Fair Isaac (BSP:F2IC34) Cyclically Adjusted Book per Share: R$0.00 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:F2IC34 Fair Isaac Corp BSP:F2IC34
73 GF Score
Price R$152.59
GF Value R$245.35
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Cyclically Adjusted Book per Share?

Fair Isaac BSP:F2IC34 73 Cyclically Adjusted Book per Share is R$0.00 as of Mar. 2026. GuruFocus rates BSP:F2IC34 with a GF Score™ of 73/100 and a GF Value™ of R$245.35 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Fair Isaac's adjusted book value per share for the three months ended in Mar. 2026 was R$-471.809. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$0.00 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Fair Isaac was 33.00% per year. The lowest was -81.80% per year. And the median was 7.55% per year.

As of today (2026-07-14), Fair Isaac's current stock price is R$152.59. Fair Isaac's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was R$0.00. Fair Isaac's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fair Isaac was 29687.88. The lowest was 8.15. And the median was 30.79.


Fair Isaac  (BSP:F2IC34) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fair Isaac was 29687.88. The lowest was 8.15. And the median was 30.79.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Fair Isaac Cyclically Adjusted Book per Share Related Terms


Fair Isaac Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Cyclically Adjusted Book per Share Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted Book per Share
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Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BSP:F2IC34 vs MSTR, ZM, WDAY: Cyclically Adjusted Book per Share Comparison

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted PB Ratio falls into.


BSP:F2IC34
73GF Score
Fair Isaac Corp BSP:F2IC34
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fair Isaac's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-471.809/330.2130*330.2130
=-471.809

Current CPI (Mar. 2026) = 330.2130.

Fair Isaac Quarterly Data

Book Value per Share CPI Adj_Book
201606 47.343 241.018 64.864
201609 46.990 241.428 64.271
201612 45.417 241.432 62.118
201703 43.142 243.801 58.433
201706 46.423 244.955 62.581
201709 44.180 246.819 59.107
201712 42.012 246.524 56.274
201803 40.742 249.554 53.910
201806 37.900 251.989 49.665
201809 40.703 252.439 53.243
201812 30.459 251.233 40.034
201903 32.712 254.202 42.493
201906 35.759 256.143 46.100
201909 41.242 256.759 53.041
201912 33.887 256.974 43.545
202003 35.981 258.115 46.031
202006 44.244 257.797 56.672
202009 61.446 260.280 77.956
202012 57.036 260.474 72.307
202103 43.648 264.877 54.414
202106 22.115 271.696 26.878
202109 -21.244 274.310 -25.573
202112 -114.830 278.802 -136.005
202203 -127.066 287.504 -145.942
202206 -169.404 296.311 -188.786
202209 -167.174 296.808 -185.989
202212 -167.255 296.797 -186.086
202303 -160.487 301.836 -175.575
202306 -137.269 305.109 -148.563
202309 -137.173 307.789 -147.167
202312 -142.936 306.746 -153.871
202403 -148.000 312.332 -156.473
202406 -181.840 314.175 -191.123
202409 -218.560 315.301 -228.897
202412 -284.087 315.605 -297.236
202503 -265.785 319.799 -274.440
202506 -321.628 322.561 -329.258
202509 -393.984 324.800 -400.550
202512 -415.126 324.054 -423.016
202603 -471.809 330.213 -471.809

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of R$0.00 mean?
Fair Isaac (BSP:F2IC34) has a Cyclically Adjusted Book per Share of R$0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's Cyclically Adjusted Book per Share too high?
Fair Isaac's current Cyclically Adjusted Book per Share is R$0.00. Overall, Fair Isaac has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Cyclically Adjusted Book per Share compare to MSTR and ZM?
Fair Isaac's Cyclically Adjusted Book per Share of R$0.00 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Software company?
A good Cyclically Adjusted Book per Share depends on the Software industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fair Isaac and its competitors. Fair Isaac's current Cyclically Adjusted Book per Share is R$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (BSP:F2IC34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$245.35, compared to a current price of R$152.59 — trading 37.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is R$0.00. Fair Isaac's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Fair Isaac (BSP:F2IC34), the current Cyclically Adjusted Book per Share is R$0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (BSP:F2IC34) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of R$152.59 is trading 37.8% below its estimated GF Value™ of R$245.35. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for BSP:F2IC34:

  • Cyclically Adjusted Book per Share: R$0.00
  • GF Value™: R$245.35 vs. price of R$152.59 (37.8% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the BSP:F2IC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
73GF Score

Get the complete analysis for BSP:F2IC34

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$152.59
Price
R$245.35
GF Value