Hong Lai Huat Group (SGX:CTO) Return-on-Tangible-Equity: 30.28% (As of Dec. 2025) — 2003% Above Median

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What is Hong Lai Huat Group Return-on-Tangible-Equity?

Hong Lai Huat Group SGX:CTO -1.43% Return-on-Tangible-Equity is 30.28% as of Dec. 2025, which is 2003% above its 10-year median of 1.44. The stock has 1 warning sign investors should review. Among 1,714 Real Estate companies, Hong Lai Huat Group ranks better than 80.98% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Hong Lai Huat Group's annualized net income for the quarter that ended in Dec. 2025 was S$32.27 Mil. Hong Lai Huat Group's average shareholder tangible equity for the quarter that ended in Dec. 2025 was S$106.57 Mil. Therefore, Hong Lai Huat Group's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 30.28%.

The historical rank and industry rank for Hong Lai Huat Group's Return-on-Tangible-Equity or its related term are showing as below:

SGX:CTO' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -18.84   Med: 1.44   Max: 13.84
Current: 13.84

During the past 13 years, Hong Lai Huat Group's highest Return-on-Tangible-Equity was 13.84%. The lowest was -18.84%. And the median was 1.44%.

SGX:CTO's Return-on-Tangible-Equity is ranked better than
80.98% of 1714 companies
in the Real Estate industry
Industry Median: 4.265 vs SGX:CTO: 13.84

Hong Lai Huat Group  (SGX:CTO) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Hong Lai Huat Group Return-on-Tangible-Equity Related Terms


Hong Lai Huat Group Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Hong Lai Huat Group's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Lai Huat Group Return-on-Tangible-Equity Chart

Hong Lai Huat Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.61 -8.49 -18.84 -11.96 13.36

Hong Lai Huat Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -28.96 -7.88 -15.94 -2.87 30.28

Hong Lai Huat Group Return-on-Tangible-Equity Competitor Comparison

For the Real Estate - Development subindustry, Hong Lai Huat Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Lai Huat Group Return-on-Tangible-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hong Lai Huat Group's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Hong Lai Huat Group's Return-on-Tangible-Equity falls into.



Hong Lai Huat Group Return-on-Tangible-Equity Calculation

Hong Lai Huat Group's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=14.676/( (104.948+114.745 )/ 2 )
=14.676/109.8465
=13.36 %

Hong Lai Huat Group's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=32.266/( (98.388+114.745)/ 2 )
=32.266/106.5665
=30.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 30.28% mean?
Hong Lai Huat Group (SGX:CTO) has a Return-on-Tangible-Equity of 30.28% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hong Lai Huat Group and its competitors. This is 2003% above median its historical median of 1.44. According to the industry distribution chart, Hong Lai Huat Group ranks #326 out of 1714 companies in the Real Estate industry, placing it in the top 19%.
Is Hong Lai Huat Group's Return-on-Tangible-Equity too high?
Hong Lai Huat Group's current Return-on-Tangible-Equity of 30.28% is 2003% above median its 10-year median of 1.44. The Real Estate industry median Return-on-Tangible-Equity is 4.27. Hong Lai Huat Group's value of 30.28% is 610% above this industry median. Based on the distribution chart, Hong Lai Huat Group ranks #326 out of 1714 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers.
How does Hong Lai Huat Group's Return-on-Tangible-Equity compare to competitors?
According to the Real Estate industry distribution chart, Hong Lai Huat Group ranks #326 out of 1714 companies for Return-on-Tangible-Equity. This places Hong Lai Huat Group in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 4.27. Hong Lai Huat Group's value of 30.28% is 610% above this benchmark. While the company's 10-year median is 1.44 vs. the industry median of 4.27, Hong Lai Huat Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.27, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Lai Huat Group's current Return-on-Tangible-Equity of 30.28% is 610% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hong Lai Huat Group and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Lai Huat Group's current Return-on-Tangible-Equity is 30.28%, which is 2003% above median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Lai Huat Group stock overvalued right now?
Hong Lai Huat Group (SGX:CTO) has a current Return-on-Tangible-Equity of 30.28%. The current Return-on-Tangible-Equity is 30.28%, which is 2003% above median its 10-year median of 1.44 and 610% above the Real Estate industry median of 4.27. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Hong Lai Huat Group (SGX:CTO), the current Return-on-Tangible-Equity is 30.28% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hong Lai Huat Group Business Description

Address 10 Bukit Batok Crescent, No 13-05, The Spire Building, Singapore, SGP, 658079
Hong Lai Huat Group Ltd is engaged in property development and real estate division, which is carrying on the business of investment and prime development of commercial and residential properties. It also operates the Marble mining division which carries business of exploration, extraction, processing and sale of marble and other related stone materials. The division includes quarrying activities, production of marble blocks and slabs, and the marketing and distribution of marble products to domestic and international markets. and the others segments, engaged in the business of investment holding generating income from management services provided to related companies and other subsidiaries.