British and Malayan Holdings (SGX:CJN) Current Ratio: 10.36 (As of Dec. 2025) — 11% Below Median

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SGX:CJN British and Malayan Holdings Ltd SGX:CJN
23 GF Score
Price S$1.92
GF Value S$0.52
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is British and Malayan Holdings Current Ratio?

British and Malayan Holdings SGX:CJN 23 Current Ratio is 10.36 as of Dec. 2025, which is 11% below its 10-year median of 11.60. GuruFocus rates SGX:CJN with a GF Score™ of 23/100 and a GF Value™ of S$0.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 713 Asset Management companies, British and Malayan Holdings ranks better than 73.77% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. British and Malayan Holdings's current ratio for the quarter that ended in Dec. 2025 was 10.36.

British and Malayan Holdings has a current ratio of 10.36. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for British and Malayan Holdings's Current Ratio or its related term are showing as below:

SGX:CJN' s Current Ratio Range Over the Past 10 Years
Min: 4.3   Med: 11.6   Max: 29.22
Current: 10.36

During the past 13 years, British and Malayan Holdings's highest Current Ratio was 29.22. The lowest was 4.30. And the median was 11.60.

SGX:CJN's Current Ratio is ranked better than
73.77% of 713 companies
in the Asset Management industry
Industry Median: 3.01 vs SGX:CJN: 10.36

British and Malayan Holdings  (SGX:CJN) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


British and Malayan Holdings Current Ratio Related Terms


British and Malayan Holdings Current Ratio Historical Data

* Premium members only.

The historical data trend for British and Malayan Holdings's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

British and Malayan Holdings Current Ratio Chart

British and Malayan Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.25 9.42 11.12 4.30 6.26

British and Malayan Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.10 4.30 14.42 6.26 10.36

SGX:CJN vs BLK, BX, KKR: Current Ratio Comparison

For the Asset Management subindustry, British and Malayan Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


British and Malayan Holdings Current Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, British and Malayan Holdings's Current Ratio distribution charts can be found below:

* The bar in red indicates where British and Malayan Holdings's Current Ratio falls into.


SGX:CJN
23GF Score
British and Malayan Holdings Ltd SGX:CJN
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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British and Malayan Holdings Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

British and Malayan Holdings's Current Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Current Ratio (A: Jun. 2025 )=Total Current Assets (A: Jun. 2025 )/Total Current Liabilities (A: Jun. 2025 )
=7.225/1.155
=6.26

British and Malayan Holdings's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=6.032/0.582
=10.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 10.36 mean?
British and Malayan Holdings (SGX:CJN) has a Current Ratio of 10.36 as of Dec. 2025. This is 11% below median its historical median of 11.60. Over the past decade, British and Malayan Holdings' Current Ratio has ranged from 4.30 to 29.22. According to the industry distribution chart, British and Malayan Holdings ranks #187 out of 713 companies in the Asset Management industry, placing it in the top 26.2%.
Is British and Malayan Holdings' Current Ratio too high?
British and Malayan Holdings' current Current Ratio of 10.36 is 11% below median its 10-year median of 11.60. Over the past 10 years, this metric has ranged from a low of 4.30 to a high of 29.22. The Asset Management industry median Current Ratio is 3.01. British and Malayan Holdings' value of 10.36 is 244.2% above this industry median. Based on the distribution chart, British and Malayan Holdings ranks #187 out of 713 companies in the Asset Management industry, which is above the industry midpoint. Overall, British and Malayan Holdings has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does British and Malayan Holdings' Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, British and Malayan Holdings ranks #187 out of 713 companies for Current Ratio. This puts British and Malayan Holdings in the upper half of its industry. The industry median Current Ratio is 3.01. British and Malayan Holdings' value of 10.36 is 244.2% above this benchmark. Historically, British and Malayan Holdings' own Current Ratio has ranged from 4.30 to 29.22 over the past decade. While the company's 10-year median is 11.60 vs. the industry median of 3.01, British and Malayan Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.01, based on 713 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. British and Malayan Holdings's current Current Ratio of 10.36 is 244.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. British and Malayan Holdings's current Current Ratio is 10.36, which is 11% below median its own 10-year median of 11.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is British and Malayan Holdings stock overvalued right now?
Based on GuruFocus' analysis, British and Malayan Holdings (SGX:CJN) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.52, compared to a current price of S$1.92 — trading 269.2% above its estimated fair value. The current Current Ratio is 10.36, which is 11% below median its 10-year median of 11.60 and 244.2% above the Asset Management industry median of 3.01. British and Malayan Holdings' overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For British and Malayan Holdings (SGX:CJN), the current Current Ratio is 10.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is British and Malayan Holdings (SGX:CJN) Overvalued in 2026?

Based on GuruFocus' analysis, British and Malayan Holdings stock appears to be overvalued. The current stock price of S$1.92 is trading 269.2% above its estimated GF Value™ of S$0.52. GuruFocus considers British and Malayan Holdings to be Significantly Overvalued.

Key valuation signals for SGX:CJN:

  • Current Ratio: 10.36 (11% below median its 10-year median of 11.60)
  • GF Value™: S$0.52 vs. price of S$1.92 (269.2% above fair value)
  • GF Score™: 23/100 with 5 warning signs
  • Industry Position: 244.2% above the Asset Management median (#187 of 713)

No single metric tells the full story. See the SGX:CJN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


British and Malayan Holdings Business Description

Address 1 Coleman Street, Number 06-11 The Adelphi, Singapore, SGP, 179803
British and Malayan Holdings Ltd is an investment holding company. Its only operating segment being the provision of trustee services. The company generates revenue from Trustee fees and Other service fees. Its services include Family Services; Estates; Charities; Real Estate Services; Corporate; Funds; and Asset Structuring.
23GF Score

Get the complete analysis for SGX:CJN

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.92
Price
S$0.52
GF Value