Fair Isaac (BSP:F2IC34) E10: R$0.00 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:F2IC34 Fair Isaac Corp BSP:F2IC34
73 GF Score
Price R$152.59
GF Value R$245.35
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Fair Isaac E10?

Fair Isaac BSP:F2IC34 73 E10 is R$0.00 as of Mar. 2026. GuruFocus rates BSP:F2IC34 with a GF Score™ of 73/100 and a GF Value™ of R$245.35 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Note: As E10 is a main component used to calculate Shiller PE Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation sectione below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Fair Isaac's adjusted earnings per share data for the three months ended in Mar. 2026 was R$58.258. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is R$0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Fair Isaac's average E10 Growth Rate was 26.80% per year. During the past 3 years, the average E10 Growth Rate was 23.50% per year. During the past 5 years, the average E10 Growth Rate was 25.90% per year. During the past 10 years, the average E10 Growth Rate was 21.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Fair Isaac was 28.50% per year. The lowest was 4.60% per year. And the median was 16.90% per year.

As of today (2026-07-15), Fair Isaac's current stock price is R$152.59. Fair Isaac's E10 for the quarter that ended in Mar. 2026 was R$0.00. Fair Isaac's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Fair Isaac was 224.27. The lowest was 48.28. And the median was 92.15.


Fair Isaac  (BSP:F2IC34) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Fair Isaac was 224.27. The lowest was 48.28. And the median was 92.15.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Fair Isaac E10 Related Terms


Fair Isaac E10 Historical Data

* Premium members only.

The historical data trend for Fair Isaac's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac E10 Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BSP:F2IC34 vs MSTR, ZM, WDAY: E10 Comparison

For the Software - Application subindustry, Fair Isaac's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Shiller PE Ratio falls into.


BSP:F2IC34
73GF Score
Fair Isaac Corp BSP:F2IC34
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fair Isaac's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=58.258/330.2130*330.2130
=58.258

Current CPI (Mar. 2026) = 330.2130.

Fair Isaac Quarterly Data

per share eps CPI Adj_EPS
201606 3.697 241.018 5.065
201609 3.253 241.428 4.449
201612 3.891 241.432 5.322
201703 2.439 243.801 3.303
201706 2.570 244.955 3.465
201709 3.916 246.819 5.239
201712 3.427 246.524 4.590
201803 3.279 249.554 4.339
201806 3.582 251.989 4.694
201809 6.738 252.439 8.814
201812 5.126 251.233 6.737
201903 4.225 254.202 5.488
201906 8.174 256.143 10.538
201909 7.415 256.759 9.536
201912 7.470 256.974 9.599
202003 9.479 258.115 12.127
202006 11.155 257.797 14.288
202009 10.692 260.280 13.565
202012 14.920 260.474 18.915
202103 13.130 264.877 16.369
202106 26.048 271.696 31.658
202109 15.837 274.310 19.065
202112 17.474 278.802 20.696
202203 19.657 287.504 22.577
202206 18.222 296.311 20.307
202209 18.615 296.808 20.710
202212 20.142 296.797 22.410
202303 20.834 301.836 22.793
202306 24.657 305.109 26.686
202309 19.804 307.789 21.247
202312 23.519 306.746 25.318
202403 25.696 312.332 27.167
202406 27.200 314.175 28.589
202409 30.126 315.301 31.551
202412 37.460 315.605 39.194
202503 37.946 319.799 39.182
202506 41.039 322.561 42.013
202509 34.430 324.800 35.004
202512 36.062 324.054 36.747
202603 58.258 330.213 58.258

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of R$0.00 mean?
Fair Isaac (BSP:F2IC34) has a E10 of R$0.00 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's E10 too high?
Fair Isaac's current E10 is R$0.00. Overall, Fair Isaac has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's E10 compare to MSTR and ZM?
Fair Isaac's E10 of R$0.00 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Software company?
A good E10 depends on the Software industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fair Isaac and its competitors. Fair Isaac's current E10 is R$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (BSP:F2IC34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$245.35, compared to a current price of R$152.59 — trading 37.8% below its estimated fair value. The current E10 is R$0.00. Fair Isaac's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Fair Isaac (BSP:F2IC34), the current E10 is R$0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (BSP:F2IC34) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of R$152.59 is trading 37.8% below its estimated GF Value™ of R$245.35. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for BSP:F2IC34:

  • E10: R$0.00
  • GF Value™: R$245.35 vs. price of R$152.59 (37.8% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the BSP:F2IC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
73GF Score

Get the complete analysis for BSP:F2IC34

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$152.59
Price
R$245.35
GF Value