INA-Industrija Nafte DD (ZAG:INA) Current Ratio: 0.75 (As of Mar. 2026) — 21% Below Median


ZAG:INA INA-Industrija Nafte DD ZAG:INA
73 GF Score
Price €530.00
GF Value €358.63
Valuation Significantly Overvalued
! 7 Warning Signs
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What is INA-Industrija Nafte DD Current Ratio?

INA-Industrija Nafte DD ZAG:INA 73 Current Ratio is 0.75 as of Mar. 2026, which is 21% below its 10-year median of 0.95. GuruFocus rates ZAG:INA with a GF Score™ of 73/100 and a GF Value™ of €358.63 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,016 Oil & Gas companies, INA-Industrija Nafte DD ranks worse than 77.76% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. INA-Industrija Nafte DD's current ratio for the quarter that ended in Mar. 2026 was 0.75.

INA-Industrija Nafte DD has a current ratio of 0.75. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If INA-Industrija Nafte DD has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for INA-Industrija Nafte DD's Current Ratio or its related term are showing as below:

ZAG:INA' s Current Ratio Range Over the Past 10 Years
Min: 0.66   Med: 0.95   Max: 1.45
Current: 0.75

During the past 13 years, INA-Industrija Nafte DD's highest Current Ratio was 1.45. The lowest was 0.66. And the median was 0.95.

ZAG:INA's Current Ratio is ranked worse than
77.76% of 1016 companies
in the Oil & Gas industry
Industry Median: 1.355 vs ZAG:INA: 0.75

INA-Industrija Nafte DD  (ZAG:INA) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


INA-Industrija Nafte DD Current Ratio Related Terms


INA-Industrija Nafte DD Current Ratio Historical Data

* Premium members only.

The historical data trend for INA-Industrija Nafte DD's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

INA-Industrija Nafte DD Current Ratio Chart

INA-Industrija Nafte DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.34 1.14 0.94 0.75

INA-Industrija Nafte DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.91 0.97 0.75 0.75

ZAG:INA vs VLO, MPC, PSX: Current Ratio Comparison

For the Oil & Gas Refining & Marketing subindustry, INA-Industrija Nafte DD's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


INA-Industrija Nafte DD Current Ratio vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, INA-Industrija Nafte DD's Current Ratio distribution charts can be found below:

* The bar in red indicates where INA-Industrija Nafte DD's Current Ratio falls into.


ZAG:INA
73GF Score
INA-Industrija Nafte DD ZAG:INA
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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INA-Industrija Nafte DD Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

INA-Industrija Nafte DD's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=944.912/1267.466
=0.75

INA-Industrija Nafte DD's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=1236.6/1647.5
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.75 mean?
INA-Industrija Nafte DD (ZAG:INA) has a Current Ratio of 0.75 as of Mar. 2026. This is 21% below median its historical median of 0.95. Over the past decade, INA-Industrija Nafte DD's Current Ratio has ranged from 0.66 to 1.45. According to the industry distribution chart, INA-Industrija Nafte DD ranks #790 out of 1016 companies in the Oil & Gas industry, placing it in the top 77.8%.
Is INA-Industrija Nafte DD's Current Ratio too high?
INA-Industrija Nafte DD's current Current Ratio of 0.75 is 21% below median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.45. The Oil & Gas industry median Current Ratio is 1.36. INA-Industrija Nafte DD's value of 0.75 is 44.6% below this industry median. Based on the distribution chart, INA-Industrija Nafte DD ranks #790 out of 1016 companies in the Oil & Gas industry, which is in the bottom quartile relative to peers. Overall, INA-Industrija Nafte DD has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does INA-Industrija Nafte DD's Current Ratio compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, INA-Industrija Nafte DD ranks #790 out of 1016 companies for Current Ratio. This places INA-Industrija Nafte DD in the lower half of its industry. The industry median Current Ratio is 1.36. INA-Industrija Nafte DD's value of 0.75 is 44.6% below this benchmark. Historically, INA-Industrija Nafte DD's own Current Ratio has ranged from 0.66 to 1.45 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.36, INA-Industrija Nafte DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Oil & Gas company?
The median Current Ratio among Oil & Gas companies is 1.36, based on 1,016 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INA-Industrija Nafte DD's current Current Ratio of 0.75 is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Oil & Gas industry, the median Current Ratio is 1.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INA-Industrija Nafte DD's current Current Ratio is 0.75, which is 21% below median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INA-Industrija Nafte DD stock overvalued right now?
Based on GuruFocus' analysis, INA-Industrija Nafte DD (ZAG:INA) is currently considered Significantly Overvalued. The stock's GF Value™ is €358.63, compared to a current price of €530.00 — trading 47.8% above its estimated fair value. The current Current Ratio is 0.75, which is 21% below median its 10-year median of 0.95 and 44.6% below the Oil & Gas industry median of 1.36. INA-Industrija Nafte DD's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For INA-Industrija Nafte DD (ZAG:INA), the current Current Ratio is 0.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is INA-Industrija Nafte DD (ZAG:INA) Overvalued in 2026?

Based on GuruFocus' analysis, INA-Industrija Nafte DD stock appears to be overvalued. The current stock price of €530.00 is trading 47.8% above its estimated GF Value™ of €358.63. GuruFocus considers INA-Industrija Nafte DD to be Significantly Overvalued.

Key valuation signals for ZAG:INA:

  • Current Ratio: 0.75 (21% below median its 10-year median of 0.95)
  • GF Value™: €358.63 vs. price of €530.00 (47.8% above fair value)
  • GF Score™: 73/100 with 7 warning signs
  • Industry Position: 44.6% below the Oil & Gas median (#790 of 1016)

No single metric tells the full story. See the ZAG:INA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


INA-Industrija Nafte DD Business Description

Industry EnergyOil & Gas
Address Avenija Veceslava, Holjevca 10, Zagreb, HRV, 10 020
INA-Industrija Nafte DD is a medium-sized European oil and gas company. It is engaged in exploration and production of oil and gas deposits, import of natural gas and sale of imported and domestically produced natural gas to industrial consumers and municipal gas distributors, refining and production of oil products through refineries located at Rijeka and Sisak, and Zagreb lubricants plants. Its segments are Exploration and Production of Oil & Gas; Refining & Marketing; Corporate and other. Exploration and Production of Oil & Gas segment include exploration, production, and selling of crude oil and natural gas. Refining & Marketing segment includes crude oil processing, wholesale of refinery products, trading, and logistics.
73GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€530.00
Price
€358.63
GF Value