IIFL Finance (BOM:532636) Cyclically Adjusted Book per Share: ₹0.00 (As of Jun. 2026)

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BOM:532636 IIFL Finance Ltd BOM:532636
73 GF Score
Price ₹572.35
GF Value ₹590.59
Valuation Fairly Valued
! 4 Warning Signs
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What is IIFL Finance Cyclically Adjusted Book per Share?

IIFL Finance BOM:532636 +2.74% 73 Cyclically Adjusted Book per Share is ₹0.00 as of Jun. 2026. GuruFocus rates BOM:532636 with a GF Score™ of 73/100 and a GF Value™ of ₹590.59 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

IIFL Finance's adjusted book value per share for the three months ended in Jun. 2026 was ₹0.000. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹0.00 for the trailing ten years ended in Jun. 2026.

During the past 12 months, IIFL Finance's average Cyclically Adjusted Book Growth Rate was 12.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 12.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of IIFL Finance was 12.50% per year. The lowest was 10.20% per year. And the median was 12.20% per year.

As of today (2026-07-28), IIFL Finance's current stock price is ₹572.35. IIFL Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₹0.00. IIFL Finance's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of IIFL Finance was 3.65. The lowest was 0.51. And the median was 2.18.


IIFL Finance  (BOM:532636) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of IIFL Finance was 3.65. The lowest was 0.51. And the median was 2.18.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


IIFL Finance Cyclically Adjusted Book per Share Related Terms


IIFL Finance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for IIFL Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IIFL Finance Cyclically Adjusted Book per Share Chart

IIFL Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 143.58 161.11 182.44 204.23 229.46

IIFL Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 218.67 0.00 229.46 0.00

BOM:532636 vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, IIFL Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IIFL Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IIFL Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where IIFL Finance's Cyclically Adjusted PB Ratio falls into.


BOM:532636
73GF Score
IIFL Finance Ltd BOM:532636
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IIFL Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IIFL Finance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/166.1454*166.1454
=0.000

Current CPI (Jun. 2026) = 166.1454.

IIFL Finance Quarterly Data

Book Value per Share CPI Adj_Book
201609 127.453 105.961 199.844
201612 0.000 105.196 0.000
201703 123.937 105.196 195.745
201706 0.000 107.109 0.000
201709 144.571 109.021 220.322
201712 0.000 109.404 0.000
201803 144.419 109.786 218.557
201806 0.000 111.317 0.000
201809 171.669 115.142 247.712
201812 0.000 115.142 0.000
201903 132.492 118.202 186.231
201906 0.000 120.880 0.000
201909 119.047 123.175 160.577
201912 0.000 126.235 0.000
202003 122.198 124.705 162.805
202006 0.000 127.000 0.000
202009 128.184 130.118 163.676
202012 0.000 130.889 0.000
202103 138.126 131.771 174.159
202106 0.000 134.084 0.000
202109 151.927 135.847 185.812
202112 0.000 138.161 0.000
202203 165.389 138.822 197.942
202206 0.000 142.347 0.000
202209 213.738 144.661 245.481
202212 0.000 145.763 0.000
202303 229.576 146.865 259.715
202306 0.000 150.280 0.000
202309 252.563 151.492 276.993
202312 0.000 152.924 0.000
202403 270.777 153.035 293.975
202406 0.000 155.789 0.000
202409 285.299 157.882 300.231
202412 0.000 158.323 0.000
202503 292.384 157.552 308.332
202506 0.000 159.755 0.000
202509 305.180 162.289 312.431
202512 0.000 163.281 0.000
202603 327.305 164.272 331.037
202606 0.000 166.145 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹0.00 mean?
IIFL Finance (BOM:532636) has a Cyclically Adjusted Book per Share of ₹0.00 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on IIFL Finance and its competitors.
Is IIFL Finance's Cyclically Adjusted Book per Share too high?
IIFL Finance's current Cyclically Adjusted Book per Share is ₹0.00. Overall, IIFL Finance has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IIFL Finance's Cyclically Adjusted Book per Share compare to V and MA?
IIFL Finance's Cyclically Adjusted Book per Share of ₹0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on IIFL Finance and its competitors. IIFL Finance's current Cyclically Adjusted Book per Share is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIFL Finance stock overvalued right now?
Based on GuruFocus' analysis, IIFL Finance (BOM:532636) is currently considered Fairly Valued. The stock's GF Value™ is ₹590.59, compared to a current price of ₹572.35 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₹0.00. IIFL Finance's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For IIFL Finance (BOM:532636), the current Cyclically Adjusted Book per Share is ₹0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IIFL Finance (BOM:532636) Overvalued in 2026?

Based on GuruFocus' analysis, IIFL Finance stock appears to be undervalued. The current stock price of ₹572.35 is trading 3.1% below its estimated GF Value™ of ₹590.59. GuruFocus considers IIFL Finance to be Fairly Valued.

Key valuation signals for BOM:532636:

  • Cyclically Adjusted Book per Share: ₹0.00
  • GF Value™: ₹590.59 vs. price of ₹572.35 (3.1% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the BOM:532636 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IIFL Finance Business Description

Other Exchanges IIFL:India
Address N.S. Phadke Marg, 802, 8th Floor, Hub Town Solaris, Vijay Nagar, Andheri East, Mumbai, MH, IND, 400069
IIFL Finance Ltd and its subsidiaries provide financial services in India. The company is based in India and generates all revenue domestically. It operates under two primary business units: core products and synergistic products. Core products account for the firm's offerings of home loans, gold loans, business loans, and microfinance solutions. Synergistic products involve the company's operations in capital markets, construction, and real estate. Home loans and business loans together make up the operating component of its product offerings.
73GF Score

Get the complete analysis for BOM:532636

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹572.35
Price
₹590.59
GF Value