Ramco Systems (NSE:RAMCOSYS) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)

What is Ramco Systems LT-Debt-to-Total-Asset?

Ramco Systems NSE:RAMCOSYS +5.34% 63 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates NSE:RAMCOSYS with a GF Score™ of 63/100 and a GF Value™ of ₹458.11 (Significantly Overvalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ramco Systems's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

Ramco Systems's long-term debt to total assets ratio declined from Mar. 2025 (0.06) to Mar. 2026 (0.04). It may suggest that Ramco Systems is progressively becoming less dependent on debt to grow their business.

Ramco Systems (NSE:RAMCOSYS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Ramco Systems LT-Debt-to-Total-Asset Related Terms

Ramco Systems LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Ramco Systems's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramco Systems LT-Debt-to-Total-Asset Chart

Ramco Systems Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.05

0.06

0.07

0.06

0.04

Ramco Systems Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.06	0.00	0.05	0.00	0.04

63GF Score

Ramco Systems Ltd NSE:RAMCOSYS

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Ramco Systems LT-Debt-to-Total-Asset Calculation

Ramco Systems's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	282.18	/	7453.63
	=	0.04

Ramco Systems's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	282.18	/	7453.63
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

Ramco Systems (NSE:RAMCOSYS) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ramco Systems and its competitors.

Is Ramco Systems' LT-Debt-to-Total-Asset too high?

Ramco Systems' current LT-Debt-to-Total-Asset is 0.04. Overall, Ramco Systems has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Ramco Systems' LT-Debt-to-Total-Asset compare to CRM and SHOP?

Ramco Systems' LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ramco Systems and its competitors. Ramco Systems's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Ramco Systems stock overvalued right now?

Based on GuruFocus' analysis, Ramco Systems (NSE:RAMCOSYS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹458.11, compared to a current price of ₹709.80 — trading 54.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Ramco Systems' overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ramco Systems (NSE:RAMCOSYS), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramco Systems (NSE:RAMCOSYS) Overvalued in 2026?

Based on GuruFocus' analysis, Ramco Systems stock appears to be overvalued. The current stock price of ₹709.80 is trading 54.9% above its estimated GF Value™ of ₹458.11. GuruFocus considers Ramco Systems to be Significantly Overvalued.

Key valuation signals for NSE:RAMCOSYS:

LT-Debt-to-Total-Asset: 0.04
GF Value™: ₹458.11 vs. price of ₹709.80 (54.9% above fair value)
GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the NSE:RAMCOSYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ramco Systems Business Description

Industry Technology Software

Comparable Companies BOM:539895 NSE:INFOBEAN BOM:531209 BOM:532341 BOM:506109 NSE:EXCELSOFT BOM:539678 NSE:NPST NSE:UNIECOM BOM:519602 XTER:SAP CRM SHOP UBER NOW ADBE CDNS INTU ADP SNOW

Other Exchanges 532370:India

Address No. 64, Sardar Patel Road, Taramani, Chennai, TN, IND, 600 113

Website https://www.ramco.com

Ramco Systems Ltd develops software and software products for human capital management, payroll, enterprise resource management, monitoring and evaluation, and maintenance, repair, and overhaul providers in the Aviation industry. The company develops software through its enterprise application assembly and delivery platform Ramco VirtualWorks for transaction systems and Ramco Decision Works for analytics/reporting. The product portfolio of the company includes aviation, aerospace & defense management software, enterprise resource planning software, and payroll & logistics software on the cloud. It as only one operating segment which is Software Solutions & Services.

63GF Score

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₹709.80

Price

₹458.11

GF Value

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