QuilterLSE:QLT -0.58%63 Interest Coverage is 20.18 as of Dec. 2025, which is 426% above its 10-year median of 3.84. GuruFocus rates LSE:QLT with a GF Score™ of 63/100 and a GF Value™ of £1.49 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 476 Asset Management companies, Quilter ranks worse than 60.08% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Quilter's
Operating Income
for the
six
months ended in Dec. 2025 was £222 Mil. Quilter's Interest Expense for the
six
months ended in Dec. 2025 was £-11 Mil.
Quilter's interest coverage for the quarter that ended in Dec. 2025 was 20.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Quilter's Interest Coverage or its related term are showing as below:
LSE:QLT'
s Interest Coverage Range Over the Past 10 Years
Min: 0.57 Med: 3.84 Max: 15.19
Current: 15.19
LSE:QLT's Interest Coverage is ranked worse than 60.08% of 476
companies
in the Asset Management industry
Industry Median: 43.13
vs LSE:QLT: 15.19
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Quilter Interest Coverage Related Terms
Quilter Interest Coverage Historical Data
* Premium members only.
The historical data trend for Quilter's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:QLT vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Quilter's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quilter Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Quilter's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Quilter's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quilter (LSE:QLT) has a Interest Coverage of 20.18 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Quilter and its competitors. This is 426% above median its historical median of 3.84. Over the past decade, Quilter's Interest Coverage has ranged from 0.57 to 15.19. According to the industry distribution chart, Quilter ranks #286 out of 476 companies in the Asset Management industry, placing it in the top 60.1%.
Is Quilter's Interest Coverage too high?
Quilter's current Interest Coverage of 20.18 is 426% above median its 10-year median of 3.84. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 15.19. The Asset Management industry median Interest Coverage is 43.13. Quilter's value of 20.18 is 53.2% below this industry median. Based on the distribution chart, Quilter ranks #286 out of 476 companies in the Asset Management industry, which is below the industry midpoint. Overall, Quilter has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Quilter ranks #286 out of 476 companies for Interest Coverage. This places Quilter in the lower half of its industry. The industry median Interest Coverage is 43.13. Quilter's value of 20.18 is 53.2% below this benchmark. Historically, Quilter's own Interest Coverage has ranged from 0.57 to 15.19 over the past decade. While the company's 10-year median is 3.84 vs. the industry median of 43.13, Quilter has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quilter's current Interest Coverage of 20.18 is 53.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Quilter and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quilter's current Interest Coverage is 20.18, which is 426% above median its own 10-year median of 3.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (LSE:QLT) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.49, compared to a current price of £1.90 — trading 27.2% above its estimated fair value. The current Interest Coverage is 20.18, which is 426% above median its 10-year median of 3.84 and 53.2% below the Asset Management industry median of 43.13. Quilter's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Quilter (LSE:QLT), the current Interest Coverage is 20.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quilter (LSE:QLT) Overvalued in 2026?
Based on GuruFocus' analysis, Quilter stock appears to be overvalued.
The current stock price of £1.90 is trading 27.2% above its estimated GF Value™ of £1.49.
GuruFocus considers Quilter to be Modestly Overvalued.
Key valuation signals for LSE:QLT:
Interest Coverage: 20.18 (426% above median its 10-year median of 3.84)
GF Value™: £1.49 vs. price of £1.90 (27.2% above fair value)
Industry Position: 53.2% below the Asset Management median (#286 of 476)
No single metric tells the full story. See the LSE:QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
63GF Score
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