Jumia Technologies AGHAM:4JMA +9.69%64 Current Ratio is 1.02 as of Mar. 2026, which is 42% below its 10-year median of 1.77. GuruFocus rates HAM:4JMA with a GF Score™ of 64/100 and a GF Value™ of €3.89 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,127 Retail - Cyclical companies, Jumia Technologies AG ranks worse than 76.4% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Jumia Technologies AG's current ratio for the quarter that ended in Mar. 2026 was 1.02.
Jumia Technologies AG has a current ratio of 1.02. It generally indicates good short-term financial strength.
The historical rank and industry rank for Jumia Technologies AG's Current Ratio or its related term are showing as below:
HAM:4JMA'
s Current Ratio Range Over the Past 10 Years
Min: 0.79 Med: 1.77 Max: 4.91
Current: 1.02
During the past 9 years, Jumia Technologies AG's highest Current Ratio was 4.91. The lowest was 0.79. And the median was 1.77.
HAM:4JMA's Current Ratio is ranked worse than 76.4% of 1127
companies
in the Retail - Cyclical industry
Industry Median: 1.56
vs HAM:4JMA: 1.02
Jumia Technologies AG (HAM:4JMA) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Jumia Technologies AG Current Ratio Related Terms
Jumia Technologies AG Current Ratio Historical Data
* Premium members only.
The historical data trend for Jumia Technologies AG's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:4JMA vs TDUP, BBBY, LOGC: Current Ratio Comparison
For the Internet Retail subindustry, Jumia Technologies AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jumia Technologies AG Current Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jumia Technologies AG's Current Ratio distribution charts can be found below:
* The bar in red indicates where Jumia Technologies AG's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jumia Technologies AG (HAM:4JMA) has a Current Ratio of 1.02 as of Mar. 2026. This is 42% below median its historical median of 1.77. Over the past decade, Jumia Technologies AG's Current Ratio has ranged from 0.79 to 4.91. According to the industry distribution chart, Jumia Technologies AG ranks #861 out of 1127 companies in the Retail - Cyclical industry, placing it in the top 76.4%.
Is Jumia Technologies AG's Current Ratio too high?
Jumia Technologies AG's current Current Ratio of 1.02 is 42% below median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 4.91. The Retail - Cyclical industry median Current Ratio is 1.56. Jumia Technologies AG's value of 1.02 is 34.6% below this industry median. Based on the distribution chart, Jumia Technologies AG ranks #861 out of 1127 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jumia Technologies AG has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jumia Technologies AG's Current Ratio compare to TDUP and BBBY?
According to the Retail - Cyclical industry distribution chart, Jumia Technologies AG ranks #861 out of 1127 companies for Current Ratio. This places Jumia Technologies AG in the lower half of its industry. The industry median Current Ratio is 1.56. Jumia Technologies AG's value of 1.02 is 34.6% below this benchmark. Historically, Jumia Technologies AG's own Current Ratio has ranged from 0.79 to 4.91 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.56, Jumia Technologies AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Retail - Cyclical company?
The median Current Ratio among Retail - Cyclical companies is 1.56, based on 1,127 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jumia Technologies AG's current Current Ratio of 1.02 is 34.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Current Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumia Technologies AG's current Current Ratio is 1.02, which is 42% below median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumia Technologies AG stock overvalued right now?
Based on GuruFocus' analysis, Jumia Technologies AG (HAM:4JMA) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.89, compared to a current price of €6.34 — trading 63% above its estimated fair value. The current Current Ratio is 1.02, which is 42% below median its 10-year median of 1.77 and 34.6% below the Retail - Cyclical industry median of 1.56. Jumia Technologies AG's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Jumia Technologies AG (HAM:4JMA), the current Current Ratio is 1.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jumia Technologies AG (HAM:4JMA) Overvalued in 2026?
Based on GuruFocus' analysis, Jumia Technologies AG stock appears to be overvalued.
The current stock price of €6.34 is trading 63% above its estimated GF Value™ of €3.89.
GuruFocus considers Jumia Technologies AG to be Significantly Overvalued.
Key valuation signals for HAM:4JMA:
Current Ratio: 1.02 (42% below median its 10-year median of 1.77)
GF Value™: €3.89 vs. price of €6.34 (63% above fair value)
Industry Position: 34.6% below the Retail - Cyclical median (#861 of 1127)
No single metric tells the full story. See the HAM:4JMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jumia Technologies AG is the pan-African e-commerce platform. The company's platform consists of a marketplace that connects sellers with consumers. The logistics services of the company enables the shipment and delivery of packages from sellers to consumers, and the company's payment service facilitates transactions among participants active on its platform in selected markets. The company generates revenue from first-party sales, third-party sales, marketing and advertising, and the provision of other services. Its geographical segments are West Africa, North Africa, East & South Africa, Europe, and United Arab Emirates. The firm generates majority of its revenue from the West Africa segment.
64GF Score
Get the complete analysis for HAM:4JMA
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAM:4JMA has been successfully added to your 
