PlanetHome Investment AG (STU:ILK1) Cyclically Adjusted PB Ratio: 0.03 (As of Aug. 07, 2026) — 86% Below Median

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STU:ILK1 PlanetHome Investment AG STU:ILK1
37 GF Score
Price €0.70
GF Value €0.72
! 3 Warning Signs
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What is PlanetHome Investment AG Cyclically Adjusted PB Ratio?

PlanetHome Investment AG STU:ILK1 +70.73% 37 Cyclically Adjusted PB Ratio is 0.03 as of Aug. 07, 2026, which is 86% below its 10-year median of 0.21. GuruFocus rates STU:ILK1 with a GF Score™ of 37/100 and a GF Value™ of €0.72. The stock has 3 warning signs investors should review.

As of today (2026-08-07), PlanetHome Investment AG's current share price is €0.70. PlanetHome Investment AG's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 was €25.51. PlanetHome Investment AG's Cyclically Adjusted PB Ratio for today is 0.03.

The historical rank and industry rank for PlanetHome Investment AG's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:ILK1' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.21   Max: 3.76
Current: 0.01

During the past 13 years, PlanetHome Investment AG's highest Cyclically Adjusted PB Ratio was 3.76. The lowest was 0.01. And the median was 0.21.

STU:ILK1's Cyclically Adjusted PB Ratio is not ranked
in the Asset Management industry.
Industry Median: 0.855 vs STU:ILK1: 0.01

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PlanetHome Investment AG's adjusted book value per share data of for the fiscal year that ended in Dec24 was €49.261. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €25.51 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


PlanetHome Investment AG  (STU:ILK1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PlanetHome Investment AG Cyclically Adjusted PB Ratio Related Terms


PlanetHome Investment AG Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for PlanetHome Investment AG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PlanetHome Investment AG Cyclically Adjusted PB Ratio Chart

PlanetHome Investment AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.34 1.14 0.11 0.06 0.02

PlanetHome Investment AG Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.34 1.14 0.11 0.06 0.02

STU:ILK1 vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, PlanetHome Investment AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PlanetHome Investment AG Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PlanetHome Investment AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PlanetHome Investment AG's Cyclically Adjusted PB Ratio falls into.


STU:ILK1
37GF Score
PlanetHome Investment AG STU:ILK1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PlanetHome Investment AG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PlanetHome Investment AG's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.70/25.51
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PlanetHome Investment AG's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 is calculated as:

For example, PlanetHome Investment AG's adjusted Book Value per Share data for the fiscal year that ended in Dec24 was:

Adj_Book=Book Value per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=49.261/127.0412*127.0412
=49.261

Current CPI (Dec24) = 127.0412.

PlanetHome Investment AG Annual Data

Book Value per Share CPI Adj_Book
201512 2.769 99.717 3.528
201612 2.888 101.217 3.625
201712 3.672 102.617 4.546
201812 4.373 104.217 5.331
201912 3.963 105.818 4.758
202012 3.813 105.518 4.591
202112 61.284 110.384 70.532
202212 47.590 119.345 50.659
202312 56.754 123.773 58.253
202412 49.261 127.041 49.261

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.03 mean?
PlanetHome Investment AG (STU:ILK1) has a Cyclically Adjusted PB Ratio of 0.03 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PlanetHome Investment AG and its competitors. This is 86% below median its historical median of 0.21. Over the past decade, PlanetHome Investment AG's Cyclically Adjusted PB Ratio has ranged from 0.01 to 3.76.
Is PlanetHome Investment AG's Cyclically Adjusted PB Ratio too high?
PlanetHome Investment AG's current Cyclically Adjusted PB Ratio of 0.03 is 86% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 3.76. The Asset Management industry median Cyclically Adjusted PB Ratio is 0.86. PlanetHome Investment AG's value of 0.03 is 96.5% below this industry median. Overall, PlanetHome Investment AG has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does PlanetHome Investment AG's Cyclically Adjusted PB Ratio compare to BLK and BX?
PlanetHome Investment AG's Cyclically Adjusted PB Ratio of 0.03 can be compared against companies in the Asset Management industry. The industry median Cyclically Adjusted PB Ratio is 0.86. PlanetHome Investment AG's value of 0.03 is 96.5% below this benchmark. Historically, PlanetHome Investment AG's own Cyclically Adjusted PB Ratio has ranged from 0.01 to 3.76 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.86, PlanetHome Investment AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Asset Management company?
The median Cyclically Adjusted PB Ratio among Asset Management companies is 0.86, based on 1,012 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PlanetHome Investment AG's current Cyclically Adjusted PB Ratio of 0.03 is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PlanetHome Investment AG and its competitors. For the Asset Management industry, the median Cyclically Adjusted PB Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PlanetHome Investment AG's current Cyclically Adjusted PB Ratio is 0.03, which is 86% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PlanetHome Investment AG stock overvalued right now?
PlanetHome Investment AG (STU:ILK1) has a current Cyclically Adjusted PB Ratio of 0.03. The stock's GF Value™ is €0.72, compared to a current price of €0.70 — trading 2.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.03, which is 86% below median its 10-year median of 0.21 and 96.5% below the Asset Management industry median of 0.86. PlanetHome Investment AG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For PlanetHome Investment AG (STU:ILK1), the current Cyclically Adjusted PB Ratio is 0.03 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PlanetHome Investment AG (STU:ILK1) Overvalued in 2026?

Based on GuruFocus' analysis, PlanetHome Investment AG stock appears to be undervalued. The current stock price of €0.70 is trading 2.8% below its estimated GF Value™ of €0.72.

Key valuation signals for STU:ILK1:

  • Cyclically Adjusted PB Ratio: 0.03 (86% below median its 10-year median of 0.21)
  • GF Value™: €0.72 vs. price of €0.70 (2.8% below fair value)
  • GF Score™: 37/100 with 3 warning signs
  • Industry Position: 96.5% below the Asset Management median

No single metric tells the full story. See the STU:ILK1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PlanetHome Investment AG Business Description

Other Exchanges ILK2.PFD:Germany
Address Uhlandstrasse 175, Berlin, DEU, 10719
PlanetHome Investment AG is engaged in providing crowdfunding services through mezzanine financing. It allows investors to invest in real estate projects throughout Germany.
37GF Score

Get the complete analysis for STU:ILK1

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.70
Price
€0.72
GF Value