Ramco Systems (NSE:RAMCOSYS) Current Ratio: 1.03 (As of Mar. 2026) — 33% Below Median


NSE:RAMCOSYS Ramco Systems Ltd NSE:RAMCOSYS
63 GF Score
Price ₹673.80
GF Value ₹457.94
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Ramco Systems Current Ratio?

Ramco Systems NSE:RAMCOSYS +20.00% 63 Current Ratio is 1.03 as of Mar. 2026, which is 33% below its 10-year median of 1.53. GuruFocus rates NSE:RAMCOSYS with a GF Score™ of 63/100 and a GF Value™ of ₹457.94 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 2,865 Software companies, Ramco Systems ranks worse than 78.88% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Ramco Systems's current ratio for the quarter that ended in Mar. 2026 was 1.03.

Ramco Systems has a current ratio of 1.03. It generally indicates good short-term financial strength.

The historical rank and industry rank for Ramco Systems's Current Ratio or its related term are showing as below:

NSE:RAMCOSYS' s Current Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.53   Max: 2.39
Current: 1.03

During the past 13 years, Ramco Systems's highest Current Ratio was 2.39. The lowest was 0.75. And the median was 1.53.

NSE:RAMCOSYS's Current Ratio is ranked worse than
78.88% of 2865 companies
in the Software industry
Industry Median: 1.82 vs NSE:RAMCOSYS: 1.03

Ramco Systems  (NSE:RAMCOSYS) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Ramco Systems Current Ratio Related Terms


Ramco Systems Current Ratio Historical Data

* Premium members only.

The historical data trend for Ramco Systems's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramco Systems Current Ratio Chart

Ramco Systems Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.91 1.38 0.75 0.82 1.03

Ramco Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.00 0.89 0.00 1.03

NSE:RAMCOSYS vs CRM, SHOP, UBER: Current Ratio Comparison

For the Software - Application subindustry, Ramco Systems's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramco Systems Current Ratio vs Software Industry

For the Software industry and Technology sector, Ramco Systems's Current Ratio distribution charts can be found below:

* The bar in red indicates where Ramco Systems's Current Ratio falls into.


NSE:RAMCOSYS
63GF Score
Ramco Systems Ltd NSE:RAMCOSYS
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Ramco Systems Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Ramco Systems's Current Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Current Ratio (A: Mar. 2026 )=Total Current Assets (A: Mar. 2026 )/Total Current Liabilities (A: Mar. 2026 )
=3078.32/3003.04
=1.03

Ramco Systems's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=3078.32/3003.04
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.03 mean?
Ramco Systems (NSE:RAMCOSYS) has a Current Ratio of 1.03 as of Mar. 2026. This is 33% below median its historical median of 1.53. Over the past decade, Ramco Systems' Current Ratio has ranged from 0.75 to 2.39. According to the industry distribution chart, Ramco Systems ranks #2260 out of 2865 companies in the Software industry, placing it in the top 78.9%.
Is Ramco Systems' Current Ratio too high?
Ramco Systems' current Current Ratio of 1.03 is 33% below median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 2.39. The Software industry median Current Ratio is 1.82. Ramco Systems' value of 1.03 is 43.4% below this industry median. Based on the distribution chart, Ramco Systems ranks #2260 out of 2865 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ramco Systems has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ramco Systems' Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Ramco Systems ranks #2260 out of 2865 companies for Current Ratio. This places Ramco Systems in the lower half of its industry. The industry median Current Ratio is 1.82. Ramco Systems' value of 1.03 is 43.4% below this benchmark. Historically, Ramco Systems' own Current Ratio has ranged from 0.75 to 2.39 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 1.82, Ramco Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramco Systems's current Current Ratio of 1.03 is 43.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramco Systems's current Current Ratio is 1.03, which is 33% below median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramco Systems stock overvalued right now?
Based on GuruFocus' analysis, Ramco Systems (NSE:RAMCOSYS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹457.94, compared to a current price of ₹673.80 — trading 47.1% above its estimated fair value. The current Current Ratio is 1.03, which is 33% below median its 10-year median of 1.53 and 43.4% below the Software industry median of 1.82. Ramco Systems' overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Ramco Systems (NSE:RAMCOSYS), the current Current Ratio is 1.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramco Systems (NSE:RAMCOSYS) Overvalued in 2026?

Based on GuruFocus' analysis, Ramco Systems stock appears to be overvalued. The current stock price of ₹673.80 is trading 47.1% above its estimated GF Value™ of ₹457.94. GuruFocus considers Ramco Systems to be Significantly Overvalued.

Key valuation signals for NSE:RAMCOSYS:

  • Current Ratio: 1.03 (33% below median its 10-year median of 1.53)
  • GF Value™: ₹457.94 vs. price of ₹673.80 (47.1% above fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 43.4% below the Software median (#2260 of 2865)

No single metric tells the full story. See the NSE:RAMCOSYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ramco Systems Business Description

Other Exchanges 532370:India
Address No. 64, Sardar Patel Road, Taramani, Chennai, TN, IND, 600 113
Ramco Systems Ltd develops software and software products for human capital management, payroll, enterprise resource management, monitoring and evaluation, and maintenance, repair, and overhaul providers in the Aviation industry. The company develops software through its enterprise application assembly and delivery platform Ramco VirtualWorks for transaction systems and Ramco Decision Works for analytics/reporting. The product portfolio of the company includes aviation, aerospace & defense management software, enterprise resource planning software, and payroll & logistics software on the cloud. It as only one operating segment which is Software Solutions & Services.
63GF Score

Get the complete analysis for NSE:RAMCOSYS

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹673.80
Price
₹457.94
GF Value