elumeo SE (XTER:ELB) Current Ratio: 1.03 (As of Dec. 2025) — 37% Below Median


XTER:ELB elumeo SE XTER:ELB
58 GF Score
Price €1.72
GF Value €2.06
Valuation Modestly Undervalued
! 5 Warning Signs
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What is elumeo SE Current Ratio?

elumeo SE XTER:ELB 58 Current Ratio is 1.03 as of Dec. 2025, which is 37% below its 10-year median of 1.63. GuruFocus rates XTER:ELB with a GF Score™ of 58/100 and a GF Value™ of €2.06 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,127 Retail - Cyclical companies, elumeo SE ranks worse than 75.51% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. elumeo SE's current ratio for the quarter that ended in Dec. 2025 was 1.03.

elumeo SE has a current ratio of 1.03. It generally indicates good short-term financial strength.

The historical rank and industry rank for elumeo SE's Current Ratio or its related term are showing as below:

XTER:ELB' s Current Ratio Range Over the Past 10 Years
Min: 1.03   Med: 1.63   Max: 2.56
Current: 1.03

During the past 12 years, elumeo SE's highest Current Ratio was 2.56. The lowest was 1.03. And the median was 1.63.

XTER:ELB's Current Ratio is ranked worse than
75.51% of 1127 companies
in the Retail - Cyclical industry
Industry Median: 1.56 vs XTER:ELB: 1.03

elumeo SE  (XTER:ELB) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


elumeo SE Current Ratio Related Terms


elumeo SE Current Ratio Historical Data

* Premium members only.

The historical data trend for elumeo SE's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

elumeo SE Current Ratio Chart

elumeo SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.68 1.81 1.49 1.21 1.03

elumeo SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 1.40 1.21 1.11 1.03

XTER:ELB vs TPR, SIG, CPRI: Current Ratio Comparison

For the Luxury Goods subindustry, elumeo SE's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


elumeo SE Current Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, elumeo SE's Current Ratio distribution charts can be found below:

* The bar in red indicates where elumeo SE's Current Ratio falls into.


XTER:ELB
58GF Score
elumeo SE XTER:ELB
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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elumeo SE Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

elumeo SE's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=13.906/13.521
=1.03

elumeo SE's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=13.906/13.521
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.03 mean?
elumeo SE (XTER:ELB) has a Current Ratio of 1.03 as of Dec. 2025. This is 37% below median its historical median of 1.63. Over the past decade, elumeo SE's Current Ratio has ranged from 1.03 to 2.56. According to the industry distribution chart, elumeo SE ranks #851 out of 1127 companies in the Retail - Cyclical industry, placing it in the top 75.5%.
Is elumeo SE's Current Ratio too high?
elumeo SE's current Current Ratio of 1.03 is 37% below median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 2.56. The Retail - Cyclical industry median Current Ratio is 1.56. elumeo SE's value of 1.03 is 34% below this industry median. Based on the distribution chart, elumeo SE ranks #851 out of 1127 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, elumeo SE has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does elumeo SE's Current Ratio compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, elumeo SE ranks #851 out of 1127 companies for Current Ratio. This places elumeo SE in the lower half of its industry. The industry median Current Ratio is 1.56. elumeo SE's value of 1.03 is 34% below this benchmark. Historically, elumeo SE's own Current Ratio has ranged from 1.03 to 2.56 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 1.56, elumeo SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Retail - Cyclical company?
The median Current Ratio among Retail - Cyclical companies is 1.56, based on 1,127 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. elumeo SE's current Current Ratio of 1.03 is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Current Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. elumeo SE's current Current Ratio is 1.03, which is 37% below median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is elumeo SE stock overvalued right now?
Based on GuruFocus' analysis, elumeo SE (XTER:ELB) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.06, compared to a current price of €1.72 — trading 16.5% below its estimated fair value. The current Current Ratio is 1.03, which is 37% below median its 10-year median of 1.63 and 34% below the Retail - Cyclical industry median of 1.56. elumeo SE's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For elumeo SE (XTER:ELB), the current Current Ratio is 1.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is elumeo SE (XTER:ELB) Overvalued in 2026?

Based on GuruFocus' analysis, elumeo SE stock appears to be undervalued. The current stock price of €1.72 is trading 16.5% below its estimated GF Value™ of €2.06. GuruFocus considers elumeo SE to be Modestly Undervalued.

Key valuation signals for XTER:ELB:

  • Current Ratio: 1.03 (37% below median its 10-year median of 1.63)
  • GF Value™: €2.06 vs. price of €1.72 (16.5% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 34% below the Retail - Cyclical median (#851 of 1127)

No single metric tells the full story. See the XTER:ELB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


elumeo SE Business Description

Other Exchanges ELB:Germany
Address Erkelenzdamm 59/61, Berlin, DEU, 10999
elumeo SE along with its subsidiaries engages in designing, producing and selling jewelry articles, precious gemstones, and related products. Its brand portfolio comprises Juwelo, Rocks and Co., New York Gemstones, and AMAYANI brands. The company markets its products via the internet, catalogs, television, retail and other electronic distribution channels. The Group operates home shopping television stations in Germany and Italy as well as web shops in Germany, the UK, Italy, France, the Netherlands, Spain and Belgium.
58GF Score

Get the complete analysis for XTER:ELB

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.72
Price
€2.06
GF Value