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PlanetHome Investment AGSTU:ILK1 38 Cash Ratio is 0.16 as of Dec. 2024, which is 99% below its 10-year median of 13.04. GuruFocus rates STU:ILK1 with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 671 Asset Management companies, PlanetHome Investment AG ranks worse than 88.08% on this metric.
PlanetHome Investment AG has a Cash Ratio of 0.16. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for PlanetHome Investment AG's Cash Ratio or its related term are showing as below:
STU:ILK1'
s Cash Ratio Range Over the Past 10 Years
Min: 0.05 Med: 13.04 Max: 510
Current: 0.16
During the past 13 years, PlanetHome Investment AG's highest Cash Ratio was 510.00. The lowest was 0.05. And the median was 13.04.
STU:ILK1's Cash Ratio is ranked worse than 88.08% of 671
companies
in the Asset Management industry
Industry Median: 1.67
vs STU:ILK1: 0.16
PlanetHome Investment AG (STU:ILK1) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
PlanetHome Investment AG Cash Ratio Related Terms
PlanetHome Investment AG Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, PlanetHome Investment AG's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PlanetHome Investment AG Cash Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PlanetHome Investment AG's Cash Ratio distribution charts can be found below:
* The bar in red indicates where PlanetHome Investment AG's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PlanetHome Investment AG (STU:ILK1) has a Cash Ratio of 0.16 as of Dec. 2024. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PlanetHome Investment AG and its competitors. This is 99% below median its historical median of 13.04. Over the past decade, PlanetHome Investment AG's Cash Ratio has ranged from 0.05 to 510.00. According to the industry distribution chart, PlanetHome Investment AG ranks #591 out of 671 companies in the Asset Management industry, placing it in the top 88.1%.
Is PlanetHome Investment AG's Cash Ratio too high?
PlanetHome Investment AG's current Cash Ratio of 0.16 is 99% below median its 10-year median of 13.04. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 510.00. The Asset Management industry median Cash Ratio is 1.67. PlanetHome Investment AG's value of 0.16 is 90.4% below this industry median. Based on the distribution chart, PlanetHome Investment AG ranks #591 out of 671 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PlanetHome Investment AG has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does PlanetHome Investment AG's Cash Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PlanetHome Investment AG ranks #591 out of 671 companies for Cash Ratio. This places PlanetHome Investment AG in the lower half of its industry. The industry median Cash Ratio is 1.67. PlanetHome Investment AG's value of 0.16 is 90.4% below this benchmark. Historically, PlanetHome Investment AG's own Cash Ratio has ranged from 0.05 to 510.00 over the past decade. While the company's 10-year median is 13.04 vs. the industry median of 1.67, PlanetHome Investment AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Asset Management company?
The median Cash Ratio among Asset Management companies is 1.67, based on 671 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PlanetHome Investment AG's current Cash Ratio of 0.16 is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PlanetHome Investment AG and its competitors. For the Asset Management industry, the median Cash Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PlanetHome Investment AG's current Cash Ratio is 0.16, which is 99% below median its own 10-year median of 13.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PlanetHome Investment AG stock overvalued right now?
PlanetHome Investment AG (STU:ILK1) has a current Cash Ratio of 0.16. The current Cash Ratio is 0.16, which is 99% below median its 10-year median of 13.04 and 90.4% below the Asset Management industry median of 1.67. PlanetHome Investment AG's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For PlanetHome Investment AG (STU:ILK1), the current Cash Ratio is 0.16 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PlanetHome Investment AG is engaged in providing crowdfunding services through mezzanine financing. It allows investors to invest in real estate projects throughout Germany.
38GF Score
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