Cash Converters International (FRA:UKC) Days Payable: 39.94 (As of Jun. 2026) — 50% Below Median

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FRA:UKC Cash Converters International Ltd FRA:UKC
66 GF Score
Price €0.18
GF Value €0.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Cash Converters International Days Payable?

Cash Converters International FRA:UKC 66 Days Payable is 39.94 as of Jun. 2026, which is 50% below its 10-year median of 80.14. GuruFocus rates FRA:UKC with a GF Score™ of 66/100 and a GF Value™ of €0.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,107 Retail - Cyclical companies, Cash Converters International ranks worse than 72.27% on this metric.

Cash Converters International's average Accounts Payable for the six months ended in Jun. 2026 was €9.0 Mil. Cash Converters International's Cost of Goods Sold for the six months ended in Jun. 2026 was €41.1 Mil. Hence, Cash Converters International's Days Payable for the six months ended in Jun. 2026 was 39.94.

The historical rank and industry rank for Cash Converters International's Days Payable or its related term are showing as below:

FRA:UKC' s Days Payable Range Over the Past 10 Years
Min: 11.1   Med: 80.14   Max: 157.92
Current: 31.64

During the past 13 years, Cash Converters International's highest Days Payable was 157.92. The lowest was 11.10. And the median was 80.14.

FRA:UKC's Days Payable is ranked worse than
72.27% of 1107 companies
in the Retail - Cyclical industry
Industry Median: 50.55 vs FRA:UKC: 31.64

Cash Converters International's Days Payable declined from Jun. 2025 (78.76) to Jun. 2026 (39.94). It may suggest that Cash Converters International accelerated paying its suppliers.


Cash Converters International Days Payable Historical Data

* Premium members only.

The historical data trend for Cash Converters International's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cash Converters International Days Payable Chart

Cash Converters International Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.57 110.03 88.04 61.94 10.60

Cash Converters International Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 265.03 66.85 78.76 41.25 39.94

FRA:UKC vs CASY, WSM, ULTA: Days Payable Comparison

For the Specialty Retail subindustry, Cash Converters International's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cash Converters International Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cash Converters International's Days Payable distribution charts can be found below:

* The bar in red indicates where Cash Converters International's Days Payable falls into.


FRA:UKC
66GF Score
Cash Converters International Ltd FRA:UKC
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Cash Converters International Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Cash Converters International's Days Payable for the fiscal year that ended in Jun. 2026 is calculated as

Days Payable (A: Jun. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2025 ) + Accounts Payable (A: Jun. 2026 )) / count ) / Cost of Goods Sold (A: Jun. 2026 )*Days in Period
=( (2.906 + 2.082) / 2 ) / 85.882*365
=2.494 / 85.882*365
=10.60

Cash Converters International's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (15.916 + 2.082) / 2 ) / 41.12*365 / 2
=8.999 / 41.12*365 / 2
=39.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 39.94 mean?
Cash Converters International (FRA:UKC) has a Days Payable of 39.94 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cash Converters International and its competitors. This is 50% below median its historical median of 80.14. Over the past decade, Cash Converters International's Days Payable has ranged from 11.10 to 157.92. According to the industry distribution chart, Cash Converters International ranks #800 out of 1107 companies in the Retail - Cyclical industry, placing it in the top 72.3%.
Is Cash Converters International's Days Payable too high?
Cash Converters International's current Days Payable of 39.94 is 50% below median its 10-year median of 80.14. Over the past 10 years, this metric has ranged from a low of 11.10 to a high of 157.92. The Retail - Cyclical industry median Days Payable is 50.55. Cash Converters International's value of 39.94 is 21% below this industry median. Based on the distribution chart, Cash Converters International ranks #800 out of 1107 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Cash Converters International has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cash Converters International's Days Payable compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Cash Converters International ranks #800 out of 1107 companies for Days Payable. This places Cash Converters International in the lower half of its industry. The industry median Days Payable is 50.55. Cash Converters International's value of 39.94 is 21% below this benchmark. Historically, Cash Converters International's own Days Payable has ranged from 11.10 to 157.92 over the past decade. While the company's 10-year median is 80.14 vs. the industry median of 50.55, Cash Converters International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 50.55, based on 1,107 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cash Converters International's current Days Payable of 39.94 is 21% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cash Converters International and its competitors. For the Retail - Cyclical industry, the median Days Payable is 50.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cash Converters International's current Days Payable is 39.94, which is 50% below median its own 10-year median of 80.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cash Converters International stock overvalued right now?
Based on GuruFocus' analysis, Cash Converters International (FRA:UKC) is currently considered Fairly Valued. The stock's GF Value™ is €0.17, compared to a current price of €0.18 — trading 6.5% above its estimated fair value. The current Days Payable is 39.94, which is 50% below median its 10-year median of 80.14 and 21% below the Retail - Cyclical industry median of 50.55. Cash Converters International's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cash Converters International (FRA:UKC), the current Days Payable is 39.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cash Converters International (FRA:UKC) Overvalued in 2026?

Based on GuruFocus' analysis, Cash Converters International stock appears to be overvalued. The current stock price of €0.18 is trading 6.5% above its estimated GF Value™ of €0.17. GuruFocus considers Cash Converters International to be Fairly Valued.

Key valuation signals for FRA:UKC:

  • Days Payable: 39.94 (50% below median its 10-year median of 80.14)
  • GF Value™: €0.17 vs. price of €0.18 (6.5% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 21% below the Retail - Cyclical median (#800 of 1107)

No single metric tells the full story. See the FRA:UKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cash Converters International Business Description

Other Exchanges CCV:Australia
Address 141 Street Georges Terrace, Level 11, Perth, WA, AUS, 6000
Cash Converters International Ltd is a franchised retail network that specializes in the sale of second-hand goods. It operates through business segments: Store Operations segment, which is the key revenue driver, involves the retail sale of new and second-hand goods, cash advance, and pawnbroking operations; Personal Finance segment comprises the Cash Converters Personal Finance personal loans business; The vehicle Financing segment comprises Green Light Auto Group, which provides motor vehicle finance; the New Zealand Segment; and the United Kingdom. The company generates the majority of its revenue from the Store Operations segment.
66GF Score

Get the complete analysis for FRA:UKC

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.18
Price
€0.17
GF Value