AUB (Atlantic Union Bankshares) Cyclically Adjusted FCF per Share: $5.25 (As of Jun. 2026)

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AUB Atlantic Union Bankshares Corp AUB
70 GF Score
Price $41.36
GF Value $39.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Atlantic Union Bankshares Cyclically Adjusted FCF per Share?

Atlantic Union Bankshares AUB -2.36% 70 Cyclically Adjusted FCF per Share is $5.25 as of Jun. 2026. GuruFocus rates AUB with a GF Score™ of 70/100 and a GF Value™ of $39.01 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Atlantic Union Bankshares's adjusted free cash flow per share for the three months ended in Jun. 2026 was $1.010. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $5.25 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Atlantic Union Bankshares's average Cyclically Adjusted FCF Growth Rate was 4.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 9.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 11.00% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Atlantic Union Bankshares was 23.30% per year. The lowest was -2.20% per year. And the median was 9.70% per year.

As of today (2026-08-20), Atlantic Union Bankshares's current stock price is $41.36. Atlantic Union Bankshares's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $5.25. Atlantic Union Bankshares's Cyclically Adjusted Price-to-FCF of today is 7.88.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Atlantic Union Bankshares was 20.76. The lowest was 6.20. And the median was 11.39.


Atlantic Union Bankshares  (NYSE:AUB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Atlantic Union Bankshares's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=41.36/5.25
=7.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Atlantic Union Bankshares was 20.76. The lowest was 6.20. And the median was 11.39.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Atlantic Union Bankshares Cyclically Adjusted FCF per Share Related Terms


Atlantic Union Bankshares Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Atlantic Union Bankshares's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares Cyclically Adjusted FCF per Share Chart

Atlantic Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 3.88 3.57 3.67 5.04

Atlantic Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.05 5.07 5.04 5.16 5.25

AUB vs ABCB, HWC, ASB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Atlantic Union Bankshares's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Union Bankshares Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's Cyclically Adjusted Price-to-FCF falls into.


AUB
70GF Score
Atlantic Union Bankshares Corp AUB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlantic Union Bankshares Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlantic Union Bankshares's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.01/333.9520*333.9520
=1.010

Current CPI (Jun. 2026) = 333.9520.

Atlantic Union Bankshares Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.569 241.428 0.787
201612 0.480 241.432 0.664
201703 1.082 243.801 1.482
201706 -0.108 244.955 -0.147
201709 1.042 246.819 1.410
201712 0.293 246.524 0.397
201803 0.531 249.554 0.711
201806 0.248 251.989 0.329
201809 1.379 252.439 1.824
201812 1.062 251.233 1.412
201903 0.152 254.202 0.200
201906 0.155 256.143 0.202
201909 0.898 256.759 1.168
201912 1.008 256.974 1.310
202003 0.585 258.115 0.757
202006 0.825 257.797 1.069
202009 0.591 260.280 0.758
202012 0.566 260.474 0.726
202103 1.025 264.877 1.292
202106 0.631 271.696 0.776
202109 1.313 274.310 1.598
202112 1.290 278.802 1.545
202203 1.464 287.504 1.701
202206 1.158 296.311 1.305
202209 1.694 296.808 1.906
202212 1.244 296.797 1.400
202303 0.814 301.836 0.901
202306 0.950 305.109 1.040
202309 1.184 307.789 1.285
202312 0.694 306.746 0.756
202403 0.730 312.332 0.781
202406 0.943 314.175 1.002
202409 0.714 315.301 0.756
202412 1.006 315.605 1.064
202503 0.662 319.799 0.691
202506 13.446 322.561 13.921
202509 1.046 324.800 1.075
202512 0.781 324.054 0.805
202603 0.846 330.213 0.856
202606 1.010 333.952 1.010

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $5.25 mean?
Atlantic Union Bankshares (AUB) has a Cyclically Adjusted FCF per Share of $5.25 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Atlantic Union Bankshares and its competitors.
Is Atlantic Union Bankshares' Cyclically Adjusted FCF per Share too high?
Atlantic Union Bankshares' current Cyclically Adjusted FCF per Share is $5.25. Overall, Atlantic Union Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' Cyclically Adjusted FCF per Share compare to ABCB and HWC?
Atlantic Union Bankshares' Cyclically Adjusted FCF per Share of $5.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Atlantic Union Bankshares and its competitors. Atlantic Union Bankshares's current Cyclically Adjusted FCF per Share is $5.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (AUB) is currently considered Fairly Valued. The stock's GF Value™ is $39.01, compared to a current price of $41.36 — trading 6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $5.25. Atlantic Union Bankshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Atlantic Union Bankshares (AUB), the current Cyclically Adjusted FCF per Share is $5.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Union Bankshares (AUB) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued. The current stock price of $41.36 is trading 6% above its estimated GF Value™ of $39.01. GuruFocus considers Atlantic Union Bankshares to be Fairly Valued.

Key valuation signals for AUB:

  • Cyclically Adjusted FCF per Share: $5.25
  • GF Value™: $39.01 vs. price of $41.36 (6% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the AUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Union Bankshares Business Description

Other Exchanges AUBpA.PFD:USAUIO:Germany
Address 4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
70GF Score

Get the complete analysis for AUB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.36
Price
$39.01
GF Value