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What is Cash Converters International Current Ratio?
Cash Converters InternationalFRA:UKC 66 Current Ratio is 2.07 as of Jun. 2026, which is 5% below its 10-year median of 2.19. GuruFocus rates FRA:UKC with a GF Score™ of 66/100 and a GF Value™ of €0.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,134 Retail - Cyclical companies, Cash Converters International ranks better than 65.96% on this metric.
Cash Converters International (FRA:UKC) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Cash Converters International Current Ratio Related Terms
Cash Converters International Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:UKC vs CASY, WSM, ULTA: Current Ratio Comparison
For the Specialty Retail subindustry, Cash Converters International's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cash Converters International Current Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Current Ratio distribution charts can be found below:
* The bar in red indicates where Cash Converters International's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash Converters International (FRA:UKC) has a Current Ratio of 2.07 as of Jun. 2026. This is near median its historical median of 2.19. Over the past decade, Cash Converters International's Current Ratio has ranged from 1.79 to 2.68. According to the industry distribution chart, Cash Converters International ranks #386 out of 1134 companies in the Retail - Cyclical industry, placing it in the top 34%.
Is Cash Converters International's Current Ratio too high?
Cash Converters International's current Current Ratio of 2.07 is near median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 2.68. The Retail - Cyclical industry median Current Ratio is 1.55. Cash Converters International's value of 2.07 is 33.5% above this industry median. Based on the distribution chart, Cash Converters International ranks #386 out of 1134 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cash Converters International has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Current Ratio compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #386 out of 1134 companies for Current Ratio. This puts Cash Converters International in the upper half of its industry. The industry median Current Ratio is 1.55. Cash Converters International's value of 2.07 is 33.5% above this benchmark. Historically, Cash Converters International's own Current Ratio has ranged from 1.79 to 2.68 over the past decade. While the company's 10-year median is 2.19 vs. the industry median of 1.55, Cash Converters International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Retail - Cyclical company?
The median Current Ratio among Retail - Cyclical companies is 1.55, based on 1,134 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Current Ratio of 2.07 is 33.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Current Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Current Ratio is 2.07, which is near median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (FRA:UKC) is currently considered Fairly Valued. The stock's GF Value™ is €0.17, compared to a current price of €0.18 — trading 6.5% above its estimated fair value. The current Current Ratio is 2.07, which is near median its 10-year median of 2.19 and 33.5% above the Retail - Cyclical industry median of 1.55. Cash Converters International's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Cash Converters International (FRA:UKC), the current Current Ratio is 2.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cash Converters International (FRA:UKC) Overvalued in 2026?
Based on GuruFocus' analysis, Cash Converters International stock appears to be overvalued.
The current stock price of €0.18 is trading 6.5% above its estimated GF Value™ of €0.17.
GuruFocus considers Cash Converters International to be Fairly Valued.
Key valuation signals for FRA:UKC:
Current Ratio: 2.07 (near median its 10-year median of 2.19)
GF Value™: €0.17 vs. price of €0.18 (6.5% above fair value)
Industry Position: 33.5% above the Retail - Cyclical median (#386 of 1134)
No single metric tells the full story. See the FRA:UKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
66GF Score
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