AUB (Atlantic Union Bankshares) Cyclically Adjusted Book per Share: $37.46 (As of Jun. 2026)

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AUB Atlantic Union Bankshares Corp AUB
70 GF Score
Price $41.36
GF Value $39.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Atlantic Union Bankshares Cyclically Adjusted Book per Share?

Atlantic Union Bankshares AUB -2.36% 70 Cyclically Adjusted Book per Share is $37.46 as of Jun. 2026. GuruFocus rates AUB with a GF Score™ of 70/100 and a GF Value™ of $39.01 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Atlantic Union Bankshares's adjusted book value per share for the three months ended in Jun. 2026 was $36.310. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $37.46 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Atlantic Union Bankshares's average Cyclically Adjusted Book Growth Rate was 4.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.60% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Atlantic Union Bankshares was 10.60% per year. The lowest was 4.40% per year. And the median was 6.55% per year.

As of today (2026-08-20), Atlantic Union Bankshares's current stock price is $41.36. Atlantic Union Bankshares's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $37.46. Atlantic Union Bankshares's Cyclically Adjusted PB Ratio of today is 1.10.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Atlantic Union Bankshares was 2.02. The lowest was 0.68. And the median was 1.23.


Atlantic Union Bankshares  (NYSE:AUB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Atlantic Union Bankshares's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=41.36/37.46
=1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Atlantic Union Bankshares was 2.02. The lowest was 0.68. And the median was 1.23.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Atlantic Union Bankshares Cyclically Adjusted Book per Share Related Terms


Atlantic Union Bankshares Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Atlantic Union Bankshares's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares Cyclically Adjusted Book per Share Chart

Atlantic Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.21 31.07 33.12 34.69 36.12

Atlantic Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.72 36.08 36.12 36.92 37.46

AUB vs ABCB, HWC, ASB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Atlantic Union Bankshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Union Bankshares Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's Cyclically Adjusted PB Ratio falls into.


AUB
70GF Score
Atlantic Union Bankshares Corp AUB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlantic Union Bankshares Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlantic Union Bankshares's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=36.31/333.9520*333.9520
=36.310

Current CPI (Jun. 2026) = 333.9520.

Atlantic Union Bankshares Quarterly Data

Book Value per Share CPI Adj_Book
201609 22.981 241.428 31.788
201612 22.955 241.432 31.752
201703 23.252 243.801 31.850
201706 23.586 244.955 32.155
201709 23.814 246.819 32.221
201712 23.920 246.524 32.403
201803 27.788 249.554 37.186
201806 28.282 251.989 37.481
201809 28.493 252.439 37.693
201812 29.170 251.233 38.774
201903 29.980 254.202 39.386
201906 30.605 256.143 39.902
201909 31.116 256.759 40.471
201912 31.413 256.974 40.823
202003 30.815 258.115 39.869
202006 33.261 257.797 43.087
202009 33.800 260.280 43.367
202012 34.401 260.474 44.105
202103 34.296 264.877 43.240
202106 35.255 271.696 43.333
202109 35.617 274.310 43.361
202112 35.815 278.802 42.900
202203 33.160 287.504 38.517
202206 32.017 296.311 36.084
202209 30.534 296.808 34.355
202212 31.756 296.797 35.731
202303 32.539 301.836 36.001
202306 32.325 305.109 35.381
202309 31.850 307.789 34.557
202312 34.072 306.746 37.094
202403 33.811 312.332 36.151
202406 33.903 314.175 36.037
202409 35.447 315.301 37.544
202412 35.008 315.605 37.043
202503 35.650 319.799 37.228
202506 34.105 322.561 35.309
202509 34.691 324.800 35.669
202512 35.311 324.054 36.390
202603 35.563 330.213 35.966
202606 36.310 333.952 36.310

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $37.46 mean?
Atlantic Union Bankshares (AUB) has a Cyclically Adjusted Book per Share of $37.46 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Atlantic Union Bankshares and its competitors.
Is Atlantic Union Bankshares' Cyclically Adjusted Book per Share too high?
Atlantic Union Bankshares' current Cyclically Adjusted Book per Share is $37.46. Overall, Atlantic Union Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' Cyclically Adjusted Book per Share compare to ABCB and HWC?
Atlantic Union Bankshares' Cyclically Adjusted Book per Share of $37.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Atlantic Union Bankshares and its competitors. Atlantic Union Bankshares's current Cyclically Adjusted Book per Share is $37.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (AUB) is currently considered Fairly Valued. The stock's GF Value™ is $39.01, compared to a current price of $41.36 — trading 6% above its estimated fair value. The current Cyclically Adjusted Book per Share is $37.46. Atlantic Union Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Atlantic Union Bankshares (AUB), the current Cyclically Adjusted Book per Share is $37.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (AUB) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of $41.36 is trading 6% above its estimated GF Value™ of $39.01. GuruFocus considers Atlantic Union Bankshares to be Fairly Valued.

Key valuation signals for AUB:

  • Cyclically Adjusted Book per Share: $37.46
  • GF Value™: $39.01 vs. price of $41.36 (6% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Union Bankshares Business Description

Other Exchanges AUBpA.PFD:USAUIO:Germany
Address 4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
70GF Score

Get the complete analysis for AUB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.36
Price
$39.01
GF Value