Jumia Technologies AG (HAM:4JMA) Days Payable: 244.96 (As of Mar. 2026) — Near Median


HAM:4JMA Jumia Technologies AG HAM:4JMA
64 GF Score
Price €6.18
GF Value €3.89
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Jumia Technologies AG Days Payable?

Jumia Technologies AG HAM:4JMA +0.65% 64 Days Payable is 244.96 as of Mar. 2026, which is 8% below its 10-year median of 266.12. GuruFocus rates HAM:4JMA with a GF Score™ of 64/100 and a GF Value™ of €3.89 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,098 Retail - Cyclical companies, Jumia Technologies AG ranks better than 91.07% on this metric.

Jumia Technologies AG's average Accounts Payable for the three months ended in Mar. 2026 was €49.1 Mil. Jumia Technologies AG's Cost of Goods Sold for the three months ended in Mar. 2026 was €18.3 Mil. Hence, Jumia Technologies AG's Days Payable for the three months ended in Mar. 2026 was 244.96.

The historical rank and industry rank for Jumia Technologies AG's Days Payable or its related term are showing as below:

HAM:4JMA' s Days Payable Range Over the Past 10 Years
Min: 55.43   Med: 266.12   Max: 300.8
Current: 205

During the past 9 years, Jumia Technologies AG's highest Days Payable was 300.80. The lowest was 55.43. And the median was 266.12.

HAM:4JMA's Days Payable is ranked better than
91.07% of 1098 companies
in the Retail - Cyclical industry
Industry Median: 51.755 vs HAM:4JMA: 205.00

Jumia Technologies AG's Days Payable declined from Mar. 2025 (258.26) to Mar. 2026 (244.96). It may suggest that Jumia Technologies AG accelerated paying its suppliers.


Jumia Technologies AG Days Payable Historical Data

* Premium members only.

The historical data trend for Jumia Technologies AG's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jumia Technologies AG Days Payable Chart

Jumia Technologies AG Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only 262.11 290.60 279.73 261.89 225.10

Jumia Technologies AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 258.26 206.91 204.28 178.29 244.96

HAM:4JMA vs TDUP, BBBY, LOGC: Days Payable Comparison

For the Internet Retail subindustry, Jumia Technologies AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jumia Technologies AG Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jumia Technologies AG's Days Payable distribution charts can be found below:

* The bar in red indicates where Jumia Technologies AG's Days Payable falls into.


HAM:4JMA
64GF Score
Jumia Technologies AG HAM:4JMA
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jumia Technologies AG Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Jumia Technologies AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (42.307 + 49.493) / 2 ) / 74.426*365
=45.9 / 74.426*365
=225.10

Jumia Technologies AG's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (49.493 + 48.787) / 2 ) / 18.305*365 / 4
=49.14 / 18.305*365 / 4
=244.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 244.96 mean?
Jumia Technologies AG (HAM:4JMA) has a Days Payable of 244.96 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Jumia Technologies AG and its competitors. This is near median its historical median of 266.12. Over the past decade, Jumia Technologies AG's Days Payable has ranged from 55.43 to 300.80. According to the industry distribution chart, Jumia Technologies AG ranks #98 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 8.9%.
Is Jumia Technologies AG's Days Payable too high?
Jumia Technologies AG's current Days Payable of 244.96 is near median its 10-year median of 266.12. Over the past 10 years, this metric has ranged from a low of 55.43 to a high of 300.80. The Retail - Cyclical industry median Days Payable is 51.76. Jumia Technologies AG's value of 244.96 is 373.3% above this industry median. Based on the distribution chart, Jumia Technologies AG ranks #98 out of 1098 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Jumia Technologies AG has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jumia Technologies AG's Days Payable compare to TDUP and BBBY?
According to the Retail - Cyclical industry distribution chart, Jumia Technologies AG ranks #98 out of 1098 companies for Days Payable. This places Jumia Technologies AG in the top 9% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.76. Jumia Technologies AG's value of 244.96 is 373.3% above this benchmark. Historically, Jumia Technologies AG's own Days Payable has ranged from 55.43 to 300.80 over the past decade. While the company's 10-year median is 266.12 vs. the industry median of 51.76, Jumia Technologies AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.76, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jumia Technologies AG's current Days Payable of 244.96 is 373.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Jumia Technologies AG and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumia Technologies AG's current Days Payable is 244.96, which is near median its own 10-year median of 266.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumia Technologies AG stock overvalued right now?
Based on GuruFocus' analysis, Jumia Technologies AG (HAM:4JMA) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.89, compared to a current price of €6.18 — trading 58.9% above its estimated fair value. The current Days Payable is 244.96, which is near median its 10-year median of 266.12 and 373.3% above the Retail - Cyclical industry median of 51.76. Jumia Technologies AG's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Jumia Technologies AG (HAM:4JMA), the current Days Payable is 244.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jumia Technologies AG (HAM:4JMA) Overvalued in 2026?

Based on GuruFocus' analysis, Jumia Technologies AG stock appears to be overvalued. The current stock price of €6.18 is trading 58.9% above its estimated GF Value™ of €3.89. GuruFocus considers Jumia Technologies AG to be Significantly Overvalued.

Key valuation signals for HAM:4JMA:

  • Days Payable: 244.96 (near median its 10-year median of 266.12)
  • GF Value™: €3.89 vs. price of €6.18 (58.9% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 373.3% above the Retail - Cyclical median (#98 of 1098)

No single metric tells the full story. See the HAM:4JMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jumia Technologies AG Business Description

Address Skalitzer Strasse 104, Berlin, BB, DEU, 10997
Jumia Technologies AG is the pan-African e-commerce platform. The company's platform consists of a marketplace that connects sellers with consumers. The logistics services of the company enables the shipment and delivery of packages from sellers to consumers, and the company's payment service facilitates transactions among participants active on its platform in selected markets. The company generates revenue from first-party sales, third-party sales, marketing and advertising, and the provision of other services. Its geographical segments are West Africa, North Africa, East & South Africa, Europe, and United Arab Emirates. The firm generates majority of its revenue from the West Africa segment.
64GF Score

Get the complete analysis for HAM:4JMA

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.18
Price
€3.89
GF Value