British and Malayan Holdings (SGX:CJN) Days Payable: 84.17 (As of Dec. 2025) — 15% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:CJN British and Malayan Holdings Ltd SGX:CJN
23 GF Score
Price S$1.92
GF Value S$0.52
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is British and Malayan Holdings Days Payable?

British and Malayan Holdings SGX:CJN 23 Days Payable is 84.17 as of Dec. 2025, which is 15% below its 10-year median of 99.06. GuruFocus rates SGX:CJN with a GF Score™ of 23/100 and a GF Value™ of S$0.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 489 Asset Management companies, British and Malayan Holdings ranks better than 51.33% on this metric.

British and Malayan Holdings's average Accounts Payable for the six months ended in Dec. 2025 was S$0.48 Mil. British and Malayan Holdings's Cost of Goods Sold for the six months ended in Dec. 2025 was S$1.04 Mil. Hence, British and Malayan Holdings's Days Payable for the six months ended in Dec. 2025 was 84.17.

The historical rank and industry rank for British and Malayan Holdings's Days Payable or its related term are showing as below:

SGX:CJN' s Days Payable Range Over the Past 10 Years
Min: 46.86   Med: 99.06   Max: 176.3
Current: 72.81

During the past 13 years, British and Malayan Holdings's highest Days Payable was 176.30. The lowest was 46.86. And the median was 99.06.

SGX:CJN's Days Payable is ranked better than
51.33% of 489 companies
in the Asset Management industry
Industry Median: 70.48 vs SGX:CJN: 72.81

British and Malayan Holdings's Days Payable declined from Dec. 2024 (90.21) to Dec. 2025 (84.17). It may suggest that British and Malayan Holdings accelerated paying its suppliers.


British and Malayan Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for British and Malayan Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

British and Malayan Holdings Days Payable Chart

British and Malayan Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 69.31 82.33 117.36 115.79

British and Malayan Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.55 106.24 90.21 71.23 84.17

SGX:CJN vs BLK, BX, KKR: Days Payable Comparison

For the Asset Management subindustry, British and Malayan Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


British and Malayan Holdings Days Payable vs Asset Management Industry

For the Asset Management industry and Financial Services sector, British and Malayan Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where British and Malayan Holdings's Days Payable falls into.


SGX:CJN
23GF Score
British and Malayan Holdings Ltd SGX:CJN
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

British and Malayan Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

British and Malayan Holdings's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (0.78 + 0.52) / 2 ) / 2.049*365
=0.65 / 2.049*365
=115.79

British and Malayan Holdings's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.52 + 0.443) / 2 ) / 1.044*365 / 2
=0.4815 / 1.044*365 / 2
=84.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 84.17 mean?
British and Malayan Holdings (SGX:CJN) has a Days Payable of 84.17 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on British and Malayan Holdings and its competitors. This is 15% below median its historical median of 99.06. Over the past decade, British and Malayan Holdings' Days Payable has ranged from 46.86 to 176.30. According to the industry distribution chart, British and Malayan Holdings ranks #238 out of 489 companies in the Asset Management industry, placing it in the top 48.7%.
Is British and Malayan Holdings' Days Payable too high?
British and Malayan Holdings' current Days Payable of 84.17 is 15% below median its 10-year median of 99.06. Over the past 10 years, this metric has ranged from a low of 46.86 to a high of 176.30. The Asset Management industry median Days Payable is 70.48. British and Malayan Holdings' value of 84.17 is 19.4% above this industry median. Based on the distribution chart, British and Malayan Holdings ranks #238 out of 489 companies in the Asset Management industry, which is above the industry midpoint. Overall, British and Malayan Holdings has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does British and Malayan Holdings' Days Payable compare to BLK and BX?
According to the Asset Management industry distribution chart, British and Malayan Holdings ranks #238 out of 489 companies for Days Payable. This puts British and Malayan Holdings in the upper half of its industry. The industry median Days Payable is 70.48. British and Malayan Holdings' value of 84.17 is 19.4% above this benchmark. Historically, British and Malayan Holdings' own Days Payable has ranged from 46.86 to 176.30 over the past decade. While the company's 10-year median is 99.06 vs. the industry median of 70.48, British and Malayan Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Asset Management company?
The median Days Payable among Asset Management companies is 70.48, based on 489 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. British and Malayan Holdings's current Days Payable of 84.17 is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on British and Malayan Holdings and its competitors. For the Asset Management industry, the median Days Payable is 70.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. British and Malayan Holdings's current Days Payable is 84.17, which is 15% below median its own 10-year median of 99.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is British and Malayan Holdings stock overvalued right now?
Based on GuruFocus' analysis, British and Malayan Holdings (SGX:CJN) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.52, compared to a current price of S$1.92 — trading 269.2% above its estimated fair value. The current Days Payable is 84.17, which is 15% below median its 10-year median of 99.06 and 19.4% above the Asset Management industry median of 70.48. British and Malayan Holdings' overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For British and Malayan Holdings (SGX:CJN), the current Days Payable is 84.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is British and Malayan Holdings (SGX:CJN) Overvalued in 2026?

Based on GuruFocus' analysis, British and Malayan Holdings stock appears to be overvalued. The current stock price of S$1.92 is trading 269.2% above its estimated GF Value™ of S$0.52. GuruFocus considers British and Malayan Holdings to be Significantly Overvalued.

Key valuation signals for SGX:CJN:

  • Days Payable: 84.17 (15% below median its 10-year median of 99.06)
  • GF Value™: S$0.52 vs. price of S$1.92 (269.2% above fair value)
  • GF Score™: 23/100 with 5 warning signs
  • Industry Position: 19.4% above the Asset Management median (#238 of 489)

No single metric tells the full story. See the SGX:CJN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


British and Malayan Holdings Business Description

Address 1 Coleman Street, Number 06-11 The Adelphi, Singapore, SGP, 179803
British and Malayan Holdings Ltd is an investment holding company. Its only operating segment being the provision of trustee services. The company generates revenue from Trustee fees and Other service fees. Its services include Family Services; Estates; Charities; Real Estate Services; Corporate; Funds; and Asset Structuring.
23GF Score

Get the complete analysis for SGX:CJN

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.92
Price
S$0.52
GF Value