Software CircleLSE:SFT +0.32%39 Current Ratio is 0.84 as of Sep. 2025, which is 49% below its 10-year median of 1.66. GuruFocus rates LSE:SFT with a GF Score™ of 39/100 and a GF Value™ of £0.12 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,093 Business Services companies, Software Circle ranks worse than 86% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Software Circle's current ratio for the quarter that ended in Sep. 2025 was 0.84.
Software Circle has a current ratio of 0.84. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Software Circle has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Software Circle's Current Ratio or its related term are showing as below:
LSE:SFT'
s Current Ratio Range Over the Past 10 Years
Min: 0.82 Med: 1.66 Max: 5.07
Current: 0.84
During the past 13 years, Software Circle's highest Current Ratio was 5.07. The lowest was 0.82. And the median was 1.66.
LSE:SFT's Current Ratio is ranked worse than 86% of 1093
companies
in the Business Services industry
Industry Median: 1.81
vs LSE:SFT: 0.84
Software Circle (LSE:SFT) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Software Circle Current Ratio Related Terms
Software Circle Current Ratio Historical Data
* Premium members only.
The historical data trend for Software Circle's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:SFT vs CTAS, CPRT, ULS: Current Ratio Comparison
For the Specialty Business Services subindustry, Software Circle's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Circle Current Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Software Circle's Current Ratio distribution charts can be found below:
* The bar in red indicates where Software Circle's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Software Circle (LSE:SFT) has a Current Ratio of 0.84 as of Sep. 2025. This is 49% below median its historical median of 1.66. Over the past decade, Software Circle's Current Ratio has ranged from 0.82 to 5.07. According to the industry distribution chart, Software Circle ranks #940 out of 1093 companies in the Business Services industry, placing it in the top 86%.
Is Software Circle's Current Ratio too high?
Software Circle's current Current Ratio of 0.84 is 49% below median its 10-year median of 1.66. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 5.07. The Business Services industry median Current Ratio is 1.81. Software Circle's value of 0.84 is 53.6% below this industry median. Based on the distribution chart, Software Circle ranks #940 out of 1093 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Software Circle has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Software Circle's Current Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Software Circle ranks #940 out of 1093 companies for Current Ratio. This places Software Circle in the lower half of its industry. The industry median Current Ratio is 1.81. Software Circle's value of 0.84 is 53.6% below this benchmark. Historically, Software Circle's own Current Ratio has ranged from 0.82 to 5.07 over the past decade. While the company's 10-year median is 1.66 vs. the industry median of 1.81, Software Circle has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Business Services company?
The median Current Ratio among Business Services companies is 1.81, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Circle's current Current Ratio of 0.84 is 53.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Circle's current Current Ratio is 0.84, which is 49% below median its own 10-year median of 1.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Circle stock overvalued right now?
Based on GuruFocus' analysis, Software Circle (LSE:SFT) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.12, compared to a current price of £0.16 — trading 31.7% above its estimated fair value. The current Current Ratio is 0.84, which is 49% below median its 10-year median of 1.66 and 53.6% below the Business Services industry median of 1.81. Software Circle's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Software Circle (LSE:SFT), the current Current Ratio is 0.84 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Circle (LSE:SFT) Overvalued in 2026?
Based on GuruFocus' analysis, Software Circle stock appears to be overvalued.
The current stock price of £0.16 is trading 31.7% above its estimated GF Value™ of £0.12.
GuruFocus considers Software Circle to be Significantly Overvalued.
Key valuation signals for LSE:SFT:
Current Ratio: 0.84 (49% below median its 10-year median of 1.66)
GF Value™: £0.12 vs. price of £0.16 (31.7% above fair value)
Industry Position: 53.6% below the Business Services median (#940 of 1093)
No single metric tells the full story. See the LSE:SFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Circle PLC is a UK-based company that is an acquirer of great vertical market software businesses. The company operates complex logistics, a SaaS platform, and brands that sell print and web to business customers. The segmental analysis by nature of service includes license fees, company-owned studio revenue, brand partner print, and online sales plus trade print. Some of its brands include Nettl, watermark, and Topfloor. Geographically it has its business across the region of the UK and Ireland, Europe, and others of which the UK and Ireland's region accounts for a majority of the revenue.
39GF Score
Get the complete analysis for LSE:SFT
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:SFT has been successfully added to your 
