CWBK (CW Bancorp) E10: $3.89 (As of Mar. 2026)


CWBK CW Bancorp CWBK
67 GF Score
Price $39.59
GF Value $35.76
Valuation Modestly Overvalued
! 5 Warning Signs
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What is CW Bancorp E10?

CW Bancorp CWBK 67 E10 is $3.89 as of Mar. 2026. GuruFocus rates CWBK with a GF Score™ of 67/100 and a GF Value™ of $35.76 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CW Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.180. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.89 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CW Bancorp's average E10 Growth Rate was 13.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), CW Bancorp's current stock price is $39.59. CW Bancorp's E10 for the quarter that ended in Mar. 2026 was $3.89. CW Bancorp's Shiller PE Ratio of today is 10.18.

During the past 13 years, the highest Shiller PE Ratio of CW Bancorp was 11.87. The lowest was 8.90. And the median was 9.97.


CW Bancorp  (OTCPK:CWBK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CW Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=39.59/3.89
=10.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CW Bancorp was 11.87. The lowest was 8.90. And the median was 9.97.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CW Bancorp E10 Related Terms


CW Bancorp E10 Historical Data

* Premium members only.

The historical data trend for CW Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CW Bancorp E10 Chart

CW Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3.30 3.72

CW Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.42 3.55 3.66 3.72 3.89

CWBK vs UNIB, OFED, MGYR: E10 Comparison

For the Banks - Regional subindustry, CW Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CW Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CW Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CW Bancorp's Shiller PE Ratio falls into.


CWBK
67GF Score
CW Bancorp CWBK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CW Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CW Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.18/330.2130*330.2130
=1.180

Current CPI (Mar. 2026) = 330.2130.

CW Bancorp Quarterly Data

per share eps CPI Adj_EPS
200412 0.152 190.300 0.264
200503 0.030 193.300 0.051
200506 0.182 194.500 0.309
200509 0.190 198.800 0.316
200512 0.180 196.800 0.302
200603 0.336 199.800 0.555
200606 0.412 202.900 0.671
200609 0.537 202.900 0.874
200612 0.525 201.800 0.859
200703 0.516 205.352 0.830
200706 0.509 208.352 0.807
200709 0.594 208.490 0.941
201712 0.000 246.524 0.000
201812 0.000 251.233 0.000
201912 0.000 256.974 0.000
202003 0.300 258.115 0.384
202006 0.280 257.797 0.359
202009 0.540 260.280 0.685
202012 1.370 260.474 1.737
202103 0.990 264.877 1.234
202106 0.810 271.696 0.984
202109 0.990 274.310 1.192
202112 1.110 278.802 1.315
202203 1.150 287.504 1.321
202206 1.200 296.311 1.337
202209 1.330 296.808 1.480
202212 1.320 296.797 1.469
202303 1.370 301.836 1.499
202306 1.270 305.109 1.374
202309 1.610 307.789 1.727
202312 1.130 306.746 1.216
202403 0.960 312.332 1.015
202406 1.000 314.175 1.051
202409 1.030 315.301 1.079
202412 1.310 315.605 1.371
202503 0.970 319.799 1.002
202506 1.020 322.561 1.044
202509 0.930 324.800 0.945
202512 1.160 324.054 1.182
202603 1.180 330.213 1.180

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $3.89 mean?
CW Bancorp (CWBK) has a E10 of $3.89 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CW Bancorp and its competitors.
Is CW Bancorp's E10 too high?
CW Bancorp's current E10 is $3.89. Overall, CW Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CW Bancorp's E10 compare to UNIB and OFED?
CW Bancorp's E10 of $3.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CW Bancorp and its competitors. CW Bancorp's current E10 is $3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CW Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CW Bancorp (CWBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.76, compared to a current price of $39.59 — trading 10.7% above its estimated fair value. The current E10 is $3.89. CW Bancorp's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For CW Bancorp (CWBK), the current E10 is $3.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CW Bancorp (CWBK) Overvalued in 2026?

Based on GuruFocus' analysis, CW Bancorp stock appears to be overvalued. The current stock price of $39.59 is trading 10.7% above its estimated GF Value™ of $35.76. GuruFocus considers CW Bancorp to be Modestly Overvalued.

Key valuation signals for CWBK:

  • E10: $3.89
  • GF Value™: $35.76 vs. price of $39.59 (10.7% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the CWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CW Bancorp Business Description

Address 2445 McCabe Way, Suite 300, Irvine, CA, USA, 92614
CW Bancorp is a bank holding company. Through its subsidiary, it operates as a California based full service commercial bank with a vision and culture of focusing exclusively on the business community by delivering on customized products and services. The Bank serves businesses throughout the state of California. It provides a wide range of commercial banking services, including remote deposit solutions, online banking, mobile banking, lines of credit, working capital loans, commercial real estate loans, SBA loans, and treasury management services.
67GF Score

Get the complete analysis for CWBK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.59
Price
$35.76
GF Value