Faisal Islamic Bank of Egypt (CAI:FAITA) Cyclically Adjusted Book per Share: $0.95 (As of Dec. 2025)

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CAI:FAITA Faisal Islamic Bank of Egypt CAI:FAITA
28 GF Score
Price $0.98
GF Value $0.39
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Faisal Islamic Bank of Egypt Cyclically Adjusted Book per Share?

Faisal Islamic Bank of Egypt CAI:FAITA -0.10% 28 Cyclically Adjusted Book per Share is $0.95 as of Dec. 2025. GuruFocus rates CAI:FAITA with a GF Score™ of 28/100 and a GF Value™ of $0.39 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Faisal Islamic Bank of Egypt's adjusted book value per share for the three months ended in Dec. 2025 was $1.374. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.95 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Faisal Islamic Bank of Egypt's average Cyclically Adjusted Book Growth Rate was 13.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 18.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Faisal Islamic Bank of Egypt was 18.20% per year. The lowest was 18.20% per year. And the median was 18.20% per year.

As of today (2026-07-20), Faisal Islamic Bank of Egypt's current stock price is $0.981. Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was $0.95. Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio of today is 1.03.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Faisal Islamic Bank of Egypt was 1.97. The lowest was 0.68. And the median was 1.30.


Faisal Islamic Bank of Egypt  (CAI:FAITA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.981/0.95
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Faisal Islamic Bank of Egypt was 1.97. The lowest was 0.68. And the median was 1.30.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Faisal Islamic Bank of Egypt Cyclically Adjusted Book per Share Related Terms


Faisal Islamic Bank of Egypt Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Faisal Islamic Bank of Egypt Cyclically Adjusted Book per Share Chart

Faisal Islamic Bank of Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.78 0.66 0.77 0.95

Faisal Islamic Bank of Egypt Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Sep25 Dec25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.80 0.77 1.03 0.95

Faisal Islamic Bank of Egypt Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio falls into.


CAI:FAITA
28GF Score
Faisal Islamic Bank of Egypt CAI:FAITA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Faisal Islamic Bank of Egypt Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Faisal Islamic Bank of Egypt's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.374/324.0540*324.0540
=1.374

Current CPI (Dec. 2025) = 324.0540.

Faisal Islamic Bank of Egypt Quarterly Data

Book Value per Share CPI Adj_Book
201509 0.896 237.945 1.220
201512 0.903 236.525 1.237
201603 0.841 238.132 1.144
201606 0.829 241.018 1.115
201609 0.933 241.428 1.252
201612 0.746 241.432 1.001
201703 0.768 243.801 1.021
201706 0.769 244.955 1.017
201709 0.819 246.819 1.075
201712 0.856 246.524 1.125
201803 0.853 249.554 1.108
201806 0.905 251.989 1.164
201809 0.938 252.439 1.204
201812 1.079 251.233 1.392
201903 1.118 254.202 1.425
201906 1.179 256.143 1.492
201909 1.221 256.759 1.541
201912 1.303 256.974 1.643
202003 1.308 258.115 1.642
202006 1.257 257.797 1.580
202009 1.397 260.280 1.739
202012 1.437 260.474 1.788
202103 1.414 264.877 1.730
202106 1.470 271.696 1.753
202109 1.636 274.310 1.933
202112 1.701 278.802 1.977
202203 1.784 287.504 2.011
202206 1.651 296.311 1.806
202209 1.651 296.808 1.803
202212 1.468 296.797 1.603
202303 1.318 301.836 1.415
202306 1.362 305.109 1.447
202309 1.353 307.789 1.424
202312 1.261 306.746 1.332
202403 1.158 312.332 1.201
202406 1.139 314.175 1.175
202409 1.197 315.301 1.230
202412 1.210 315.605 1.242
202509 1.346 324.800 1.343
202512 1.374 324.054 1.374

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.95 mean?
Faisal Islamic Bank of Egypt (CAI:FAITA) has a Cyclically Adjusted Book per Share of $0.95 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Faisal Islamic Bank of Egypt and its competitors.
Is Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share too high?
Faisal Islamic Bank of Egypt's current Cyclically Adjusted Book per Share is $0.95. Overall, Faisal Islamic Bank of Egypt has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share compare to competitors?
Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share of $0.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Faisal Islamic Bank of Egypt and its competitors. Faisal Islamic Bank of Egypt's current Cyclically Adjusted Book per Share is $0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Faisal Islamic Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Faisal Islamic Bank of Egypt (CAI:FAITA) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.39, compared to a current price of $0.98 — trading 151.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is $0.95. Faisal Islamic Bank of Egypt's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Faisal Islamic Bank of Egypt (CAI:FAITA), the current Cyclically Adjusted Book per Share is $0.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Faisal Islamic Bank of Egypt (CAI:FAITA) Overvalued in 2026?

Based on GuruFocus' analysis, Faisal Islamic Bank of Egypt stock appears to be overvalued. The current stock price of $0.98 is trading 151.5% above its estimated GF Value™ of $0.39. GuruFocus considers Faisal Islamic Bank of Egypt to be Significantly Overvalued.

Key valuation signals for CAI:FAITA:

  • Cyclically Adjusted Book per Share: $0.95
  • GF Value™: $0.39 vs. price of $0.98 (151.5% above fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the CAI:FAITA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Faisal Islamic Bank of Egypt Business Description

Other Exchanges FAIT:Egypt
Address 3, 26 July Street, P.O. Box: 2446, Cairo, EGY, 11511
Faisal Islamic Bank of Egypt is an Egyptian Islamic and commercial bank. It provides general banking services like deposits, loans, letters of credit and guarantee, securities services, saving pools, and finance and investment.
28GF Score

Get the complete analysis for CAI:FAITA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.98
Price
$0.39
GF Value