BIO-key InternationalSTU:BJO0 38 Current Ratio is 1.41 as of Mar. 2026, which is 38% below its 10-year median of 2.28. GuruFocus rates STU:BJO0 with a GF Score™ of 38/100 and a GF Value™ of €284.35. The stock has 3 warning signs investors should review. Among 1,091 Business Services companies, BIO-key International ranks worse than 65.26% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. BIO-key International's current ratio for the quarter that ended in Mar. 2026 was 1.41.
BIO-key International has a current ratio of 1.41. It generally indicates good short-term financial strength.
The historical rank and industry rank for BIO-key International's Current Ratio or its related term are showing as below:
STU:BJO0'
s Current Ratio Range Over the Past 10 Years
Min: 0.31 Med: 2.28 Max: 11.08
Current: 1.41
During the past 13 years, BIO-key International's highest Current Ratio was 11.08. The lowest was 0.31. And the median was 2.28.
STU:BJO0's Current Ratio is ranked worse than 65.26% of 1091
companies
in the Business Services industry
Industry Median: 1.81
vs STU:BJO0: 1.41
BIO-key International (STU:BJO0) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
BIO-key International Current Ratio Related Terms
BIO-key International Current Ratio Historical Data
* Premium members only.
The historical data trend for BIO-key International's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:BJO0 vs IVDA, SUGP, VRME: Current Ratio Comparison
For the Security & Protection Services subindustry, BIO-key International's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BIO-key International Current Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, BIO-key International's Current Ratio distribution charts can be found below:
* The bar in red indicates where BIO-key International's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BIO-key International (STU:BJO0) has a Current Ratio of 1.41 as of Mar. 2026. This is 38% below median its historical median of 2.28. Over the past decade, BIO-key International's Current Ratio has ranged from 0.31 to 11.08. According to the industry distribution chart, BIO-key International ranks #712 out of 1091 companies in the Business Services industry, placing it in the top 65.3%.
Is BIO-key International's Current Ratio too high?
BIO-key International's current Current Ratio of 1.41 is 38% below median its 10-year median of 2.28. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 11.08. The Business Services industry median Current Ratio is 1.81. BIO-key International's value of 1.41 is 22.1% below this industry median. Based on the distribution chart, BIO-key International ranks #712 out of 1091 companies in the Business Services industry, which is below the industry midpoint. Overall, BIO-key International has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does BIO-key International's Current Ratio compare to IVDA and SUGP?
According to the Business Services industry distribution chart, BIO-key International ranks #712 out of 1091 companies for Current Ratio. This places BIO-key International in the lower half of its industry. The industry median Current Ratio is 1.81. BIO-key International's value of 1.41 is 22.1% below this benchmark. Historically, BIO-key International's own Current Ratio has ranged from 0.31 to 11.08 over the past decade. While the company's 10-year median is 2.28 vs. the industry median of 1.81, BIO-key International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Business Services company?
The median Current Ratio among Business Services companies is 1.81, based on 1,091 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BIO-key International's current Current Ratio of 1.41 is 22.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BIO-key International's current Current Ratio is 1.41, which is 38% below median its own 10-year median of 2.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BIO-key International stock overvalued right now?
BIO-key International (STU:BJO0) has a current Current Ratio of 1.41. The stock's GF Value™ is €284.35, compared to a current price of €460.80 — trading 62.1% above its estimated fair value. The current Current Ratio is 1.41, which is 38% below median its 10-year median of 2.28 and 22.1% below the Business Services industry median of 1.81. BIO-key International's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For BIO-key International (STU:BJO0), the current Current Ratio is 1.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BIO-key International (STU:BJO0) Overvalued in 2026?
Based on GuruFocus' analysis, BIO-key International stock appears to be overvalued.
The current stock price of €460.80 is trading 62.1% above its estimated GF Value™ of €284.35.
Key valuation signals for STU:BJO0:
Current Ratio: 1.41 (38% below median its 10-year median of 2.28)
GF Value™: €284.35 vs. price of €460.80 (62.1% above fair value)
Industry Position: 22.1% below the Business Services median (#712 of 1091)
No single metric tells the full story. See the STU:BJO0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BIO-key International Inc is a identity and access management (IAM) platform provider enabling secure work-from-anywhere for enterprise, education, and government customers using secure multi-factor authentication (MFA). Its products include PortalGuard and PortalGuard Identity-as-a-Service (IDaaS) enterprise IAM, WEB-key biometric civil and large-scale ID infrastructure, MobileAuth mobile phone authentication application for iOS and Android, and high-quality, low-cost accessory fingerprint scanner and FIDO-compliant hardware to provide a full and complete solution for identity-innovating customers. The company operates as one operating segment. Its solutions are Passwordless Authentication, Secure Roving Employees, Education, Financial Services, Government, Healthcare, Manufacturing, etc.
38GF Score
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