Quilter (LSE:QLT) Current Ratio: 115.90 (As of Dec. 2025) — 28% Above Median


LSE:QLT Quilter PLC LSE:QLT
63 GF Score
Price £1.92
GF Value £1.49
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Quilter Current Ratio?

Quilter LSE:QLT +1.42% 63 Current Ratio is 115.90 as of Dec. 2025, which is 28% above its 10-year median of 90.56. GuruFocus rates LSE:QLT with a GF Score™ of 63/100 and a GF Value™ of £1.49 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 708 Asset Management companies, Quilter ranks better than 94.49% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Quilter's current ratio for the quarter that ended in Dec. 2025 was 115.90.

Quilter has a current ratio of 115.90. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Quilter's Current Ratio or its related term are showing as below:

LSE:QLT' s Current Ratio Range Over the Past 10 Years
Min: 3.31   Med: 90.56   Max: 120.65
Current: 115.9

During the past 11 years, Quilter's highest Current Ratio was 120.65. The lowest was 3.31. And the median was 90.56.

LSE:QLT's Current Ratio is ranked better than
94.49% of 708 companies
in the Asset Management industry
Industry Median: 3.015 vs LSE:QLT: 115.90

Quilter  (LSE:QLT) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Quilter Current Ratio Related Terms


Quilter Current Ratio Historical Data

* Premium members only.

The historical data trend for Quilter's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quilter Current Ratio Chart

Quilter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 100.84 102.52 91.61 120.65 115.90

Quilter Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 91.61 3.80 120.65 74.33 115.90

LSE:QLT vs BLK, BX, KKR: Current Ratio Comparison

For the Asset Management subindustry, Quilter's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quilter Current Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Quilter's Current Ratio distribution charts can be found below:

* The bar in red indicates where Quilter's Current Ratio falls into.


LSE:QLT
63GF Score
Quilter PLC LSE:QLT
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Quilter Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Quilter's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=75914/655
=115.90

Quilter's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=75914/655
=115.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 115.90 mean?
Quilter (LSE:QLT) has a Current Ratio of 115.90 as of Dec. 2025. This is 28% above median its historical median of 90.56. Over the past decade, Quilter's Current Ratio has ranged from 3.31 to 120.65. According to the industry distribution chart, Quilter ranks #39 out of 708 companies in the Asset Management industry, placing it in the top 5.5%.
Is Quilter's Current Ratio too high?
Quilter's current Current Ratio of 115.90 is 28% above median its 10-year median of 90.56. Over the past 10 years, this metric has ranged from a low of 3.31 to a high of 120.65. The Asset Management industry median Current Ratio is 3.02. Quilter's value of 115.90 is 3744.1% above this industry median. Based on the distribution chart, Quilter ranks #39 out of 708 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Quilter has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Quilter ranks #39 out of 708 companies for Current Ratio. This places Quilter in the top 6% of its industry — outperforming the majority of peers. The industry median Current Ratio is 3.02. Quilter's value of 115.90 is 3744.1% above this benchmark. Historically, Quilter's own Current Ratio has ranged from 3.31 to 120.65 over the past decade. While the company's 10-year median is 90.56 vs. the industry median of 3.02, Quilter has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.02, based on 708 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quilter's current Current Ratio of 115.90 is 3744.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quilter's current Current Ratio is 115.90, which is 28% above median its own 10-year median of 90.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (LSE:QLT) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.49, compared to a current price of £1.92 — trading 29% above its estimated fair value. The current Current Ratio is 115.90, which is 28% above median its 10-year median of 90.56 and 3744.1% above the Asset Management industry median of 3.02. Quilter's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Quilter (LSE:QLT), the current Current Ratio is 115.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quilter (LSE:QLT) Overvalued in 2026?

Based on GuruFocus' analysis, Quilter stock appears to be overvalued. The current stock price of £1.92 is trading 29% above its estimated GF Value™ of £1.49. GuruFocus considers Quilter to be Modestly Overvalued.

Key valuation signals for LSE:QLT:

  • Current Ratio: 115.90 (28% above median its 10-year median of 90.56)
  • GF Value™: £1.49 vs. price of £1.92 (29% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 3744.1% above the Asset Management median (#39 of 708)

No single metric tells the full story. See the LSE:QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quilter Business Description

Address 85 Queen Victoria Street, Senator House, London, GBR, EC4V 4AB
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
63GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.92
Price
£1.49
GF Value