CWBK (CW Bancorp) Cyclically Adjusted Book per Share: $25.52 (As of Mar. 2026)


CWBK CW Bancorp CWBK
67 GF Score
Price $39.05
GF Value $35.80
Valuation Fairly Valued
! 5 Warning Signs
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What is CW Bancorp Cyclically Adjusted Book per Share?

CW Bancorp CWBK 67 Cyclically Adjusted Book per Share is $25.52 as of Mar. 2026. GuruFocus rates CWBK with a GF Score™ of 67/100 and a GF Value™ of $35.80 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

CW Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was $32.958. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $25.52 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CW Bancorp's average Cyclically Adjusted Book Growth Rate was 14.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-01), CW Bancorp's current stock price is $39.05. CW Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $25.52. CW Bancorp's Cyclically Adjusted PB Ratio of today is 1.53.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CW Bancorp was 1.80. The lowest was 1.37. And the median was 1.53.


CW Bancorp  (OTCPK:CWBK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CW Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=39.05/25.52
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CW Bancorp was 1.80. The lowest was 1.37. And the median was 1.53.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


CW Bancorp Cyclically Adjusted Book per Share Related Terms


CW Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for CW Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CW Bancorp Cyclically Adjusted Book per Share Chart

CW Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 21.48 24.47

CW Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.23 23.04 23.84 24.47 25.52

CWBK vs MGYR, JFBC, AMBK: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, CW Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CW Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CW Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CW Bancorp's Cyclically Adjusted PB Ratio falls into.


CWBK
67GF Score
CW Bancorp CWBK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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CW Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CW Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=32.958/330.2130*330.2130
=32.958

Current CPI (Mar. 2026) = 330.2130.

CW Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
200412 6.663 190.300 11.562
200503 6.717 193.300 11.475
200506 7.119 194.500 12.086
200509 9.297 198.800 15.443
200512 16.540 196.800 27.753
200603 16.657 199.800 27.529
200606 17.098 202.900 27.826
200609 18.007 202.900 29.306
200612 18.647 201.800 30.513
200703 19.298 205.352 31.032
200706 19.542 208.352 30.972
200709 20.448 208.490 32.386
201712 16.396 246.524 21.962
201812 16.140 251.233 21.214
201912 17.672 256.974 22.709
202003 0.000 258.115 0.000
202006 0.000 257.797 0.000
202009 0.000 260.280 0.000
202012 19.732 260.474 25.015
202103 20.194 264.877 25.175
202106 20.861 271.696 25.354
202109 21.036 274.310 25.323
202112 21.389 278.802 25.333
202203 20.243 287.504 23.250
202206 19.653 296.311 21.902
202209 19.394 296.808 21.577
202212 21.008 296.797 23.373
202303 22.006 301.836 24.075
202306 22.763 305.109 24.636
202309 22.996 307.789 24.671
202312 25.472 306.746 27.421
202403 25.891 312.332 27.373
202406 26.629 314.175 27.988
202409 28.316 315.301 29.655
202412 28.290 315.605 29.599
202503 29.299 319.799 30.253
202506 30.099 322.561 30.813
202509 31.209 324.800 31.729
202512 32.453 324.054 33.070
202603 32.958 330.213 32.958

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $25.52 mean?
CW Bancorp (CWBK) has a Cyclically Adjusted Book per Share of $25.52 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CW Bancorp and its competitors.
Is CW Bancorp's Cyclically Adjusted Book per Share too high?
CW Bancorp's current Cyclically Adjusted Book per Share is $25.52. Overall, CW Bancorp has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CW Bancorp's Cyclically Adjusted Book per Share compare to MGYR and JFBC?
CW Bancorp's Cyclically Adjusted Book per Share of $25.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CW Bancorp and its competitors. CW Bancorp's current Cyclically Adjusted Book per Share is $25.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CW Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CW Bancorp (CWBK) is currently considered Fairly Valued. The stock's GF Value™ is $35.80, compared to a current price of $39.05 — trading 9.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is $25.52. CW Bancorp's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For CW Bancorp (CWBK), the current Cyclically Adjusted Book per Share is $25.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CW Bancorp (CWBK) Overvalued in 2026?

Based on GuruFocus' analysis, CW Bancorp stock appears to be overvalued. The current stock price of $39.05 is trading 9.1% above its estimated GF Value™ of $35.80. GuruFocus considers CW Bancorp to be Fairly Valued.

Key valuation signals for CWBK:

  • Cyclically Adjusted Book per Share: $25.52
  • GF Value™: $35.80 vs. price of $39.05 (9.1% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the CWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CW Bancorp Business Description

Address 2445 McCabe Way, Suite 300, Irvine, CA, USA, 92614
CW Bancorp is a bank holding company. Through its subsidiary, it operates as a California based full service commercial bank with a vision and culture of focusing exclusively on the business community by delivering on customized products and services. The Bank serves businesses throughout the state of California. It provides a wide range of commercial banking services, including remote deposit solutions, online banking, mobile banking, lines of credit, working capital loans, commercial real estate loans, SBA loans, and treasury management services.
67GF Score

Get the complete analysis for CWBK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.05
Price
$35.80
GF Value