INA-Industrija Nafte DDZAG:INA 74 Days Payable is 39.80 as of Mar. 2026, which is 12% above its 10-year median of 35.56. GuruFocus rates ZAG:INA with a GF Score™ of 74/100 and a GF Value™ of €358.29 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 852 Oil & Gas companies, INA-Industrija Nafte DD ranks worse than 68.9% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Oil & Gas Refining & Marketing subindustry, INA-Industrija Nafte DD's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
INA-Industrija Nafte DD Days Payable vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, INA-Industrija Nafte DD's Days Payable distribution charts can be found below:
* The bar in red indicates where INA-Industrija Nafte DD's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
INA-Industrija Nafte DD's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INA-Industrija Nafte DD (ZAG:INA) has a Days Payable of 39.80 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on INA-Industrija Nafte DD and its competitors. This is 12% above median its historical median of 35.56. Over the past decade, INA-Industrija Nafte DD's Days Payable has ranged from 27.33 to 44.81. According to the industry distribution chart, INA-Industrija Nafte DD ranks #587 out of 852 companies in the Oil & Gas industry, placing it in the top 68.9%.
Is INA-Industrija Nafte DD's Days Payable too high?
INA-Industrija Nafte DD's current Days Payable of 39.80 is 12% above median its 10-year median of 35.56. Over the past 10 years, this metric has ranged from a low of 27.33 to a high of 44.81. The Oil & Gas industry median Days Payable is 57.84. INA-Industrija Nafte DD's value of 39.80 is 31.2% below this industry median. Based on the distribution chart, INA-Industrija Nafte DD ranks #587 out of 852 companies in the Oil & Gas industry, which is below the industry midpoint. Overall, INA-Industrija Nafte DD has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does INA-Industrija Nafte DD's Days Payable compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, INA-Industrija Nafte DD ranks #587 out of 852 companies for Days Payable. This places INA-Industrija Nafte DD in the lower half of its industry. The industry median Days Payable is 57.84. INA-Industrija Nafte DD's value of 39.80 is 31.2% below this benchmark. Historically, INA-Industrija Nafte DD's own Days Payable has ranged from 27.33 to 44.81 over the past decade. While the company's 10-year median is 35.56 vs. the industry median of 57.84, INA-Industrija Nafte DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Oil & Gas company?
The median Days Payable among Oil & Gas companies is 57.84, based on 852 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INA-Industrija Nafte DD's current Days Payable of 39.80 is 31.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on INA-Industrija Nafte DD and its competitors. For the Oil & Gas industry, the median Days Payable is 57.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INA-Industrija Nafte DD's current Days Payable is 39.80, which is 12% above median its own 10-year median of 35.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INA-Industrija Nafte DD stock overvalued right now?
Based on GuruFocus' analysis, INA-Industrija Nafte DD (ZAG:INA) is currently considered Significantly Overvalued. The stock's GF Value™ is €358.29, compared to a current price of €530.00 — trading 47.9% above its estimated fair value. The current Days Payable is 39.80, which is 12% above median its 10-year median of 35.56 and 31.2% below the Oil & Gas industry median of 57.84. INA-Industrija Nafte DD's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For INA-Industrija Nafte DD (ZAG:INA), the current Days Payable is 39.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is INA-Industrija Nafte DD (ZAG:INA) Overvalued in 2026?
Based on GuruFocus' analysis, INA-Industrija Nafte DD stock appears to be overvalued.
The current stock price of €530.00 is trading 47.9% above its estimated GF Value™ of €358.29.
GuruFocus considers INA-Industrija Nafte DD to be Significantly Overvalued.
Key valuation signals for ZAG:INA:
Days Payable: 39.80 (12% above median its 10-year median of 35.56)
GF Value™: €358.29 vs. price of €530.00 (47.9% above fair value)
Industry Position: 31.2% below the Oil & Gas median (#587 of 852)
No single metric tells the full story. See the ZAG:INA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
INA-Industrija Nafte DD is a medium-sized European oil and gas company. It is engaged in exploration and production of oil and gas deposits, import of natural gas and sale of imported and domestically produced natural gas to industrial consumers and municipal gas distributors, refining and production of oil products through refineries located at Rijeka and Sisak, and Zagreb lubricants plants. Its segments are Exploration and Production of Oil & Gas; Refining & Marketing; Corporate and other. Exploration and Production of Oil & Gas segment include exploration, production, and selling of crude oil and natural gas. Refining & Marketing segment includes crude oil processing, wholesale of refinery products, trading, and logistics.
74GF Score
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