Software CircleLSE:SFT 39 Days Payable is 37.39 as of Sep. 2025, which is 49% below its 10-year median of 73.34. GuruFocus rates LSE:SFT with a GF Score™ of 39/100 and a GF Value™ of £0.12 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 943 Business Services companies, Software Circle ranks worse than 55.36% on this metric.
The historical rank and industry rank for Software Circle's Days Payable or its related term are showing as below:
LSE:SFT'
s Days Payable Range Over the Past 10 Years
Min: 40.12 Med: 73.34 Max: 154
Current: 40.12
During the past 13 years, Software Circle's highest Days Payable was 154.00. The lowest was 40.12. And the median was 73.34.
LSE:SFT's Days Payable is ranked worse than 55.36% of 943
companies
in the Business Services industry
Industry Median: 46.92
vs LSE:SFT: 40.12
Software Circle's Days Payable
declined
from Sep. 2024 (46.44) to Sep. 2025 (37.39).
It may suggest that Software Circleaccelerated paying its suppliers.
Software Circle Days Payable Related Terms
Software Circle Days Payable Historical Data
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The historical data trend for Software Circle's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:SFT vs CTAS, CPRT, ULS: Days Payable Comparison
For the Specialty Business Services subindustry, Software Circle's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Circle Days Payable vs Business Services Industry
For the Business Services industry and Industrials sector, Software Circle's Days Payable distribution charts can be found below:
* The bar in red indicates where Software Circle's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Software Circle's Days Payable for the fiscal year that ended in Mar. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Software Circle (LSE:SFT) has a Days Payable of 37.39 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Software Circle and its competitors. This is 49% below median its historical median of 73.34. Over the past decade, Software Circle's Days Payable has ranged from 40.12 to 154.00. According to the industry distribution chart, Software Circle ranks #522 out of 943 companies in the Business Services industry, placing it in the top 55.4%.
Is Software Circle's Days Payable too high?
Software Circle's current Days Payable of 37.39 is 49% below median its 10-year median of 73.34. Over the past 10 years, this metric has ranged from a low of 40.12 to a high of 154.00. The Business Services industry median Days Payable is 46.92. Software Circle's value of 37.39 is 20.3% below this industry median. Based on the distribution chart, Software Circle ranks #522 out of 943 companies in the Business Services industry, which is below the industry midpoint. Overall, Software Circle has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Software Circle's Days Payable compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Software Circle ranks #522 out of 943 companies for Days Payable. This places Software Circle in the lower half of its industry. The industry median Days Payable is 46.92. Software Circle's value of 37.39 is 20.3% below this benchmark. Historically, Software Circle's own Days Payable has ranged from 40.12 to 154.00 over the past decade. While the company's 10-year median is 73.34 vs. the industry median of 46.92, Software Circle has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Business Services company?
The median Days Payable among Business Services companies is 46.92, based on 943 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Circle's current Days Payable of 37.39 is 20.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Software Circle and its competitors. For the Business Services industry, the median Days Payable is 46.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Circle's current Days Payable is 37.39, which is 49% below median its own 10-year median of 73.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Circle stock overvalued right now?
Based on GuruFocus' analysis, Software Circle (LSE:SFT) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.12, compared to a current price of £0.16 — trading 31.3% above its estimated fair value. The current Days Payable is 37.39, which is 49% below median its 10-year median of 73.34 and 20.3% below the Business Services industry median of 46.92. Software Circle's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Software Circle (LSE:SFT), the current Days Payable is 37.39 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Circle (LSE:SFT) Overvalued in 2026?
Based on GuruFocus' analysis, Software Circle stock appears to be overvalued.
The current stock price of £0.16 is trading 31.3% above its estimated GF Value™ of £0.12.
GuruFocus considers Software Circle to be Significantly Overvalued.
Key valuation signals for LSE:SFT:
Days Payable: 37.39 (49% below median its 10-year median of 73.34)
GF Value™: £0.12 vs. price of £0.16 (31.3% above fair value)
Industry Position: 20.3% below the Business Services median (#522 of 943)
No single metric tells the full story. See the LSE:SFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Circle PLC is a UK-based company that is an acquirer of great vertical market software businesses. The company operates complex logistics, a SaaS platform, and brands that sell print and web to business customers. The segmental analysis by nature of service includes license fees, company-owned studio revenue, brand partner print, and online sales plus trade print. Some of its brands include Nettl, watermark, and Topfloor. Geographically it has its business across the region of the UK and Ireland, Europe, and others of which the UK and Ireland's region accounts for a majority of the revenue.
39GF Score
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