Hong Lai Huat Group (SGX:CTO) Current Ratio: 20.23 (As of Dec. 2025) — 279% Above Median

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What is Hong Lai Huat Group Current Ratio?

Hong Lai Huat Group SGX:CTO -2.78% Current Ratio is 20.23 as of Dec. 2025, which is 279% above its 10-year median of 5.34. The stock has 1 warning sign investors should review. Among 1,793 Real Estate companies, Hong Lai Huat Group ranks better than 96.71% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Hong Lai Huat Group's current ratio for the quarter that ended in Dec. 2025 was 20.23.

Hong Lai Huat Group has a current ratio of 20.23. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Hong Lai Huat Group's Current Ratio or its related term are showing as below:

SGX:CTO' s Current Ratio Range Over the Past 10 Years
Min: 2.2   Med: 5.34   Max: 20.23
Current: 20.23

During the past 13 years, Hong Lai Huat Group's highest Current Ratio was 20.23. The lowest was 2.20. And the median was 5.34.

SGX:CTO's Current Ratio is ranked better than
96.71% of 1793 companies
in the Real Estate industry
Industry Median: 1.69 vs SGX:CTO: 20.23

Hong Lai Huat Group  (SGX:CTO) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Hong Lai Huat Group Current Ratio Related Terms


Hong Lai Huat Group Current Ratio Historical Data

* Premium members only.

The historical data trend for Hong Lai Huat Group's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Lai Huat Group Current Ratio Chart

Hong Lai Huat Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.32 5.17 4.71 13.16 20.23

Hong Lai Huat Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.71 4.89 13.16 13.33 20.23

Hong Lai Huat Group Current Ratio Competitor Comparison

For the Real Estate - Development subindustry, Hong Lai Huat Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Lai Huat Group Current Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hong Lai Huat Group's Current Ratio distribution charts can be found below:

* The bar in red indicates where Hong Lai Huat Group's Current Ratio falls into.



Hong Lai Huat Group Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Hong Lai Huat Group's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=44.712/2.21
=20.23

Hong Lai Huat Group's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=44.712/2.21
=20.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 20.23 mean?
Hong Lai Huat Group (SGX:CTO) has a Current Ratio of 20.23 as of Dec. 2025. This is 279% above median its historical median of 5.34. Over the past decade, Hong Lai Huat Group's Current Ratio has ranged from 2.20 to 20.23. According to the industry distribution chart, Hong Lai Huat Group ranks #59 out of 1793 companies in the Real Estate industry, placing it in the top 3.3%.
Is Hong Lai Huat Group's Current Ratio too high?
Hong Lai Huat Group's current Current Ratio of 20.23 is 279% above median its 10-year median of 5.34. Over the past 10 years, this metric has ranged from a low of 2.20 to a high of 20.23. The Real Estate industry median Current Ratio is 1.69. Hong Lai Huat Group's value of 20.23 is 1097% above this industry median. Based on the distribution chart, Hong Lai Huat Group ranks #59 out of 1793 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers.
How does Hong Lai Huat Group's Current Ratio compare to competitors?
According to the Real Estate industry distribution chart, Hong Lai Huat Group ranks #59 out of 1793 companies for Current Ratio. This places Hong Lai Huat Group in the top 3% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.69. Hong Lai Huat Group's value of 20.23 is 1097% above this benchmark. Historically, Hong Lai Huat Group's own Current Ratio has ranged from 2.20 to 20.23 over the past decade. While the company's 10-year median is 5.34 vs. the industry median of 1.69, Hong Lai Huat Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Real Estate company?
The median Current Ratio among Real Estate companies is 1.69, based on 1,793 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Lai Huat Group's current Current Ratio of 20.23 is 1097% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Current Ratio is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Lai Huat Group's current Current Ratio is 20.23, which is 279% above median its own 10-year median of 5.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Lai Huat Group stock overvalued right now?
Hong Lai Huat Group (SGX:CTO) has a current Current Ratio of 20.23. The current Current Ratio is 20.23, which is 279% above median its 10-year median of 5.34 and 1097% above the Real Estate industry median of 1.69. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Hong Lai Huat Group (SGX:CTO), the current Current Ratio is 20.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hong Lai Huat Group Business Description

Address 10 Bukit Batok Crescent, No 13-05, The Spire Building, Singapore, SGP, 658079
Hong Lai Huat Group Ltd is engaged in property development and real estate division, which is carrying on the business of investment and prime development of commercial and residential properties. It also operates the Marble mining division which carries business of exploration, extraction, processing and sale of marble and other related stone materials. The division includes quarrying activities, production of marble blocks and slabs, and the marketing and distribution of marble products to domestic and international markets. and the others segments, engaged in the business of investment holding generating income from management services provided to related companies and other subsidiaries.