Faisal Islamic Bank of Egypt (CAI:FAITA) Cyclically Adjusted PB Ratio: 1.01 (As of Aug. 30, 2026) — 24% Below Median

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Director of Data and Quant Analytics at GuruFocus
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CAI:FAITA Faisal Islamic Bank of Egypt CAI:FAITA
31 GF Score
Price $1.02
GF Value $0.39
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio?

Faisal Islamic Bank of Egypt CAI:FAITA +3.03% 31 Cyclically Adjusted PB Ratio is 1.01 as of Aug. 30, 2026, which is 24% below its 10-year median of 1.33. GuruFocus rates CAI:FAITA with a GF Score™ of 31/100 and a GF Value™ of $0.39 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,275 Banks companies, Faisal Islamic Bank of Egypt ranks worse than 50.98% on this metric.

As of today (2026-08-30), Faisal Islamic Bank of Egypt's current share price is $1.02. Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $1.01. Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio for today is 1.01.

The historical rank and industry rank for Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio or its related term are showing as below:

CAI:FAITA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 1.33   Max: 1.97
Current: 1.3

During the past years, Faisal Islamic Bank of Egypt's highest Cyclically Adjusted PB Ratio was 1.97. The lowest was 0.68. And the median was 1.33.

CAI:FAITA's Cyclically Adjusted PB Ratio is ranked worse than
50.98% of 1275 companies
in the Banks industry
Industry Median: 1.28 vs CAI:FAITA: 1.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Faisal Islamic Bank of Egypt's adjusted book value per share data for the three months ended in Mar. 2026 was $1.530. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.01 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Faisal Islamic Bank of Egypt  (CAI:FAITA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio Related Terms


Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio Chart

Faisal Islamic Bank of Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.30 1.42 1.32 1.02

Faisal Islamic Bank of Egypt Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 0.00 0.93 1.02 0.99

Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio falls into.


CAI:FAITA
31GF Score
Faisal Islamic Bank of Egypt CAI:FAITA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Faisal Islamic Bank of Egypt Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.02/1.01
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Faisal Islamic Bank of Egypt's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Faisal Islamic Bank of Egypt's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.53/330.2130*330.2130
=1.530

Current CPI (Mar. 2026) = 330.2130.

Faisal Islamic Bank of Egypt Quarterly Data

Book Value per Share CPI Adj_Book
201603 0.841 238.132 1.166
201606 0.829 241.018 1.136
201609 0.933 241.428 1.276
201612 0.746 241.432 1.020
201703 0.768 243.801 1.040
201706 0.769 244.955 1.037
201709 0.819 246.819 1.096
201712 0.856 246.524 1.147
201803 0.853 249.554 1.129
201806 0.905 251.989 1.186
201809 0.938 252.439 1.227
201812 1.079 251.233 1.418
201903 1.118 254.202 1.452
201906 1.179 256.143 1.520
201909 1.221 256.759 1.570
201912 1.303 256.974 1.674
202003 1.308 258.115 1.673
202006 1.257 257.797 1.610
202009 1.397 260.280 1.772
202012 1.437 260.474 1.822
202103 1.414 264.877 1.763
202106 1.470 271.696 1.787
202109 1.636 274.310 1.969
202112 1.701 278.802 2.015
202203 1.784 287.504 2.049
202206 1.651 296.311 1.840
202209 1.651 296.808 1.837
202212 1.468 296.797 1.633
202303 1.318 301.836 1.442
202306 1.362 305.109 1.474
202309 1.353 307.789 1.452
202312 1.261 306.746 1.357
202403 1.158 312.332 1.224
202406 1.139 314.175 1.197
202409 1.197 315.301 1.254
202412 1.210 315.605 1.266
202503 0.000 319.799 0.000
202509 1.346 324.800 1.368
202512 1.374 324.054 1.400
202603 1.530 330.213 1.530

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.01 mean?
Faisal Islamic Bank of Egypt (CAI:FAITA) has a Cyclically Adjusted PB Ratio of 1.01 as of Aug. 30, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Faisal Islamic Bank of Egypt and its competitors. This is 24% below median its historical median of 1.33. Over the past decade, Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio has ranged from 0.68 to 1.97. According to the industry distribution chart, Faisal Islamic Bank of Egypt ranks #650 out of 1275 companies in the Banks industry, placing it in the top 51%.
Is Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio too high?
Faisal Islamic Bank of Egypt's current Cyclically Adjusted PB Ratio of 1.01 is 24% below median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.97. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Faisal Islamic Bank of Egypt's value of 1.01 is 21.1% below this industry median. Based on the distribution chart, Faisal Islamic Bank of Egypt ranks #650 out of 1275 companies in the Banks industry, which is below the industry midpoint. Overall, Faisal Islamic Bank of Egypt has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Faisal Islamic Bank of Egypt's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Faisal Islamic Bank of Egypt ranks #650 out of 1275 companies for Cyclically Adjusted PB Ratio. This places Faisal Islamic Bank of Egypt in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Faisal Islamic Bank of Egypt's value of 1.01 is 21.1% below this benchmark. Historically, Faisal Islamic Bank of Egypt's own Cyclically Adjusted PB Ratio has ranged from 0.68 to 1.97 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.28, Faisal Islamic Bank of Egypt has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Faisal Islamic Bank of Egypt's current Cyclically Adjusted PB Ratio of 1.01 is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Faisal Islamic Bank of Egypt and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Faisal Islamic Bank of Egypt's current Cyclically Adjusted PB Ratio is 1.01, which is 24% below median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Faisal Islamic Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Faisal Islamic Bank of Egypt (CAI:FAITA) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.39, compared to a current price of $1.02 — trading 161.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.01, which is 24% below median its 10-year median of 1.33 and 21.1% below the Banks industry median of 1.28. Faisal Islamic Bank of Egypt's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Faisal Islamic Bank of Egypt (CAI:FAITA), the current Cyclically Adjusted PB Ratio is 1.01 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Faisal Islamic Bank of Egypt (CAI:FAITA) Overvalued in 2026?

Based on GuruFocus' analysis, Faisal Islamic Bank of Egypt stock appears to be overvalued. The current stock price of $1.02 is trading 161.5% above its estimated GF Value™ of $0.39. GuruFocus considers Faisal Islamic Bank of Egypt to be Significantly Overvalued.

Key valuation signals for CAI:FAITA:

  • Cyclically Adjusted PB Ratio: 1.01 (24% below median its 10-year median of 1.33)
  • GF Value™: $0.39 vs. price of $1.02 (161.5% above fair value)
  • GF Score™: 31/100 with 5 warning signs
  • Industry Position: 21.1% below the Banks median (#650 of 1275)

No single metric tells the full story. See the CAI:FAITA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Faisal Islamic Bank of Egypt Business Description

Other Exchanges FAIT:Egypt
Address 3, 26 July Street, P.O. Box: 2446, Cairo, EGY, 11511
Faisal Islamic Bank of Egypt is an Egyptian Islamic and commercial bank. It provides general banking services like deposits, loans, letters of credit and guarantee, securities services, saving pools, and finance and investment.
31GF Score

Get the complete analysis for CAI:FAITA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.02
Price
$0.39
GF Value