmbH KGaA FRA:PGH +5.50% 36 Current Ratio is 1.95 as of Dec. 2025, which is 48% above its 10-year median of 1.32. GuruFocus rates FRA:PGH with a GF Score™ of 36/100. The stock has 3 warning signs investors should review. Among 709 Asset Management companies, Payments Group Holding GmbH KGaA ranks worse than 63.75% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Payments Group Holding GmbH KGaA's current ratio for the quarter that ended in Dec. 2025 was 1.95.

Payments Group Holding GmbH KGaA has a current ratio of 1.95. It generally indicates good short-term financial strength.

The historical rank and industry rank for Payments Group Holding GmbH KGaA's Current Ratio or its related term are showing as below:

FRA:PGH' s Current Ratio Range Over the Past 10 Years
Min: 0.22   Med: 1.32   Max: 25.76
Current: 1.95

During the past 12 years, Payments Group Holding GmbH KGaA's highest Current Ratio was 25.76. The lowest was 0.22. And the median was 1.32.

FRA:PGH's Current Ratio is ranked worse than
63.75% of 709 companies
in the Asset Management industry
Industry Median: 3.02 vs FRA:PGH: 1.95

Payments Group Holding GmbH KGaA  (FRA:PGH) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Payments Group Holding GmbH KGaA Current Ratio Related Terms


Payments Group Holding GmbH KGaA Current Ratio Historical Data

* Premium members only.

The historical data trend for Payments Group Holding GmbH KGaA's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Payments Group Holding GmbH KGaA Current Ratio Chart

Payments Group Holding GmbH KGaA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 2.06 0.83 0.99 1.95

Payments Group Holding GmbH KGaA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 6.23 0.99 1.48 1.95

FRA:PGH vs BLK, BX, KKR: Current Ratio Comparison

For the Asset Management subindustry, Payments Group Holding GmbH KGaA's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Payments Group Holding GmbH KGaA Current Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Payments Group Holding GmbH KGaA's Current Ratio distribution charts can be found below:

* The bar in red indicates where Payments Group Holding GmbH KGaA's Current Ratio falls into.


FRA:PGH
36GF Score
Payments Group Holding GmbH & Co KGaA FRA:PGH
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Payments Group Holding GmbH KGaA Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Payments Group Holding GmbH KGaA's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=2.637/1.352
=1.95

Payments Group Holding GmbH KGaA's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=2.637/1.352
=1.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.95 mean?
Payments Group Holding GmbH KGaA (FRA:PGH) has a Current Ratio of 1.95 as of Dec. 2025. This is 48% above median its historical median of 1.32. Over the past decade, Payments Group Holding GmbH KGaA's Current Ratio has ranged from 0.22 to 25.76. According to the industry distribution chart, Payments Group Holding GmbH KGaA ranks #452 out of 709 companies in the Asset Management industry, placing it in the top 63.8%.
Is Payments Group Holding GmbH KGaA's Current Ratio too high?
Payments Group Holding GmbH KGaA's current Current Ratio of 1.95 is 48% above median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 25.76. The Asset Management industry median Current Ratio is 3.02. Payments Group Holding GmbH KGaA's value of 1.95 is 35.4% below this industry median. Based on the distribution chart, Payments Group Holding GmbH KGaA ranks #452 out of 709 companies in the Asset Management industry, which is below the industry midpoint. Overall, Payments Group Holding GmbH KGaA has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Payments Group Holding GmbH KGaA's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Payments Group Holding GmbH KGaA ranks #452 out of 709 companies for Current Ratio. This places Payments Group Holding GmbH KGaA in the lower half of its industry. The industry median Current Ratio is 3.02. Payments Group Holding GmbH KGaA's value of 1.95 is 35.4% below this benchmark. Historically, Payments Group Holding GmbH KGaA's own Current Ratio has ranged from 0.22 to 25.76 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 3.02, Payments Group Holding GmbH KGaA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.02, based on 709 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Payments Group Holding GmbH KGaA's current Current Ratio of 1.95 is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Payments Group Holding GmbH KGaA's current Current Ratio is 1.95, which is 48% above median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Payments Group Holding GmbH KGaA stock overvalued right now?
Payments Group Holding GmbH KGaA (FRA:PGH) has a current Current Ratio of 1.95. The current Current Ratio is 1.95, which is 48% above median its 10-year median of 1.32 and 35.4% below the Asset Management industry median of 3.02. Payments Group Holding GmbH KGaA's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Payments Group Holding GmbH KGaA (FRA:PGH), the current Current Ratio is 1.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Payments Group Holding GmbH KGaA Business Description

Other Exchanges PGH:Germany
Address Senckenberganlage 21, Frankfurt am Main, Frankfurt, HE, DEU, 60325
Payments Group Holding GmbH & Co KGaA is a private equity-asset Manager. The group acted as an investment advisor that provided investments, value creation and initiatives, and divestments for potentially several private equity funds (investment vehicle) instead of investing its capital. The group operates in two segments pe-asset management and investment segment.
36GF Score

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