The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PlanetHome Investment AG's current ratio for the quarter that ended in Dec. 2024 was 0.94.
PlanetHome Investment AG has a current ratio of 0.94. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If PlanetHome Investment AG has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for PlanetHome Investment AG's Current Ratio or its related term are showing as below:
STU:ILK1'
s Current Ratio Range Over the Past 10 Years
Min: 0.94 Med: 13.84 Max: 542
Current: 0.94
During the past 13 years, PlanetHome Investment AG's highest Current Ratio was 542.00. The lowest was 0.94. And the median was 13.84.
STU:ILK1's Current Ratio is not ranked
in the Asset Management industry.
Industry Median: 3.02
vs STU:ILK1: 0.94
PlanetHome Investment AG (STU:ILK1) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
PlanetHome Investment AG Current Ratio Related Terms
PlanetHome Investment AG Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:ILK1 vs BLK, BX, KKR: Current Ratio Comparison
For the Asset Management subindustry, PlanetHome Investment AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PlanetHome Investment AG Current Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PlanetHome Investment AG's Current Ratio distribution charts can be found below:
* The bar in red indicates where PlanetHome Investment AG's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PlanetHome Investment AG (STU:ILK1) has a Current Ratio of 0.94 as of Dec. 2024. This is 93% below median its historical median of 13.84. Over the past decade, PlanetHome Investment AG's Current Ratio has ranged from 0.94 to 542.00.
Is PlanetHome Investment AG's Current Ratio too high?
PlanetHome Investment AG's current Current Ratio of 0.94 is 93% below median its 10-year median of 13.84. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 542.00. The Asset Management industry median Current Ratio is 3.02. PlanetHome Investment AG's value of 0.94 is 68.9% below this industry median. Overall, PlanetHome Investment AG has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does PlanetHome Investment AG's Current Ratio compare to BLK and BX?
PlanetHome Investment AG's Current Ratio of 0.94 can be compared against companies in the Asset Management industry. The industry median Current Ratio is 3.02. PlanetHome Investment AG's value of 0.94 is 68.9% below this benchmark. Historically, PlanetHome Investment AG's own Current Ratio has ranged from 0.94 to 542.00 over the past decade. While the company's 10-year median is 13.84 vs. the industry median of 3.02, PlanetHome Investment AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.02, based on 709 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PlanetHome Investment AG's current Current Ratio of 0.94 is 68.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PlanetHome Investment AG's current Current Ratio is 0.94, which is 93% below median its own 10-year median of 13.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PlanetHome Investment AG stock overvalued right now?
PlanetHome Investment AG (STU:ILK1) has a current Current Ratio of 0.94. The stock's GF Value™ is €0.72, compared to a current price of €0.22 — trading 69.4% below its estimated fair value. The current Current Ratio is 0.94, which is 93% below median its 10-year median of 13.84 and 68.9% below the Asset Management industry median of 3.02. PlanetHome Investment AG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PlanetHome Investment AG (STU:ILK1), the current Current Ratio is 0.94 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PlanetHome Investment AG (STU:ILK1) Overvalued in 2026?
Based on GuruFocus' analysis, PlanetHome Investment AG stock appears to be undervalued.
The current stock price of €0.22 is trading 69.4% below its estimated GF Value™ of €0.72.
Key valuation signals for STU:ILK1:
Current Ratio: 0.94 (93% below median its 10-year median of 13.84)
GF Value™: €0.72 vs. price of €0.22 (69.4% below fair value)
Industry Position: 68.9% below the Asset Management median
No single metric tells the full story. See the STU:ILK1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PlanetHome Investment AG is engaged in providing crowdfunding services through mezzanine financing. It allows investors to invest in real estate projects throughout Germany.
37GF Score
Get the complete analysis for STU:ILK1
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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