Allstate (BSP:A1TT34) Cyclically Adjusted Book per Share: R$18.10 (As of Mar. 2026)

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BSP:A1TT34 Allstate Corp BSP:A1TT34
67 GF Score
Price R$57.54
GF Value R$41.76
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Allstate Cyclically Adjusted Book per Share?

Allstate BSP:A1TT34 +3.27% 67 Cyclically Adjusted Book per Share is R$18.10 as of Mar. 2026. GuruFocus rates BSP:A1TT34 with a GF Score™ of 67/100 and a GF Value™ of R$41.76 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Allstate's adjusted book value per share for the three months ended in Mar. 2026 was R$25.024. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$18.10 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Allstate's average Cyclically Adjusted Book Growth Rate was 7.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.50% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Allstate was 10.90% per year. The lowest was 2.60% per year. And the median was 5.30% per year.

As of today (2026-07-29), Allstate's current stock price is R$57.54. Allstate's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was R$18.10. Allstate's Cyclically Adjusted PB Ratio of today is 3.18.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Allstate was 3.26. The lowest was 1.37. And the median was 2.02.


Allstate  (BSP:A1TT34) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Allstate's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=57.54/18.10
=3.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Allstate was 3.26. The lowest was 1.37. And the median was 2.02.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Allstate Cyclically Adjusted Book per Share Related Terms


Allstate Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Allstate's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Cyclically Adjusted Book per Share Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.92 15.77 14.60 19.58 18.39

Allstate Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.53 17.93 17.36 18.39 18.10

BSP:A1TT34 vs TRV, CINF, WRB: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Allstate's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Allstate's Cyclically Adjusted PB Ratio falls into.


BSP:A1TT34
67GF Score
Allstate Corp BSP:A1TT34
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allstate Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Allstate's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=25.024/330.2130*330.2130
=25.024

Current CPI (Mar. 2026) = 330.2130.

Allstate Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.231 241.018 9.907
201609 7.068 241.428 9.667
201612 7.189 241.432 9.833
201703 6.930 243.801 9.386
201706 7.514 244.955 10.129
201709 7.386 246.819 9.882
201712 8.046 246.524 10.777
201803 8.138 249.554 10.768
201806 9.438 251.989 12.368
201809 10.586 252.439 13.847
201812 9.446 251.233 12.416
201903 10.325 254.202 13.412
201906 10.979 256.143 14.154
201909 12.194 256.759 15.682
201912 12.733 256.974 16.362
202003 14.328 258.115 18.330
202006 17.294 257.797 22.152
202009 18.716 260.280 23.745
202012 19.918 260.474 25.251
202103 19.284 264.877 24.041
202106 18.375 271.696 22.333
202109 18.910 274.310 22.764
202112 19.461 278.802 23.050
202203 17.457 287.504 20.050
202206 15.599 296.311 17.384
202209 14.516 296.808 16.150
202212 12.896 296.797 14.348
202303 12.810 301.836 14.014
202306 10.433 305.109 11.291
202309 9.890 307.789 10.611
202312 12.264 306.746 13.202
202403 13.083 312.332 13.832
202406 14.109 314.175 14.829
202409 16.448 315.301 17.226
202412 18.651 315.605 19.514
202503 18.148 319.799 18.739
202506 19.290 322.561 19.748
202509 21.741 324.800 22.103
202512 25.000 324.054 25.475
202603 25.024 330.213 25.024

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of R$18.10 mean?
Allstate (BSP:A1TT34) has a Cyclically Adjusted Book per Share of R$18.10 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Allstate and its competitors.
Is Allstate's Cyclically Adjusted Book per Share too high?
Allstate's current Cyclically Adjusted Book per Share is R$18.10. Overall, Allstate has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Cyclically Adjusted Book per Share compare to TRV and CINF?
Allstate's Cyclically Adjusted Book per Share of R$18.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Allstate and its competitors. Allstate's current Cyclically Adjusted Book per Share is R$18.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (BSP:A1TT34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$41.76, compared to a current price of R$57.54 — trading 37.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is R$18.10. Allstate's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Allstate (BSP:A1TT34), the current Cyclically Adjusted Book per Share is R$18.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (BSP:A1TT34) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of R$57.54 is trading 37.8% above its estimated GF Value™ of R$41.76. GuruFocus considers Allstate to be Significantly Overvalued.

Key valuation signals for BSP:A1TT34:

  • Cyclically Adjusted Book per Share: R$18.10
  • GF Value™: R$41.76 vs. price of R$57.54 (37.8% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the BSP:A1TT34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
67GF Score

Get the complete analysis for BSP:A1TT34

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$57.54
Price
R$41.76
GF Value