The historical rank and industry rank for BIO-key International's ROE % or its related term are showing as below:
STU:BJO0'
s ROE % Range Over the Past 10 Years
Min: -356.66 Med: -110.54 Max: -24.94
Current: -108.9
During the past 13 years, BIO-key International's highest ROE % was -24.94%. The lowest was -356.66%. And the median was -110.54%.
STU:BJO0's ROE % is ranked worse than 97.83% of 1058
companies
in the Business Services industry
Industry Median: 8.095
vs STU:BJO0: -108.90
BIO-key International (STU:BJO0) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Security & Protection Services subindustry, BIO-key International's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BIO-key International ROE % vs Business Services Industry
For the Business Services industry and Industrials sector, BIO-key International's ROE % distribution charts can be found below:
* The bar in red indicates where BIO-key International's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
BIO-key International (STU:BJO0) has a ROE % of -16.48% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BIO-key International and its competitors. According to the industry distribution chart, BIO-key International ranks #1035 out of 1058 companies in the Business Services industry, placing it in the top 97.8%.
Is BIO-key International's ROE % too high?
BIO-key International's current ROE % is -16.48%. Based on the distribution chart, BIO-key International ranks #1035 out of 1058 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, BIO-key International has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does BIO-key International's ROE % compare to IVDA and SUGP?
According to the Business Services industry distribution chart, BIO-key International ranks #1035 out of 1058 companies for ROE %. This places BIO-key International in the lower half of its industry. The industry median ROE % is 8.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BIO-key International and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BIO-key International's current ROE % is -16.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BIO-key International stock overvalued right now?
BIO-key International (STU:BJO0) has a current ROE % of -16.48%. The stock's GF Value™ is €256.11, compared to a current price of €460.80 — trading 79.9% above its estimated fair value. The current ROE % is -16.48%. BIO-key International's overall GF Score™ is 31/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For BIO-key International (STU:BJO0), the current ROE % is -16.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BIO-key International (STU:BJO0) Overvalued in 2026?
Based on GuruFocus' analysis, BIO-key International stock appears to be overvalued.
The current stock price of €460.80 is trading 79.9% above its estimated GF Value™ of €256.11.
Key valuation signals for STU:BJO0:
ROE %: -16.48%
GF Value™: €256.11 vs. price of €460.80 (79.9% above fair value)
No single metric tells the full story. See the STU:BJO0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BIO-key International Inc is a identity and access management (IAM) platform provider enabling secure work-from-anywhere for enterprise, education, and government customers using secure multi-factor authentication (MFA). Its products include PortalGuard and PortalGuard Identity-as-a-Service (IDaaS) enterprise IAM, WEB-key biometric civil and large-scale ID infrastructure, MobileAuth mobile phone authentication application for iOS and Android, and high-quality, low-cost accessory fingerprint scanner and FIDO-compliant hardware to provide a full and complete solution for identity-innovating customers. The company operates as one operating segment. Its solutions are Passwordless Authentication, Secure Roving Employees, Education, Financial Services, Government, Healthcare, Manufacturing, etc.
31GF Score
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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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