Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
elumeo SEXTER:ELB +1.21%61 Net Debt Paydown Yield % is -4.55% as of Jul. 20, 2026. GuruFocus rates XTER:ELB with a GF Score™ of 61/100 and a GF Value™ of €2.06 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,047 Retail - Cyclical companies, elumeo SE ranks worse than 74.21% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, elumeo SE's Net Debt Paydown Yield % was -4.55%.
elumeo SE (XTER:ELB) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
elumeo SE Net Debt Paydown Yield % Historical Data
* Premium members only.
The historical data trend for elumeo SE's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTER:ELB vs TPR, SIG, CPRI: Net Debt Paydown Yield % Comparison
For the Luxury Goods subindustry, elumeo SE's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
elumeo SE Net Debt Paydown Yield % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, elumeo SE's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where elumeo SE's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of -4.55% mean?
elumeo SE (XTER:ELB) has a Net Debt Paydown Yield % of -4.55% as of Jul. 20, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on elumeo SE and its competitors. According to the industry distribution chart, elumeo SE ranks #777 out of 1047 companies in the Retail - Cyclical industry, placing it in the top 74.2%.
Is elumeo SE's Net Debt Paydown Yield % too high?
elumeo SE's current Net Debt Paydown Yield % is -4.55%. Based on the distribution chart, elumeo SE ranks #777 out of 1047 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, elumeo SE has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does elumeo SE's Net Debt Paydown Yield % compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, elumeo SE ranks #777 out of 1047 companies for Net Debt Paydown Yield %. This places elumeo SE in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on elumeo SE and its competitors. elumeo SE's current Net Debt Paydown Yield % is -4.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is elumeo SE stock overvalued right now?
Based on GuruFocus' analysis, elumeo SE (XTER:ELB) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.06, compared to a current price of €1.67 — trading 18.9% below its estimated fair value. The current Net Debt Paydown Yield % is -4.55%. elumeo SE's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For elumeo SE (XTER:ELB), the current Net Debt Paydown Yield % is -4.55% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is elumeo SE (XTER:ELB) Overvalued in 2026?
Based on GuruFocus' analysis, elumeo SE stock appears to be undervalued.
The current stock price of €1.67 is trading 18.9% below its estimated GF Value™ of €2.06.
GuruFocus considers elumeo SE to be Modestly Undervalued.
Key valuation signals for XTER:ELB:
Net Debt Paydown Yield %: -4.55%
GF Value™: €2.06 vs. price of €1.67 (18.9% below fair value)
No single metric tells the full story. See the XTER:ELB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
elumeo SE along with its subsidiaries engages in designing, producing and selling jewelry articles, precious gemstones, and related products. Its brand portfolio comprises Juwelo, Rocks and Co., New York Gemstones, and AMAYANI brands. The company markets its products via the internet, catalogs, television, retail and other electronic distribution channels. The Group operates home shopping television stations in Germany and Italy as well as web shops in Germany, the UK, Italy, France, the Netherlands, Spain and Belgium.
61GF Score
Get the complete analysis for XTER:ELB
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTER:ELB has been successfully added to your 
